Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

From CACanada you can also send money to

Sending money from CANADA to KENYA

Data collected on: Apr 23, 2023-Jun 06, 2023
CAD | USD
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (CAD)Total cost (USD)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
9.009.00
3.37
Percentage difference between market reference rate 103.54 and exchange rate charged 100.05
3.37
7.877.87
15.7415.74
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.007.00
4.33
Percentage difference between market reference rate 99.96 and exchange rate charged 95.64
4.33
7.837.83
15.6615.66
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.47
Percentage difference between market reference rate 103.41 and exchange rate charged 98.79
4.47
4.474.47
8.948.94
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
9.009.00
3.37
Percentage difference between market reference rate 103.54 and exchange rate charged 100.05
3.37
7.877.87
15.7415.74
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.12
Percentage difference between market reference rate 103.23 and exchange rate charged 97.94
5.12
7.627.62
15.2415.24
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.137.13
0.00
Percentage difference between market reference rate 103.21 and exchange rate charged 103.20
0.00
3.573.57
7.147.14
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
9.009.00
3.37
Percentage difference between market reference rate 103.54 and exchange rate charged 100.05
3.37
7.877.87
15.7415.74
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.12
Percentage difference between market reference rate 103.23 and exchange rate charged 97.94
5.12
7.627.62
15.2415.24
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.52
Percentage difference between market reference rate 103.38 and exchange rate charged 97.68
5.52
7.527.52
15.0415.04
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.75
Percentage difference between market reference rate 103.38 and exchange rate charged 101.57
1.75
1.751.75
3.503.50
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
9.56
Percentage difference between market reference rate 99.96 and exchange rate charged 90.41
9.56
13.0613.06
26.1226.12
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.52
Percentage difference between market reference rate 103.38 and exchange rate charged 97.68
5.52
7.527.52
15.0415.04
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.75
Percentage difference between market reference rate 103.38 and exchange rate charged 101.57
1.75
1.751.75
3.503.50
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
4.47
Percentage difference between market reference rate 103.41 and exchange rate charged 98.79
4.47
6.976.97
13.9413.94
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.52
Percentage difference between market reference rate 103.38 and exchange rate charged 97.68
5.52
7.527.52
15.0415.04
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.75
Percentage difference between market reference rate 103.38 and exchange rate charged 101.57
1.75
1.751.75
3.503.50
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
4.47
Percentage difference between market reference rate 103.41 and exchange rate charged 98.79
4.47
6.976.97
13.9413.94
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.996.99
7.65
Percentage difference between market reference rate 103.24 and exchange rate charged 95.34
7.65
11.1511.15
22.3022.30
Royal Bank of Canada
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
2.19
Percentage difference between market reference rate 0.74 and exchange rate charged 0.72
2.19
5.195.19
10.3810.38
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
4.47
Percentage difference between market reference rate 103.41 and exchange rate charged 98.79
4.47
6.976.97
13.9413.94
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
12.0012.00
3.78
Percentage difference between market reference rate 101.54 and exchange rate charged 97.71
3.78
9.789.78
19.5619.56
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
50.0050.00
2.60
Percentage difference between market reference rate 0.74 and exchange rate charged 0.72
2.60
27.6027.60
55.2055.20
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
6.006.00
4.15
Percentage difference between market reference rate 103.37 and exchange rate charged 99.08
4.15
7.157.15
14.3014.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
12.0012.00
2.87
Percentage difference between market reference rate 101.54 and exchange rate charged 98.63
2.87
8.878.87
17.7417.74
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.15
Percentage difference between market reference rate 101.90 and exchange rate charged 99.71
2.15
2.152.15
4.304.30
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
5.005.00
4.15
Percentage difference between market reference rate 103.37 and exchange rate charged 99.08
4.15
6.656.65
13.3013.30
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
5.87
Percentage difference between market reference rate 103.23 and exchange rate charged 97.16
5.87
9.379.37
18.7418.74
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.15
Percentage difference between market reference rate 101.90 and exchange rate charged 99.71
2.15
2.152.15
4.304.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
3.42
Percentage difference between market reference rate 99.96 and exchange rate charged 96.54
3.42
4.424.42
8.848.84
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
9.009.00
3.37
Percentage difference between market reference rate 103.54 and exchange rate charged 100.05
3.37
7.877.87
15.7415.74
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.007.00
4.33
Percentage difference between market reference rate 99.96 and exchange rate charged 95.64
4.33
7.837.83
15.6615.66
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
3.42
Percentage difference between market reference rate 99.96 and exchange rate charged 96.54
3.42
4.424.42
8.848.84
Total Average Second Quarter
7.227.22
Total Average First Quarter
6.436.43
Total Average
Fee
6.566.56
Exchange Rate Margin (%)
3.943.94
Total Cost Percent (%)
7.227.22
Total Cost (CAD) Total Cost (USD)
14.4414.44
