Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

From NZNew Zealand you can also send money to

Sending money from NEW ZEALAND to INDIA

Data collected on: Oct 17, 2023-Dec 04, 2023
NZD | USD
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (NZD)sort descendingTotal cost (USD)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.901.46
0.51
Percentage difference between market reference rate 49.12 and exchange rate charged 48.87
0.51
1.241.24
3.222.48
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
0.51
Percentage difference between market reference rate 49.12 and exchange rate charged 48.87
0.51
2.052.05
5.334.10
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
0.51
Percentage difference between market reference rate 49.12 and exchange rate charged 48.87
0.51
2.052.05
5.334.10
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
5.003.85
0.33
Percentage difference between market reference rate 51.67 and exchange rate charged 51.50
0.33
2.252.25
5.854.50
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
5.003.85
0.57
Percentage difference between market reference rate 51.24 and exchange rate charged 50.95
0.57
2.492.49
6.474.98
Orbit Remit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
0.95
Percentage difference between market reference rate 48.82 and exchange rate charged 48.35
0.95
2.492.49
6.474.98
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
0.99
Percentage difference between market reference rate 49.12 and exchange rate charged 48.63
0.99
2.532.53
6.585.06
Bank of Baroda
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
Medium
Receiving method
High
10.007.69
-1.29
Percentage difference between market reference rate 50.16 and exchange rate charged 50.80
-1.29
2.562.56
6.665.12
Bank of Baroda
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
10.007.69
-1.29
Percentage difference between market reference rate 50.16 and exchange rate charged 50.80
-1.29
2.562.56
6.665.12
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.53
1.80
Percentage difference between market reference rate 50.16 and exchange rate charged 49.26
1.80
2.572.57
6.685.14
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.53
1.80
Percentage difference between market reference rate 50.16 and exchange rate charged 49.26
1.80
2.572.57
6.685.14
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.53
1.80
Percentage difference between market reference rate 50.16 and exchange rate charged 49.26
1.80
2.572.57
6.685.14
Relianz Forex
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
5.003.85
1.09
Percentage difference between market reference rate 50.45 and exchange rate charged 49.90
1.09
3.013.01
7.836.02
Bank of Baroda
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
Medium
Receiving method
High
10.007.69
-0.79
Percentage difference between market reference rate 50.40 and exchange rate charged 50.80
-0.79
3.063.06
7.966.12
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
2.18
Percentage difference between market reference rate 51.29 and exchange rate charged 50.17
2.18
3.723.72
9.677.44
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
2.18
Percentage difference between market reference rate 51.29 and exchange rate charged 50.17
2.18
3.723.72
9.677.44
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.005.38
1.08
Percentage difference between market reference rate 50.82 and exchange rate charged 50.27
1.08
3.773.77
9.807.54
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
1.58
Percentage difference between market reference rate 51.43 and exchange rate charged 50.62
1.58
3.893.89
10.117.78
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
1.58
Percentage difference between market reference rate 51.43 and exchange rate charged 50.62
1.58
3.893.89
10.117.78
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
5.003.85
2.12
Percentage difference between market reference rate 50.40 and exchange rate charged 49.33
2.12
4.044.04
10.508.08
Bank of New Zealand
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.003.85
2.15
Percentage difference between market reference rate 49.95 and exchange rate charged 48.88
2.15
4.074.07
10.588.14
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.005.38
1.39
Percentage difference between market reference rate 50.69 and exchange rate charged 49.98
1.39
4.084.08
10.618.16
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.005.38
1.39
Percentage difference between market reference rate 50.69 and exchange rate charged 49.98
1.39
4.084.08
10.618.16
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
5.003.85
2.29
Percentage difference between market reference rate 51.79 and exchange rate charged 50.60
2.29
4.214.21
10.958.42
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
7.005.38
1.55
Percentage difference between market reference rate 50.46 and exchange rate charged 49.68
1.55
4.244.24
11.028.48
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
7.005.38
1.96
Percentage difference between market reference rate 50.68 and exchange rate charged 49.68
1.96
4.654.65
12.099.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
7.005.38
1.98
Percentage difference between market reference rate 50.69 and exchange rate charged 49.68
1.98
4.674.67
12.149.34
ASB Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.003.85
2.88
Percentage difference between market reference rate 50.23 and exchange rate charged 48.78
