Remittance Prices Worldwide

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Transfer money

Sending money from NORWAY to PAKISTAN

Data collected on: Aug 08, 2025 - Sep 03, 2025
NOK | USD
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (NOK)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.70
Percentage difference between market reference rate 27.93 and exchange rate charged 27.73
Total cost (%)
0.70
Total cost (NOK)sort descending
8.68
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Low 
Fee
Exchange rate margin(%)
0.77
Percentage difference between market reference rate 27.95 and exchange rate charged 27.73
Total cost (%)
0.77
Total cost (NOK)sort descending
9.55
Firm
ACE Money Transfer
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
Exchange rate margin(%)
0.79
Percentage difference between market reference rate 27.62 and exchange rate charged 27.40
Total cost (%)
0.79
Total cost (NOK)sort descending
9.80
Firm
ACE Money Transfer
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
Exchange rate margin(%)
0.79
Percentage difference between market reference rate 27.62 and exchange rate charged 27.40
Total cost (%)
0.79
Total cost (NOK)sort descending
9.80
Firm
ACE Money Transfer
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
Exchange rate margin(%)
0.79
Percentage difference between market reference rate 27.62 and exchange rate charged 27.40
Total cost (%)
0.79
Total cost (NOK)sort descending
9.80
Firm
ACE Money Transfer
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.79
Percentage difference between market reference rate 27.62 and exchange rate charged 27.40
Total cost (%)
0.79
Total cost (NOK)sort descending
9.80
Firm
ACE Money Transfer
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.79
Percentage difference between market reference rate 27.62 and exchange rate charged 27.40
Total cost (%)
0.79
Total cost (NOK)sort descending
9.80
Firm
ACE Money Transfer
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.79
Percentage difference between market reference rate 27.62 and exchange rate charged 27.40
Total cost (%)
0.79
Total cost (NOK)sort descending
9.80
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
10.00
Exchange rate margin(%)
0.03
Percentage difference between market reference rate 27.58 and exchange rate charged 27.57
Total cost (%)
0.84
Total cost (NOK)sort descending
10.37
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
10.00
Exchange rate margin(%)
0.06
Percentage difference between market reference rate 28.30 and exchange rate charged 28.29
Total cost (%)
0.87
Total cost (NOK)sort descending
10.74
Firm
Wise
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
17.75
Exchange rate margin(%)
0.13
Percentage difference between market reference rate 27.62 and exchange rate charged 27.58
Total cost (%)
1.56
Total cost (NOK)sort descending
19.36
Firm
TransferGo
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Low 
Fee
Exchange rate margin(%)
1.64
Percentage difference between market reference rate 27.89 and exchange rate charged 27.43
Total cost (%)
1.64
Total cost (NOK)sort descending
20.34
Firm
TransferGo
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Low 
Fee
Exchange rate margin(%)
1.66
Percentage difference between market reference rate 27.89 and exchange rate charged 27.43
Total cost (%)
1.66
Total cost (NOK)sort descending
20.58
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
20.00
Exchange rate margin(%)
0.07
Percentage difference between market reference rate 27.58 and exchange rate charged 27.56
Total cost (%)
1.68
Total cost (NOK)sort descending
20.87
Firm
DNB Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Low 
Fee
60.00
Exchange rate margin(%)
-3.03
Percentage difference between market reference rate 27.97 and exchange rate charged 28.82
Total cost (%)
1.81
Total cost (NOK)sort descending
22.43
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
1.95
Percentage difference between market reference rate 27.91 and exchange rate charged 27.37
Total cost (%)
1.95
Total cost (NOK)sort descending
24.18
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
1.95
Percentage difference between market reference rate 27.91 and exchange rate charged 27.37
Total cost (%)
1.95
Total cost (NOK)sort descending
24.18
Firm
Transfer Galaxy
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
6.20
Exchange rate margin(%)
1.47
Percentage difference between market reference rate 27.90 and exchange rate charged 27.49
Total cost (%)
1.97
Total cost (NOK)sort descending
24.43
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Low 
Fee
Exchange rate margin(%)
2.07
Percentage difference between market reference rate 27.65 and exchange rate charged 27.08
Total cost (%)
2.07
Total cost (NOK)sort descending
25.67
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Low 
Fee
Exchange rate margin(%)
2.07
Percentage difference between market reference rate 27.65 and exchange rate charged 27.08
Total cost (%)
2.07
Total cost (NOK)sort descending
25.67
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Low 
Fee
Exchange rate margin(%)
2.07
Percentage difference between market reference rate 27.65 and exchange rate charged 27.08
Total cost (%)
2.07
Total cost (NOK)sort descending
25.67
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
Exchange rate margin(%)
2.46
Percentage difference between market reference rate 27.65 and exchange rate charged 26.97
Total cost (%)
2.46
Total cost (NOK)sort descending
30.50
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
Exchange rate margin(%)
2.46
Percentage difference between market reference rate 27.65 and exchange rate charged 26.97
Total cost (%)
2.46
Total cost (NOK)sort descending
30.50
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
Exchange rate margin(%)
2.46
Percentage difference between market reference rate 27.65 and exchange rate charged 26.97
Total cost (%)
2.46
Total cost (NOK)sort descending
30.50
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
20.00
Exchange rate margin(%)
1.37
Percentage difference between market reference rate 27.70 and exchange rate charged 27.32
Total cost (%)
2.98
Total cost (NOK)sort descending
36.99
Firm
Paysend
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
25.00
Exchange rate margin(%)
1.12
Percentage difference between market reference rate 27.63 and exchange rate charged 27.32
Total cost (%)
3.14
Total cost (NOK)sort descending
38.89
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
3.95
Percentage difference between market reference rate 27.65 and exchange rate charged 26.56
Total cost (%)
3.95
Total cost (NOK)sort descending
48.98
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
3.95
Percentage difference between market reference rate 27.65 and exchange rate charged 26.56
Total cost (%)
3.95
Total cost (NOK)sort descending
48.98
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
3.95
Percentage difference between market reference rate 27.65 and exchange rate charged 26.56
Total cost (%)
3.95
Total cost (NOK)sort descending
48.98
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
20.00
Exchange rate margin(%)
2.40
Percentage difference between market reference rate 27.84 and exchange rate charged 27.18
Total cost (%)
4.01
Total cost (NOK)sort descending
49.76
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
20.00
Exchange rate margin(%)
2.40
Percentage difference between market reference rate 27.84 and exchange rate charged 27.18
Total cost (%)
4.01
Total cost (NOK)sort descending
49.76
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
39.00
Exchange rate margin(%)
1.36
Percentage difference between market reference rate 27.64 and exchange rate charged 27.26
Total cost (%)
4.51
Total cost (NOK)sort descending
55.86
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
39.00
Exchange rate margin(%)
1.36
Percentage difference between market reference rate 27.64 and exchange rate charged 27.26
Total cost (%)
4.51
Total cost (NOK)sort descending
55.86
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
39.00
Exchange rate margin(%)
1.36
Percentage difference between market reference rate 27.64 and exchange rate charged 27.26
Total cost (%)
4.51
Total cost (NOK)sort descending
55.86
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
39.00
Exchange rate margin(%)
1.36
Percentage difference between market reference rate 27.64 and exchange rate charged 27.26
Total cost (%)
4.51
Total cost (NOK)sort descending
55.86
Firm
Nordea Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Low 
Fee
75.00
Exchange rate margin(%)
0.35
Percentage difference between market reference rate 28.00 and exchange rate charged 27.90
Total cost (%)
6.40
Total cost (NOK)sort descending
79.34
Firm
Nordea Bank
Firm type: Bank
 
