Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

From CACanada you can also send money to

Sending money from CANADA to KENYA

Data collected on: Feb 21, 2023-Mar 05, 2023
CAD | USD
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (CAD)sort descendingTotal cost (USD)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.40
Percentage difference between market reference rate 93.11 and exchange rate charged 90.88
2.40
2.402.40
4.804.80
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.40
Percentage difference between market reference rate 93.11 and exchange rate charged 90.88
2.40
2.402.40
4.804.80
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.63
Percentage difference between market reference rate 93.25 and exchange rate charged 90.80
2.63
2.632.63
5.265.26
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.63
Percentage difference between market reference rate 93.25 and exchange rate charged 90.80
2.63
2.632.63
5.265.26
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.63
Percentage difference between market reference rate 93.25 and exchange rate charged 90.80
2.63
2.632.63
5.265.26
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.376.37
0.00
Percentage difference between market reference rate 93.26 and exchange rate charged 93.26
0.00
3.193.19
6.386.38
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
2.002.00
2.82
Percentage difference between market reference rate 93.73 and exchange rate charged 91.08
2.82
3.823.82
7.647.64
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
2.98
Percentage difference between market reference rate 93.10 and exchange rate charged 90.33
2.98
3.983.98
7.967.96
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
2.98
Percentage difference between market reference rate 93.10 and exchange rate charged 90.33
2.98
3.983.98
7.967.96
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.996.99
0.55
Percentage difference between market reference rate 94.07 and exchange rate charged 93.56
0.55
4.054.05
8.108.10
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.39
Percentage difference between market reference rate 93.25 and exchange rate charged 89.16
4.39
4.394.39
8.788.78
Royal Bank of Canada
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
2.19
Percentage difference between market reference rate 0.74 and exchange rate charged 0.72
2.19
5.195.19
10.3810.38
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
5.005.00
2.73
Percentage difference between market reference rate 93.25 and exchange rate charged 90.71
2.73
5.235.23
10.4610.46
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
5.005.00
2.82
Percentage difference between market reference rate 93.73 and exchange rate charged 91.08
2.82
5.325.32
10.6410.64
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
5.005.00
2.85
Percentage difference between market reference rate 93.75 and exchange rate charged 91.08
2.85
5.355.35
10.7010.70
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
6.006.00
2.73
Percentage difference between market reference rate 93.25 and exchange rate charged 90.71
2.73
5.735.73
11.4611.46
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
6.006.00
2.85
Percentage difference between market reference rate 93.75 and exchange rate charged 91.08
2.85
5.855.85
11.7011.70
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.71
Percentage difference between market reference rate 93.18 and exchange rate charged 89.72
3.71
6.216.21
12.4212.42
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.71
Percentage difference between market reference rate 93.18 and exchange rate charged 89.72
3.71
6.216.21
12.4212.42
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
4.39
Percentage difference between market reference rate 93.25 and exchange rate charged 89.16
4.39
6.896.89
13.7813.78
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
4.39
Percentage difference between market reference rate 93.25 and exchange rate charged 89.16
4.39
6.896.89
13.7813.78
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
4.39
Percentage difference between market reference rate 93.25 and exchange rate charged 89.16
4.39
6.896.89
13.7813.78
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.35
Percentage difference between market reference rate 93.25 and exchange rate charged 88.26
5.35
7.357.35
14.7014.70
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.35
Percentage difference between market reference rate 93.25 and exchange rate charged 88.26
5.35
7.357.35
14.7014.70
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.35
Percentage difference between market reference rate 93.25 and exchange rate charged 88.26
5.35
7.357.35
14.7014.70
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.007.00
3.89
Percentage difference between market reference rate 93.10 and exchange rate charged 89.49
3.89
7.397.39
14.7814.78
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.007.00
3.89
Percentage difference between market reference rate 93.10 and exchange rate charged 89.49
3.89
7.397.39
14.7814.78
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
3.97
Percentage difference between market reference rate 93.18 and exchange rate charged 89.48
3.97
7.477.47
14.9414.94
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
12.0012.00
3.18
Percentage difference between market reference rate 93.48 and exchange rate charged 90.51
3.18
9.189.18
18.3618.36
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
12.0012.00
4.09
Percentage difference between market reference rate 93.48 and exchange rate charged 89.66
4.09
10.0910.09
20.1820.18
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
9.14
Percentage difference between market reference rate 93.10 and exchange rate charged 84.59
9.14
12.6412.64
25.2825.28
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
50.0050.00
2.53
Percentage difference between market reference rate 0.74 and exchange rate charged 0.72
2.53
27.5327.53
55.0655.06
Total Average First Quarter
6.436.43
Total Average Fourth Quarter 2022
6.926.92
Total Average
Fee
5.985.98
Exchange Rate Margin (%)
3.433.43
Total Cost Percent (%)
6.436.43
Total Cost (CAD) Total Cost (USD)
12.8512.85