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day 2 days 3-5 days 6 days or more
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.52
Percentage difference between market reference rate 103.38 and exchange rate charged 97.68
5.52
6.326.32
31.6031.60
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.75
Percentage difference between market reference rate 103.38 and exchange rate charged 101.57
1.75
1.751.75
8.758.75
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
9.56
Percentage difference between market reference rate 99.96 and exchange rate charged 90.41
9.56
10.9610.96
54.8054.80
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.52
Percentage difference between market reference rate 103.38 and exchange rate charged 97.68
5.52
6.326.32
31.6031.60
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.75
Percentage difference between market reference rate 103.38 and exchange rate charged 101.57
1.75
1.751.75
8.758.75
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
4.47
Percentage difference between market reference rate 103.41 and exchange rate charged 98.79
4.47
5.475.47
27.3527.35
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.52
Percentage difference between market reference rate 103.38 and exchange rate charged 97.68
5.52
6.326.32
31.6031.60
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.75
Percentage difference between market reference rate 103.38 and exchange rate charged 101.57
1.75
1.751.75
8.758.75
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
10.9910.99
4.47
Percentage difference between market reference rate 103.41 and exchange rate charged 98.79
4.47
6.676.67
33.3533.35
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.997.99
7.65
Percentage difference between market reference rate 103.24 and exchange rate charged 95.34
7.65
9.259.25
46.2546.25
Royal Bank of Canada
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
2.19
Percentage difference between market reference rate 0.74 and exchange rate charged 0.72
2.19
3.393.39
16.9516.95
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
10.9910.99
4.47
Percentage difference between market reference rate 103.41 and exchange rate charged 98.79
4.47
6.676.67
33.3533.35
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
12.0012.00
3.78
Percentage difference between market reference rate 101.54 and exchange rate charged 97.71
3.78
6.186.18
30.9030.90
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
50.0050.00
2.60
Percentage difference between market reference rate 0.74 and exchange rate charged 0.72
2.60
12.6012.60
63.0063.00
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
8.008.00
4.15
Percentage difference between market reference rate 103.37 and exchange rate charged 99.08
4.15
5.755.75
28.7528.75
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
12.0012.00
2.87
Percentage difference between market reference rate 101.54 and exchange rate charged 98.63
2.87
5.275.27
26.3526.35
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.15
Percentage difference between market reference rate 101.90 and exchange rate charged 99.71
2.15
2.152.15
10.7510.75
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
5.005.00
4.15
Percentage difference between market reference rate 103.37 and exchange rate charged 99.08
4.15
5.155.15
25.7525.75
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.009.00
5.87
Percentage difference between market reference rate 103.23 and exchange rate charged 97.16
5.87
7.677.67
38.3538.35
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.15
Percentage difference between market reference rate 101.90 and exchange rate charged 99.71
2.15
2.152.15
10.7510.75
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
3.42
Percentage difference between market reference rate 99.96 and exchange rate charged 96.54
3.42
3.823.82
19.1019.10
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
10.0010.00
3.37
Percentage difference between market reference rate 103.54 and exchange rate charged 100.05
3.37
5.375.37
26.8526.85
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
15.0015.00
4.33
Percentage difference between market reference rate 99.96 and exchange rate charged 95.64
4.33
7.337.33
36.6536.65
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
3.42
Percentage difference between market reference rate 99.96 and exchange rate charged 96.54
3.42
3.823.82
19.1019.10
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
10.0010.00
3.37
Percentage difference between market reference rate 103.54 and exchange rate charged 100.05
3.37
5.375.37
26.8526.85
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
15.0015.00
4.33
Percentage difference between market reference rate 99.96 and exchange rate charged 95.64
4.33
7.337.33
36.6536.65
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.47
Percentage difference between market reference rate 103.41 and exchange rate charged 98.79
4.47
4.474.47
22.3522.35
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
10.0010.00
3.37
Percentage difference between market reference rate 103.54 and exchange rate charged 100.05
3.37
5.375.37
26.8526.85
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.12
Percentage difference between market reference rate 103.23 and exchange rate charged 97.94
5.12
6.126.12
30.6030.60
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
10.7710.77
0.00
Percentage difference between market reference rate 103.21 and exchange rate charged 103.20
0.00
2.152.15
10.7510.75
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
10.0010.00
3.37
Percentage difference between market reference rate 103.54 and exchange rate charged 100.05
3.37
5.375.37
26.8526.85
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.12
Percentage difference between market reference rate 103.23 and exchange rate charged 97.94
5.12
6.126.12
30.6030.60
Total Average Second Quarter
5.515.51
Total Average First Quarter
4.864.86
Total Average
Fee
7.837.83
Exchange Rate Margin (%)
3.943.94
Total Cost Percent (%)
5.515.51
Total Cost (CAD) Total Cost (USD)
27.5327.53
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day 2 days 3-5 days 6 days or more
Bank account Cash Mobile wallet