Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

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Transfer money

Sending money from NORWAY to PAKISTAN

Data collected on: Nov 14, 2024-Nov 25, 2024
NOK | USD
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (NOK)sort descendingTotal cost (USD)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Firm
Wise
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Medium
Fee
17.782.87
Exchange rate margin (%)
-0.08
Percentage difference between market reference rate 25.09 and exchange rate charged 25.11-0.08
Total cost (%)
1.351.35
Total cost (NOK)sort descendingTotal cost (USD)sort descending
16.742.70
Firm
Transfer Galaxy
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Medium
Fee
0.000.00
Exchange rate margin (%)
2.02
Percentage difference between market reference rate 24.95 and exchange rate charged 24.442.02
Total cost (%)
2.022.02
Total cost (NOK)sort descendingTotal cost (USD)sort descending
25.054.04
Firm
DNB Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
60.009.68
Exchange rate margin (%)
-1.97
Percentage difference between market reference rate 25.08 and exchange rate charged 25.58-1.97
Total cost (%)
2.872.87
Total cost (NOK)sort descendingTotal cost (USD)sort descending
35.595.74
Firm
Paysend
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Medium
Fee
25.004.03
Exchange rate margin (%)
1.04
Percentage difference between market reference rate 25.09 and exchange rate charged 24.831.04
Total cost (%)
3.063.06
Total cost (NOK)sort descendingTotal cost (USD)sort descending
37.946.12
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
71.0011.45
Exchange rate margin (%)
0.95
Percentage difference between market reference rate 25.04 and exchange rate charged 24.810.95
Total cost (%)
6.686.68
Total cost (NOK)sort descendingTotal cost (USD)sort descending
82.8313.36
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
55.008.87
Exchange rate margin (%)
2.56
Percentage difference between market reference rate 25.04 and exchange rate charged 24.402.56
Total cost (%)
7.007.00
Total cost (NOK)sort descendingTotal cost (USD)sort descending
86.8014.00
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
100.0016.13
Exchange rate margin (%)
0.77
Percentage difference between market reference rate 25.04 and exchange rate charged 24.850.77
Total cost (%)
8.838.83
Total cost (NOK)sort descendingTotal cost (USD)sort descending
109.4917.66
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
100.0016.13
Exchange rate margin (%)
0.77
Percentage difference between market reference rate 25.04 and exchange rate charged 24.850.77
Total cost (%)
8.838.83
Total cost (NOK)sort descendingTotal cost (USD)sort descending
109.4917.66
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
100.0016.13
Exchange rate margin (%)
0.77
Percentage difference between market reference rate 25.04 and exchange rate charged 24.850.77
Total cost (%)
8.838.83
Total cost (NOK)sort descendingTotal cost (USD)sort descending
109.4917.66
Firm
Nordea Bank
Firm type: Bank
 
Payment instrument
Access point
Call Center
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
75.0012.10
Exchange rate margin (%)
2.85
Percentage difference between market reference rate 25.01 and exchange rate charged 24.302.85
Total cost (%)
8.908.90
Total cost (NOK)sort descendingTotal cost (USD)sort descending
110.3617.80
Firm
Nordea Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
75.0012.10
Exchange rate margin (%)
2.97
Percentage difference between market reference rate 25.04 and exchange rate charged 24.302.97
Total cost (%)
9.029.02
Total cost (NOK)sort descendingTotal cost (USD)sort descending
111.8518.04
Firm
Nordea Bank
Firm type: Bank
 