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Next day 2 days 3-5 days 6 days or more
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
8.588.58
0.00
Percentage difference between market reference rate 93.26 and exchange rate charged 93.26
0.00
1.721.72
8.608.60
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.997.99
0.55
Percentage difference between market reference rate 94.07 and exchange rate charged 93.56
0.55
2.152.15
10.7510.75
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.40
Percentage difference between market reference rate 93.11 and exchange rate charged 90.88
2.40
2.402.40
12.0012.00
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.40
Percentage difference between market reference rate 93.11 and exchange rate charged 90.88
2.40
2.402.40
12.0012.00
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.63
Percentage difference between market reference rate 93.25 and exchange rate charged 90.80
2.63
2.632.63
13.1513.15
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.63
Percentage difference between market reference rate 93.25 and exchange rate charged 90.80
2.63
2.632.63
13.1513.15
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.63
Percentage difference between market reference rate 93.25 and exchange rate charged 90.80
2.63
2.632.63
13.1513.15
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
2.002.00
2.82
Percentage difference between market reference rate 93.73 and exchange rate charged 91.08
2.82
3.223.22
16.1016.10
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
2.98
Percentage difference between market reference rate 93.10 and exchange rate charged 90.33
2.98
3.383.38
16.9016.90
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
2.98
Percentage difference between market reference rate 93.10 and exchange rate charged 90.33
2.98
3.383.38
16.9016.90
Royal Bank of Canada
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
2.19
Percentage difference between market reference rate 0.74 and exchange rate charged 0.72
2.19
3.393.39
16.9516.95
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
5.005.00
2.73
Percentage difference between market reference rate 93.25 and exchange rate charged 90.71
2.73
3.733.73
18.6518.65
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
5.005.00
2.82
Percentage difference between market reference rate 93.73 and exchange rate charged 91.08
2.82
3.823.82
19.1019.10
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
5.005.00
2.85
Percentage difference between market reference rate 93.75 and exchange rate charged 91.08
2.85
3.853.85
19.2519.25
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
8.008.00
2.73
Percentage difference between market reference rate 93.25 and exchange rate charged 90.71
2.73
4.334.33
21.6521.65
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.39
Percentage difference between market reference rate 93.25 and exchange rate charged 89.16
4.39
4.394.39
21.9521.95
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
8.008.00
2.85
Percentage difference between market reference rate 93.75 and exchange rate charged 91.08
2.85
4.454.45
22.2522.25
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.71
Percentage difference between market reference rate 93.18 and exchange rate charged 89.72
3.71
4.714.71
23.5523.55
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.71
Percentage difference between market reference rate 93.18 and exchange rate charged 89.72
3.71
4.714.71
23.5523.55
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
4.39
Percentage difference between market reference rate 93.25 and exchange rate charged 89.16
4.39
5.395.39
26.9526.95
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
12.0012.00
3.18
Percentage difference between market reference rate 93.48 and exchange rate charged 90.51
3.18
5.585.58
27.9027.90
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.009.00
3.97
Percentage difference between market reference rate 93.18 and exchange rate charged 89.48
3.97
5.775.77
28.8528.85
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.35
Percentage difference between market reference rate 93.25 and exchange rate charged 88.26
5.35
6.156.15
30.7530.75
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.35
Percentage difference between market reference rate 93.25 and exchange rate charged 88.26
5.35
6.156.15
30.7530.75
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.35
Percentage difference between market reference rate 93.25 and exchange rate charged 88.26
5.35
6.156.15
30.7530.75
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
12.0012.00
4.09
Percentage difference between market reference rate 93.48 and exchange rate charged 89.66
4.09
6.496.49
32.4532.45
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
10.9910.99
4.39
Percentage difference between market reference rate 93.25 and exchange rate charged 89.16
4.39
6.596.59
32.9532.95
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
10.9910.99
4.39
Percentage difference between market reference rate 93.25 and exchange rate charged 89.16
4.39
6.596.59
32.9532.95
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
15.0015.00
3.89
Percentage difference between market reference rate 93.10 and exchange rate charged 89.49
3.89
6.896.89
34.4534.45
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
15.0015.00
3.89
Percentage difference between market reference rate 93.10 and exchange rate charged 89.49
3.89
6.896.89
34.4534.45
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
9.14
Percentage difference between market reference rate 93.10 and exchange rate charged 84.59
9.14
10.5410.54
52.7052.70
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
50.0050.00
2.53
Percentage difference between market reference rate 0.74 and exchange rate charged 0.72
2.53
12.5312.53
62.6562.65
Total Average First Quarter
4.864.86
Total Average Fourth Quarter 2022
5.325.32
Total Average
Fee
7.147.14
Exchange Rate Margin (%)
3.433.43
Total Cost Percent (%)
4.864.86
Total Cost (CAD) Total Cost (USD)
24.3224.32
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Next day 2 days 3-5 days 6 days or more
Bank account Cash Mobile wallet