2.88
4.804.80
12.489.60
Bank of India
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
Medium
Receiving method
High
10.007.69
2.00
Percentage difference between market reference rate 51.22 and exchange rate charged 50.20
2.00
5.855.85
15.2111.70
Bank of India
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
10.007.69
2.00
Percentage difference between market reference rate 51.22 and exchange rate charged 50.20
2.00
5.855.85
15.2111.70
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
9.006.92
2.46
Percentage difference between market reference rate 50.18 and exchange rate charged 48.94
2.46
5.925.92
15.3911.84
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.809.08
2.18
Percentage difference between market reference rate 51.29 and exchange rate charged 50.17
2.18
6.726.72
17.4713.44
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.809.08
2.18
Percentage difference between market reference rate 51.29 and exchange rate charged 50.17
2.18
6.726.72
17.4713.44
Kiwibank
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
20.0015.38
2.37
Percentage difference between market reference rate 50.86 and exchange rate charged 49.65
2.37
10.0610.06
26.1620.12
Kiwibank
Firm type: Money Transfer Operator
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
25.0019.23
2.37
Percentage difference between market reference rate 50.86 and exchange rate charged 49.65
2.37
11.9911.99
31.1723.98
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
28.0021.54
2.88
Percentage difference between market reference rate 50.40 and exchange rate charged 48.95
2.88
13.6513.65
35.4927.30
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Call Center
Sending network coverage
High
Receiving method
High
28.0021.54
2.90
Percentage difference between market reference rate 50.40 and exchange rate charged 48.95
2.90
13.6713.67
35.5427.34
ASB Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
30.0023.08
2.83
Percentage difference between market reference rate 50.20 and exchange rate charged 48.78
2.83
14.3714.37
37.3628.74
Westpac
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
30.0023.08
3.08
Percentage difference between market reference rate 50.57 and exchange rate charged 49.01
3.08
14.6214.62
38.0129.24
Westpac
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
55.0042.31
3.07
Percentage difference between market reference rate 50.42 and exchange rate charged 48.87
3.07
24.2224.22
62.9748.44
Total Average Fourth Quarter 2023
5.645.64
Total Average Third Quarter 2023
5.925.92
Total Average
Fee
10.498.07
Exchange Rate Margin (%)
1.601.60
Total Cost Percent (%)
5.645.64
Total Cost (NZD) Total Cost (USD)
14.6511.27
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days
Bank account Cash
Payment instrument
Access point
Sending network coverage
Receiving method
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.901.46
0.51
Percentage difference between market reference rate 49.12 and exchange rate charged 48.87
0.51
0.800.80
5.204.00
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
0.51
Percentage difference between market reference rate 49.12 and exchange rate charged 48.87
0.51
1.131.13
7.355.65
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
0.51
Percentage difference between market reference rate 49.12 and exchange rate charged 48.87
0.51
1.131.13
7.355.65
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
5.003.85
0.33
Percentage difference between market reference rate 51.67 and exchange rate charged 51.50
0.33
1.101.10
7.155.50
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
5.003.85
0.57
Percentage difference between market reference rate 51.24 and exchange rate charged 50.95
0.57
1.341.34
8.716.70
Orbit Remit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
0.95
Percentage difference between market reference rate 48.82 and exchange rate charged 48.35
0.95
1.571.57
10.217.85
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
0.99
Percentage difference between market reference rate 49.12 and exchange rate charged 48.63
0.99
1.611.61
10.478.05
Bank of Baroda
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
Medium
Receiving method
High
10.007.69
-1.29
Percentage difference between market reference rate 50.16 and exchange rate charged 50.80
-1.29
0.250.25
1.631.25
Bank of Baroda
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
10.007.69
-1.29
Percentage difference between market reference rate 50.16 and exchange rate charged 50.80
-1.29
0.250.25
1.631.25
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.53
1.80
Percentage difference between market reference rate 50.16 and exchange rate charged 49.26
1.80
2.112.11
13.7210.55
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.53
1.80
Percentage difference between market reference rate 50.16 and exchange rate charged 49.26
1.80
2.112.11
13.7210.55
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.53
1.80
Percentage difference between market reference rate 50.16 and exchange rate charged 49.26
1.80
2.112.11
13.7210.55
Relianz Forex
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
5.003.85
1.09
Percentage difference between market reference rate 50.45 and exchange rate charged 49.90
1.09
1.861.86
12.099.30
Bank of Baroda
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
Medium
Receiving method
High
10.007.69
-0.79
