From 
United States you can also send money to
United States you can also send money toSending money from UNITED STATES to GHANA
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (USD)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
2.992.99
-4.56
Percentage difference between market reference rate 14.00 and exchange rate charged 14.64-4.56-3.07-3.07
-6.14-6.14
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.992.99
-2.79
Percentage difference between market reference rate 14.00 and exchange rate charged 14.39-2.79-1.30-1.30
-2.60-2.60
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.992.99
-2.79
Percentage difference between market reference rate 14.00 and exchange rate charged 14.39-2.79-1.30-1.30
-2.60-2.60
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
-0.61
Percentage difference between market reference rate 13.05 and exchange rate charged 13.13-0.61-0.61-0.61
-1.22-1.22
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
6.226.22
-2.12
Percentage difference between market reference rate 13.51 and exchange rate charged 13.79-2.120.990.99
1.981.98
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.39
Percentage difference between market reference rate 14.30 and exchange rate charged 14.101.391.391.39
2.782.78
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
0.000.00
2.08
Percentage difference between market reference rate 14.40 and exchange rate charged 14.102.082.082.08
4.164.16
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
5.005.00
-0.06
Percentage difference between market reference rate 14.30 and exchange rate charged 14.31-0.062.442.44
4.884.88
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.99
Percentage difference between market reference rate 14.40 and exchange rate charged 13.972.992.992.99
5.985.98
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.99
Percentage difference between market reference rate 14.50 and exchange rate charged 13.972.992.992.99
5.985.98
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
1.39
Percentage difference between market reference rate 14.30 and exchange rate charged 14.101.394.394.39
8.788.78
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.403.40
2.99
Percentage difference between market reference rate 14.40 and exchange rate charged 13.972.994.694.69
9.389.38
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
5.15
Percentage difference between market reference rate 14.50 and exchange rate charged 13.755.155.155.15
10.3010.30
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
4.21
Percentage difference between market reference rate 13.05 and exchange rate charged 12.504.215.215.21
10.4210.42
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
6.006.00
2.75
Percentage difference between market reference rate 14.50 and exchange rate charged 14.102.755.755.75
11.5011.50
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Low
12.0012.00
0.18
Percentage difference between market reference rate 14.50 and exchange rate charged 14.470.186.186.18
12.3612.36
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
8.04
Percentage difference between market reference rate 14.30 and exchange rate charged 13.158.0410.5310.53
21.0621.06
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.004.00
8.98
Percentage difference between market reference rate 14.30 and exchange rate charged 13.028.9810.9810.98
21.9621.96
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.004.00
8.98
Percentage difference between market reference rate 14.30 and exchange rate charged 13.028.9810.9810.98
21.9621.96
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.995.99
8.04
Percentage difference between market reference rate 14.30 and exchange rate charged 13.158.0411.0311.03
22.0622.06
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
8.65
Percentage difference between market reference rate 14.30 and exchange rate charged 13.068.6511.1411.14
22.2822.28
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.995.99
8.65
Percentage difference between market reference rate 14.30 and exchange rate charged 13.068.6511.6411.64
23.2823.28
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.995.99
8.65
Percentage difference between market reference rate 14.30 and exchange rate charged 13.068.6511.6411.64
23.2823.28
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
8.98
Percentage difference between market reference rate 14.30 and exchange rate charged 13.028.9811.9811.98
23.9623.96
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
8.98
Percentage difference between market reference rate 14.30 and exchange rate charged 13.028.9812.4812.48
24.9624.96
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
11.54
Percentage difference between market reference rate 14.40 and exchange rate charged 12.7411.5412.5312.53
25.0625.06
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
8.67
Percentage difference between market reference rate 14.40 and exchange rate charged 13.158.6712.6712.67
25.3425.34
