Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

From CACanada you can also send money to

Sending money from CANADA to KENYA

Data collected on: Feb 18, 2022-Feb 28, 2022
CAD | USD
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (CAD)sort descendingTotal cost (USD)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.001.00
1.24
Percentage difference between market reference rate 89.14 and exchange rate charged 88.04
1.24
1.741.74
3.483.48
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.96
Percentage difference between market reference rate 89.15 and exchange rate charged 87.40
1.96
1.961.96
3.923.92
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.001.00
1.65
Percentage difference between market reference rate 89.58 and exchange rate charged 88.11
1.65
2.152.15
4.304.30
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.055.05
0.02
Percentage difference between market reference rate 89.14 and exchange rate charged 89.13
0.02
2.542.54
5.085.08
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.61
Percentage difference between market reference rate 89.16 and exchange rate charged 85.94
3.61
3.613.61
7.227.22
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.79
Percentage difference between market reference rate 89.07 and exchange rate charged 85.70
3.79
3.793.79
7.587.58
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.990.99
3.97
Percentage difference between market reference rate 89.13 and exchange rate charged 85.58
3.97
4.474.47
8.948.94
Royal Bank of Canada
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
2.19
Percentage difference between market reference rate 0.78 and exchange rate charged 0.77
2.19
5.195.19
10.3810.38
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
Agent
High
7.007.00
2.09
Percentage difference between market reference rate 89.01 and exchange rate charged 87.15
2.09
5.595.59
11.1811.18
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
3.993.99
4.23
Percentage difference between market reference rate 89.32 and exchange rate charged 85.54
4.23
6.226.22
12.4412.44
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
Medium
4.994.99
3.79
Percentage difference between market reference rate 89.07 and exchange rate charged 85.70
3.79
6.286.28
12.5612.56
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
Medium
4.994.99
3.79
Percentage difference between market reference rate 89.07 and exchange rate charged 85.70
3.79
6.286.28
12.5612.56
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.9911.99
0.55
Percentage difference between market reference rate 0.79 and exchange rate charged 0.78
0.55
6.556.55
13.1013.10
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.9911.99
0.59
Percentage difference between market reference rate 0.78 and exchange rate charged 0.78
0.59
6.596.59
13.1813.18
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
4.994.99
4.22
Percentage difference between market reference rate 88.82 and exchange rate charged 85.07
4.22
6.726.72
13.4413.44
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
9.009.00
2.52
Percentage difference between market reference rate 89.13 and exchange rate charged 86.88
2.52
7.027.02
14.0414.04
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.9911.99
1.08
Percentage difference between market reference rate 0.70 and exchange rate charged 0.69
1.08
7.077.07
14.1414.14
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
Agent
High
10.0010.00
2.09
Percentage difference between market reference rate 89.01 and exchange rate charged 87.15
2.09
7.097.09
14.1814.18
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.9911.99
1.14
Percentage difference between market reference rate 0.69 and exchange rate charged 0.69
1.14
7.147.14
14.2814.28
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.44
Percentage difference between market reference rate 89.58 and exchange rate charged 84.71
5.44
7.447.44
14.8814.88
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
7.007.00
4.12
Percentage difference between market reference rate 89.16 and exchange rate charged 85.49
4.12
7.627.62
15.2415.24
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.80
Percentage difference between market reference rate 89.14 and exchange rate charged 83.97
5.80
7.797.79
15.5815.58
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
10.0010.00
3.97
Percentage difference between market reference rate 88.82 and exchange rate charged 85.29
3.97
8.978.97
17.9417.94
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
7.007.00
9.19
Percentage difference between market reference rate 89.16 and exchange rate charged 80.97
9.19
12.6912.69
25.3825.38
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
25.0025.00
2.56
Percentage difference between market reference rate 0.80 and exchange rate charged 0.78
2.56
15.0615.06
30.1230.12
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
12.0012.00
9.25
Percentage difference between market reference rate 88.56 and exchange rate charged 80.37
9.25
15.2515.25
30.5030.50
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
12.0012.00
9.27
Percentage difference between market reference rate 88.58 and exchange rate charged 80.37
9.27
15.2715.27
30.5430.54
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
50.0050.00
2.60
Percentage difference between market reference rate 0.78 and exchange rate charged 0.76
2.60
27.6027.60
55.2055.20
Total Average First Quarter
7.707.70
Total Average Fourth Quarter 2021
7.397.39
Total Average
Fee
8.508.50
Exchange Rate Margin (%)
3.453.45
Total Cost Percent (%)
7.707.70