Percentage difference between market reference rate 50.40 and exchange rate charged 50.80
-0.79
0.750.75
4.883.75
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
2.18
Percentage difference between market reference rate 51.29 and exchange rate charged 50.17
2.18
2.802.80
18.2014.00
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
2.18
Percentage difference between market reference rate 51.29 and exchange rate charged 50.17
2.18
2.802.80
18.2014.00
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.006.92
1.08
Percentage difference between market reference rate 50.82 and exchange rate charged 50.27
1.08
2.462.46
15.9912.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
1.58
Percentage difference between market reference rate 51.43 and exchange rate charged 50.62
1.58
2.502.50
16.2512.50
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
1.58
Percentage difference between market reference rate 51.43 and exchange rate charged 50.62
1.58
2.502.50
16.2512.50
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
5.003.85
2.12
Percentage difference between market reference rate 50.40 and exchange rate charged 49.33
2.12
2.892.89
18.7914.45
Bank of New Zealand
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.003.85
2.15
Percentage difference between market reference rate 49.95 and exchange rate charged 48.88
2.15
2.922.92
18.9814.60
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.006.92
1.39
Percentage difference between market reference rate 50.69 and exchange rate charged 49.98
1.39
2.772.77
18.0113.85
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.006.92
1.39
Percentage difference between market reference rate 50.69 and exchange rate charged 49.98
1.39
2.772.77
18.0113.85
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
5.003.85
2.29
Percentage difference between market reference rate 51.79 and exchange rate charged 50.60
2.29
3.063.06
19.8915.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
9.006.92
1.55
Percentage difference between market reference rate 50.46 and exchange rate charged 49.68
1.55
2.932.93
19.0514.65
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
9.006.92
1.96
Percentage difference between market reference rate 50.68 and exchange rate charged 49.68
1.96
3.343.34
21.7116.70
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
9.006.92
1.98
Percentage difference between market reference rate 50.69 and exchange rate charged 49.68
1.98
3.363.36
21.8416.80
ASB Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.003.85
2.88
Percentage difference between market reference rate 50.23 and exchange rate charged 48.78
2.88
3.653.65
23.7318.25
Bank of India
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
Medium
Receiving method
High
10.007.69
2.00
Percentage difference between market reference rate 51.22 and exchange rate charged 50.20
2.00
3.543.54
23.0117.70
Bank of India
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
10.007.69
2.00
Percentage difference between market reference rate 51.22 and exchange rate charged 50.20
2.00
3.543.54
23.0117.70
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
9.006.92
2.46
Percentage difference between market reference rate 50.18 and exchange rate charged 48.94
2.46
3.843.84
24.9619.20
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
23.5018.08
2.18
Percentage difference between market reference rate 51.29 and exchange rate charged 50.17
2.18
5.805.80
37.7029.00
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
23.5018.08
2.18
Percentage difference between market reference rate 51.29 and exchange rate charged 50.17
2.18
5.805.80
37.7029.00
Kiwibank
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
20.0015.38
2.37
Percentage difference between market reference rate 50.86 and exchange rate charged 49.65
2.37
5.455.45
35.4327.25
Kiwibank
Firm type: Money Transfer Operator
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
25.0019.23
2.37
Percentage difference between market reference rate 50.86 and exchange rate charged 49.65
2.37
6.226.22
40.4331.10
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
28.0021.54
2.88
Percentage difference between market reference rate 50.40 and exchange rate charged 48.95
2.88
7.197.19
46.7435.95
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Call Center
Sending network coverage
High
Receiving method
High
28.0021.54
2.90
Percentage difference between market reference rate 50.40 and exchange rate charged 48.95
2.90
7.217.21
46.8736.05
ASB Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
30.0023.08
2.83
Percentage difference between market reference rate 50.20 and exchange rate charged 48.78
2.83
7.457.45
48.4337.25
Westpac
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
30.0023.08
3.08
Percentage difference between market reference rate 50.57 and exchange rate charged 49.01
3.08
7.707.70
50.0538.50
Westpac
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
55.0042.31
3.07
Percentage difference between market reference rate 50.42 and exchange rate charged 48.87
3.07
11.5311.53
74.9557.65
Total Average Fourth Quarter 2023
3.353.35
Total Average Third Quarter 2023
3.583.58
Total Average
Fee
11.378.75
Exchange Rate Margin (%)
1.601.60
Total Cost Percent (%)
3.353.35
Total Cost (NZD) Total Cost (USD)
21.8016.77
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days
Bank account Cash