Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

From nlNL you can also send money to
Transfer money

Sending money from NETHERLANDS to GHANA

Data collected on: Feb 19, 2025 - Feb 28, 2025
EUR | USD
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (EUR)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Firm
Unity Monetary Services BV
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
1.00
Exchange rate margin(%)
-0.19
Percentage difference between market reference rate 16.17 and exchange rate charged 16.20
Total cost (%)
0.52
Total cost (EUR)sort descending
0.73
Firm
Unity Monetary Services BV
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
1.00
Exchange rate margin(%)
-0.18
Percentage difference between market reference rate 16.17 and exchange rate charged 16.20
Total cost (%)
0.53
Total cost (EUR)sort descending
0.74
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
0.99
Exchange rate margin(%)
1.87
Percentage difference between market reference rate 16.20 and exchange rate charged 15.90
Total cost (%)
2.58
Total cost (EUR)sort descending
3.61
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
0.99
Exchange rate margin(%)
1.87
Percentage difference between market reference rate 16.20 and exchange rate charged 15.90
Total cost (%)
2.58
Total cost (EUR)sort descending
3.61
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
0.99
Exchange rate margin(%)
1.87
Percentage difference between market reference rate 16.20 and exchange rate charged 15.90
Total cost (%)
2.58
Total cost (EUR)sort descending
3.61
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
3.00
Exchange rate margin(%)
0.71
Percentage difference between market reference rate 16.19 and exchange rate charged 16.08
Total cost (%)
2.85
Total cost (EUR)sort descending
3.99
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
3.00
Exchange rate margin(%)
0.86
Percentage difference between market reference rate 16.22 and exchange rate charged 16.08
Total cost (%)
3.00
Total cost (EUR)sort descending
4.20
Firm
Unity Monetary Services BV
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Call Center
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
5.00
Exchange rate margin(%)
0.14
Percentage difference between market reference rate 16.17 and exchange rate charged 16.15
Total cost (%)
3.71
Total cost (EUR)sort descending
5.19
Firm
Unity Monetary Services BV
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
5.00
Exchange rate margin(%)
0.23
Percentage difference between market reference rate 16.19 and exchange rate charged 16.15
Total cost (%)
3.80
Total cost (EUR)sort descending
5.32
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
4.11
Percentage difference between market reference rate 16.20 and exchange rate charged 15.54
Total cost (%)
4.11
Total cost (EUR)sort descending
5.75
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
4.11
Percentage difference between market reference rate 16.20 and exchange rate charged 15.54
Total cost (%)
4.11
Total cost (EUR)sort descending
5.75
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Low 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
5.00
Exchange rate margin(%)
0.84
Percentage difference between market reference rate 16.27 and exchange rate charged 16.13
Total cost (%)
4.41
Total cost (EUR)sort descending
6.17
Firm
Unity Monetary Services BV
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Call Center
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
6.00
Exchange rate margin(%)
0.31
Percentage difference between market reference rate 16.20 and exchange rate charged 16.15
Total cost (%)
4.60
Total cost (EUR)sort descending
6.44
Firm
Unity Monetary Services BV
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
6.00
Exchange rate margin(%)
0.37
Percentage difference between market reference rate 16.21 and exchange rate charged 16.15
Total cost (%)
4.66
Total cost (EUR)sort descending
6.52
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Call Center
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
6.00
Exchange rate margin(%)
0.66
Percentage difference between market reference rate 16.23 and exchange rate charged 16.13
Total cost (%)
4.95
Total cost (EUR)sort descending
6.93
Firm
Transfer Galaxy
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
0.70
Exchange rate margin(%)
5.12
Percentage difference between market reference rate 16.17 and exchange rate charged 15.34
Total cost (%)
5.62
Total cost (EUR)sort descending
7.87
Firm
Transfer Galaxy
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
0.70
Exchange rate margin(%)
5.12
Percentage difference between market reference rate 16.17 and exchange rate charged 15.34
Total cost (%)
5.62
Total cost (EUR)sort descending
7.87
Firm
Transfer Galaxy
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
0.70
Exchange rate margin(%)
5.12
Percentage difference between market reference rate 16.17 and exchange rate charged 15.34
Total cost (%)
5.62
Total cost (EUR)sort descending
7.87
Firm
Unity Monetary Services BV
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Call Center
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
8.00
Exchange rate margin(%)
0.35
Percentage difference between market reference rate 16.21 and exchange rate charged 16.15
Total cost (%)
6.06
Total cost (EUR)sort descending
8.48
Firm
Unity Monetary Services BV
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
8.00
Exchange rate margin(%)
0.39
Percentage difference between market reference rate 16.21 and exchange rate charged 16.15
Total cost (%)
6.10
Total cost (EUR)sort descending
8.54
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Call Center
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
7.50
Exchange rate margin(%)
0.86
Percentage difference between market reference rate 16.11 and exchange rate charged 15.97
Total cost (%)
6.22
Total cost (EUR)sort descending
8.71
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
3.99
Exchange rate margin(%)
4.25
Percentage difference between market reference rate 16.16 and exchange rate charged 15.47
Total cost (%)
7.10
Total cost (EUR)sort descending
9.94
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
3.99
Exchange rate margin(%)
5.14
Percentage difference between market reference rate 16.20 and exchange rate charged 15.37
Total cost (%)
7.99
Total cost (EUR)sort descending
11.19
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
3.99
Exchange rate margin(%)
5.14
Percentage difference between market reference rate 16.20 and exchange rate charged 15.37
Total cost (%)
7.99
Total cost (EUR)sort descending
11.19
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
8.90
Exchange rate margin(%)
2.14
Percentage difference between market reference rate 16.22 and exchange rate charged 15.87
Total cost (%)
8.50
Total cost (EUR)sort descending
11.90
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
11.00
Exchange rate margin(%)
1.05
Percentage difference between market reference rate 16.14 and exchange rate charged 15.97
Total cost (%)
8.91
Total cost (EUR)sort descending
12.47
Total Average First Quarter 2025
4.80
Total Average Fourth Quarter 2024
5.57
Total Average
Fee
3.90
Exchange Rate Margin (%)
2.01
Total Cost Percent (%)
4.80
Total Cost (EUR)
6.72
Non-Transparent records
Debit card Credit Card Bank account transfer Cash
Less than one hour Next day Same day 2 days
Cash Mobile wallet
      © 2023 The World Bank Group, All Rights Reserved