Total Cost (CAD) Total Cost (USD)
15.4115.41
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days 6 days or more
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.001.00
1.24
Percentage difference between market reference rate 89.14 and exchange rate charged 88.04
1.24
1.441.44
7.207.20
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.827.82
0.02
Percentage difference between market reference rate 89.14 and exchange rate charged 89.13
0.02
1.581.58
7.907.90
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.001.00
1.65
Percentage difference between market reference rate 89.58 and exchange rate charged 88.11
1.65
1.851.85
9.259.25
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.96
Percentage difference between market reference rate 89.15 and exchange rate charged 87.40
1.96
1.961.96
9.809.80
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.9911.99
0.55
Percentage difference between market reference rate 0.79 and exchange rate charged 0.78
0.55
2.952.95
14.7514.75
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.9911.99
0.59
Percentage difference between market reference rate 0.78 and exchange rate charged 0.78
0.59
2.992.99
14.9514.95
Royal Bank of Canada
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
2.19
Percentage difference between market reference rate 0.78 and exchange rate charged 0.77
2.19
3.393.39
16.9516.95
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.9911.99
1.08
Percentage difference between market reference rate 0.70 and exchange rate charged 0.69
1.08
3.483.48
17.4017.40
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.9911.99
1.14
Percentage difference between market reference rate 0.69 and exchange rate charged 0.69
1.14
3.543.54
17.7017.70
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.61
Percentage difference between market reference rate 89.16 and exchange rate charged 85.94
3.61
3.613.61
18.0518.05
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.79
Percentage difference between market reference rate 89.07 and exchange rate charged 85.70
3.79
3.793.79
18.9518.95
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
Agent
High
10.0010.00
2.09
Percentage difference between market reference rate 89.01 and exchange rate charged 87.15
2.09
4.094.09
20.4520.45
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.990.99
3.97
Percentage difference between market reference rate 89.13 and exchange rate charged 85.58
3.97
4.174.17
20.8520.85
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
10.0010.00
2.52
Percentage difference between market reference rate 89.13 and exchange rate charged 86.88
2.52
4.524.52
22.6022.60
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
Medium
4.994.99
3.79
Percentage difference between market reference rate 89.07 and exchange rate charged 85.70
3.79
4.794.79
23.9523.95
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
3.993.99
4.23
Percentage difference between market reference rate 89.32 and exchange rate charged 85.54
4.23
5.035.03
25.1525.15
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
Agent
High
15.0015.00
2.09
Percentage difference between market reference rate 89.01 and exchange rate charged 87.15
2.09
5.095.09
25.4525.45
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
4.994.99
4.22
Percentage difference between market reference rate 88.82 and exchange rate charged 85.07
4.22
5.225.22
26.1026.10
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
10.0010.00
3.97
Percentage difference between market reference rate 88.82 and exchange rate charged 85.29
3.97
5.975.97
29.8529.85
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
Medium
10.9910.99
3.79
Percentage difference between market reference rate 89.07 and exchange rate charged 85.70
3.79
5.995.99
29.9529.95
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.44
Percentage difference between market reference rate 89.58 and exchange rate charged 84.71
5.44
6.246.24
31.2031.20
Azimo
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.80
Percentage difference between market reference rate 89.14 and exchange rate charged 83.97
5.80
6.606.60
33.0033.00
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
15.0015.00
4.12
Percentage difference between market reference rate 89.16 and exchange rate charged 85.49
4.12
7.127.12
35.6035.60
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
25.0025.00
2.56
Percentage difference between market reference rate 0.80 and exchange rate charged 0.78
2.56
7.567.56
37.8037.80
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
7.007.00
9.19
Percentage difference between market reference rate 89.16 and exchange rate charged 80.97
9.19
10.5910.59
52.9552.95
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
12.0012.00
9.25
Percentage difference between market reference rate 88.56 and exchange rate charged 80.37
9.25
11.6511.65
58.2558.25
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
12.0012.00
9.27
Percentage difference between market reference rate 88.58 and exchange rate charged 80.37
9.27
11.6711.67
58.3558.35
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
50.0050.00
2.60
Percentage difference between market reference rate 0.78 and exchange rate charged 0.76
2.60
12.6012.60
63.0063.00
Total Average First Quarter
5.345.34
Total Average Fourth Quarter 2021
5.115.11
Total Average
Fee
9.429.42
Exchange Rate Margin (%)
3.453.45
Total Cost Percent (%)
5.345.34
Total Cost (CAD) Total Cost (USD)
26.6926.69
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days 6 days or more
Bank account Cash Mobile wallet