Payment instrument
Access point
Call Center
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Low 
Fee
75.00
Exchange rate margin(%)
0.38
Percentage difference between market reference rate 28.01 and exchange rate charged 27.90
Total cost (%)
6.43
Total cost (NOK)sort descending
79.71
Firm
Nordea Bank
Firm type: Bank
 
Payment instrument
Access point
Bank branch
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Low 
Fee
75.00
Exchange rate margin(%)
0.44
Percentage difference between market reference rate 28.02 and exchange rate charged 27.90
Total cost (%)
6.49
Total cost (NOK)sort descending
80.46
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
100.00
Exchange rate margin(%)
1.57
Percentage difference between market reference rate 27.94 and exchange rate charged 27.50
Total cost (%)
9.63
Total cost (NOK)sort descending
119.47
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
100.00
Exchange rate margin(%)
1.59
Percentage difference between market reference rate 27.95 and exchange rate charged 27.50
Total cost (%)
9.65
Total cost (NOK)sort descending
119.72
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
100.00
Exchange rate margin(%)
1.59
Percentage difference between market reference rate 27.95 and exchange rate charged 27.50
Total cost (%)
9.65
Total cost (NOK)sort descending
119.72
Total Average Third Quarter 2025
3.12
Total Average Second Quarter 2025
0
Total Average
Fee
21.71
Exchange Rate Margin (%)
1.37
Total Cost Percent (%)
3.12
Total Cost (NOK)
38.71
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