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
8.008.00
8.68
Percentage difference between market reference rate 14.40 and exchange rate charged 13.158.6812.6812.68
25.3625.36
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
9.009.00
8.98
Percentage difference between market reference rate 14.30 and exchange rate charged 13.028.9813.4813.48
26.9626.96
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
9.74
Percentage difference between market reference rate 14.30 and exchange rate charged 12.919.7413.7413.74
27.4827.48
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
12.0012.00
8.04
Percentage difference between market reference rate 14.30 and exchange rate charged 13.158.0414.0414.04
28.0828.08
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.395.39
11.54
Percentage difference between market reference rate 14.40 and exchange rate charged 12.7411.5414.2314.23
28.4628.46
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
10.36
Percentage difference between market reference rate 14.40 and exchange rate charged 12.9110.3614.3614.36
28.7228.72
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.0011.00
8.98
Percentage difference between market reference rate 14.30 and exchange rate charged 13.028.9814.4814.48
28.9628.96
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
12.0012.00
8.68
Percentage difference between market reference rate 14.40 and exchange rate charged 13.158.6814.6714.67
29.3429.34
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
13.42
Percentage difference between market reference rate 14.50 and exchange rate charged 12.5513.4215.9115.91
31.8231.82
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.995.99
13.42
Percentage difference between market reference rate 14.50 and exchange rate charged 12.5513.4216.4116.41
32.8232.82
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
12.67
Percentage difference between market reference rate 14.50 and exchange rate charged 12.6612.6716.6716.67
33.3433.34
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
10.9910.99
13.42
Percentage difference between market reference rate 14.50 and exchange rate charged 12.5513.4218.9118.91
37.8237.82
Total Average Fourth Quarter 2022
8.858.85
Total Average Third Quarter 2022
14.9114.91
Total Average
Fee
5.435.43Exchange Rate Margin (%)
6.146.14Total Cost Percent (%)
8.858.85
Total Cost (USD)
Total Cost (USD)
17.7017.70
Non-Transparent records
Bank account transfer Credit Card Debit card CashLess than one hour Same day Next day 2 days 3-5 daysBank account Cash Mobile walletPayment instrument
Access point
Sending network coverage
Receiving method
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
N/AN/A
N/A
not availableN/AN/AN/A
N/AN/A
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
-4.56
Percentage difference between market reference rate 14.00 and exchange rate charged 14.64-4.56-3.57-3.57
-17.85-17.85
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
-2.79
Percentage difference between market reference rate 14.00 and exchange rate charged 14.39-2.79-1.79-1.79
-8.95-8.95
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
-2.79
Percentage difference between market reference rate 14.00 and exchange rate charged 14.39-2.79-1.79-1.79
-8.95-8.95
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
7.957.95
-2.12
Percentage difference between market reference rate 13.51 and exchange rate charged 13.79-2.12-0.53-0.53
-2.65-2.65
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
-0.06
Percentage difference between market reference rate 14.30 and exchange rate charged 14.31-0.061.341.34
6.706.70
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.39
Percentage difference between market reference rate 14.30 and exchange rate charged 14.101.391.391.39
6.956.95
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
0.000.00
2.08
Percentage difference between market reference rate 14.40 and exchange rate charged 14.102.082.082.08
10.4010.40
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.99
Percentage difference between market reference rate 14.40 and exchange rate charged 13.972.992.992.99
14.9514.95
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.79
Percentage difference between market reference rate 14.50 and exchange rate charged 13.953.793.793.79
18.9518.95
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
15.0015.00
1.39
Percentage difference between market reference rate 14.30 and exchange rate charged 14.101.394.394.39
21.9521.95
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
4.21
Percentage difference between market reference rate 13.05 and exchange rate charged 12.504.214.614.61
23.0523.05
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
8.508.50
2.99
Percentage difference between market reference rate 14.40 and exchange rate charged 13.972.994.694.69
23.4523.45
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
5.15
Percentage difference between market reference rate 14.50 and exchange rate charged 13.755.155.155.15