Payment instrument
Access point
Bank branch
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
75.0012.10
Exchange rate margin (%)
3.10
Percentage difference between market reference rate 25.08 and exchange rate charged 24.303.10
Total cost (%)
9.159.15
Total cost (NOK)sort descendingTotal cost (USD)sort descending
113.4618.30
Total Average Fourth Quarter 2024
6.386.38
Total Average Third Quarter 2024
2.902.90
Total Average
Fee
62.8210.13
Exchange Rate Margin (%)
1.311.31
Total Cost Percent (%)
6.386.38
Total Cost (NOK) Total Cost (USD)
79.0912.76
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 3-5 days 6 days or more
Bank account Cash
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
Total cost (%)
Total cost (NOK)sort descendingTotal cost (USD)sort descending
Firm
DNB Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
60.009.68
Exchange rate margin (%)
-1.97
Percentage difference between market reference rate 25.08 and exchange rate charged 25.58-1.97
Total cost (%)
-0.03-0.03
Total cost (NOK)sort descendingTotal cost (USD)sort descending
-0.93-0.15
Firm
Wise
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Medium
Fee
30.344.89
Exchange rate margin (%)
-0.08
Percentage difference between market reference rate 25.09 and exchange rate charged 25.11-0.08
Total cost (%)
0.900.90
Total cost (NOK)sort descendingTotal cost (USD)sort descending
27.904.50
Firm
Paysend
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Medium
Fee
25.004.03
Exchange rate margin (%)
1.04
Percentage difference between market reference rate 25.09 and exchange rate charged 24.831.04
Total cost (%)
1.851.85
Total cost (NOK)sort descendingTotal cost (USD)sort descending
57.359.25
Firm
Transfer Galaxy
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Medium
Fee
0.000.00
Exchange rate margin (%)
2.02
Percentage difference between market reference rate 24.95 and exchange rate charged 24.442.02
Total cost (%)
2.022.02
Total cost (NOK)sort descendingTotal cost (USD)sort descending
62.6210.10
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
101.0016.29
Exchange rate margin (%)
0.95
Percentage difference between market reference rate 25.04 and exchange rate charged 24.810.95
Total cost (%)
4.214.21
Total cost (NOK)sort descendingTotal cost (USD)sort descending
130.5121.05
Firm
Nordea Bank
Firm type: Bank
 
Payment instrument
Access point
Call Center
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
75.0012.10
Exchange rate margin (%)
2.85
Percentage difference between market reference rate 25.01 and exchange rate charged 24.302.85
Total cost (%)
5.275.27
Total cost (NOK)sort descendingTotal cost (USD)sort descending
163.3726.35
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
85.0013.71
Exchange rate margin (%)
2.56
Percentage difference between market reference rate 25.04 and exchange rate charged 24.402.56
Total cost (%)
5.305.30
Total cost (NOK)sort descendingTotal cost (USD)sort descending
164.3026.50
Firm
Nordea Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
75.0012.10
Exchange rate margin (%)
2.97
Percentage difference between market reference rate 25.04 and exchange rate charged 24.302.97
Total cost (%)
5.395.39
Total cost (NOK)sort descendingTotal cost (USD)sort descending
167.0926.95
Firm
Nordea Bank
Firm type: Bank
 
Payment instrument
Access point
Bank branch
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
75.0012.10
Exchange rate margin (%)
3.09
Percentage difference between market reference rate 25.08 and exchange rate charged 24.303.09
Total cost (%)
5.515.51
Total cost (NOK)sort descendingTotal cost (USD)sort descending
170.8127.55
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
200.0032.26
Exchange rate margin (%)
0.77
Percentage difference between market reference rate 25.04 and exchange rate charged 24.850.77
Total cost (%)
7.227.22
Total cost (NOK)sort descendingTotal cost (USD)sort descending
223.8236.10
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
200.0032.26
Exchange rate margin (%)
0.77
Percentage difference between market reference rate 25.04 and exchange rate charged 24.850.77
Total cost (%)
7.227.22
Total cost (NOK)sort descendingTotal cost (USD)sort descending
223.8236.10
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
200.0032.26
Exchange rate margin (%)
0.77
Percentage difference between market reference rate 25.04 and exchange rate charged 24.850.77
Total cost (%)
7.227.22
Total cost (NOK)sort descendingTotal cost (USD)sort descending
223.8236.10
Total Average Fourth Quarter 2024
4.344.34
Total Average Third Quarter 2024
2.232.23
Total Average
Fee
93.8615.14
Exchange Rate Margin (%)
1.311.31
Total Cost Percent (%)
4.344.34
Total Cost (NOK) Total Cost (USD)
134.5421.70
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 3-5 days 6 days or more
Bank account Cash
Least Costly Corridors To Pakistan
Least Costly Corridors From Norway
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