25.7525.75
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
15.0015.00
2.75
Percentage difference between market reference rate 14.50 and exchange rate charged 14.102.755.755.75
28.7528.75
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Low
30.0030.00
0.18
Percentage difference between market reference rate 14.50 and exchange rate charged 14.470.186.186.18
30.9030.90
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
0.000.00
8.98
Percentage difference between market reference rate 14.30 and exchange rate charged 13.028.988.988.98
44.9044.90
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
8.04
Percentage difference between market reference rate 14.30 and exchange rate charged 13.158.049.049.04
45.2045.20
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.995.99
8.04
Percentage difference between market reference rate 14.30 and exchange rate charged 13.158.049.249.24
46.2046.20
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
8.65
Percentage difference between market reference rate 14.30 and exchange rate charged 13.068.659.659.65
48.2548.25
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.004.00
8.98
Percentage difference between market reference rate 14.30 and exchange rate charged 13.028.989.789.78
48.9048.90
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.005.00
8.98
Percentage difference between market reference rate 14.30 and exchange rate charged 13.028.989.989.98
49.9049.90
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
8.98
Percentage difference between market reference rate 14.30 and exchange rate charged 13.028.9810.1810.18
50.9050.90
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
8.67
Percentage difference between market reference rate 14.40 and exchange rate charged 13.158.6710.2710.27
51.3551.35
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
8.008.00
8.68
Percentage difference between market reference rate 14.40 and exchange rate charged 13.158.6810.2810.28
51.4051.40
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
10.4910.49
8.65
Percentage difference between market reference rate 14.30 and exchange rate charged 13.068.6510.7510.75
53.7553.75
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
10.4910.49
8.65
Percentage difference between market reference rate 14.30 and exchange rate charged 13.068.6510.7510.75
53.7553.75
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
9.74
Percentage difference between market reference rate 14.30 and exchange rate charged 12.919.7411.3411.34
56.7056.70
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
11.54
Percentage difference between market reference rate 14.40 and exchange rate charged 12.7411.5411.9411.94
59.7059.70
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
10.36
Percentage difference between market reference rate 14.40 and exchange rate charged 12.9110.3611.9611.96
59.8059.80
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
22.5022.50
8.04
Percentage difference between market reference rate 14.30 and exchange rate charged 13.158.0412.5412.54
62.7062.70
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
18.0018.00
8.98
Percentage difference between market reference rate 14.30 and exchange rate charged 13.028.9812.5812.58
62.9062.90
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
19.0019.00
8.98
Percentage difference between market reference rate 14.30 and exchange rate charged 13.028.9812.7812.78
63.9063.90
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
22.5022.50
8.68
Percentage difference between market reference rate 14.40 and exchange rate charged 13.158.6813.1813.18
65.9065.90
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
10.4910.49
11.54
Percentage difference between market reference rate 14.40 and exchange rate charged 12.7411.5413.6413.64
68.2068.20
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
12.67
Percentage difference between market reference rate 14.50 and exchange rate charged 12.6612.6714.2714.27
71.3571.35
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
13.42
Percentage difference between market reference rate 14.50 and exchange rate charged 12.5513.4214.4214.42
72.1072.10
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
8.998.99
13.42
Percentage difference between market reference rate 14.50 and exchange rate charged 12.5513.4215.2215.22
76.1076.10
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
21.4921.49
13.42
Percentage difference between market reference rate 14.50 and exchange rate charged 12.5513.4217.7217.72
88.6088.60
Total Average Fourth Quarter 2022
8.038.03
Total Average Third Quarter 2022
13.9013.90
Total Average
Fee
8.488.48Exchange Rate Margin (%)
6.336.33Total Cost Percent (%)
8.038.03
Total Cost (USD)
Total Cost (USD)
40.1540.15Non-Transparent records
Bank account transfer Credit Card Debit card CashLess than one hour Same day Next day 2 days 3-5 daysBank account Cash Mobile wallet
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