Remittance Prices Worldwide

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Sending money from CANADA to KENYA

Data collected on: Feb 17, 2025 - Mar 10, 2025
CAD | USD
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (CAD)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Firm
Toronto Dominion Bank
Firm type: Bank
 
Payment instrument
Access point
Bank branch
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
50.00
Exchange rate margin(%)
2.78
Percentage difference between market reference rate 0.70 and exchange rate charged 0.68
Total cost (%)
27.78
Total cost (CAD)sort descending
55.56
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
7.00
Exchange rate margin(%)
9.00
Percentage difference between market reference rate 90.98 and exchange rate charged 82.80
Total cost (%)
12.50
Total cost (CAD)sort descending
25.00
Firm
Toronto Dominion Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
6.99
Exchange rate margin(%)
6.51
Percentage difference between market reference rate 89.97 and exchange rate charged 84.11
Total cost (%)
10.01
Total cost (CAD)sort descending
20.02
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
7.00
Exchange rate margin(%)
6.30
Percentage difference between market reference rate 91.08 and exchange rate charged 85.35
Total cost (%)
9.80
Total cost (CAD)sort descending
19.60
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
9.00
Exchange rate margin(%)
3.56
Percentage difference between market reference rate 90.42 and exchange rate charged 87.20
Total cost (%)
8.06
Total cost (CAD)sort descending
16.12
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
9.00
Exchange rate margin(%)
3.56
Percentage difference between market reference rate 90.42 and exchange rate charged 87.20
Total cost (%)
8.06
Total cost (CAD)sort descending
16.12
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
9.00
Exchange rate margin(%)
3.46
Percentage difference between market reference rate 90.42 and exchange rate charged 87.29
Total cost (%)
7.96
Total cost (CAD)sort descending
15.92
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
6.99
Exchange rate margin(%)
4.30
Percentage difference between market reference rate 91.08 and exchange rate charged 87.17
Total cost (%)
7.80
Total cost (CAD)sort descending
15.60
Firm
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
Medium 
Fee
4.99
Exchange rate margin(%)
5.07
Percentage difference between market reference rate 91.12 and exchange rate charged 86.50
Total cost (%)
7.57
Total cost (CAD)sort descending
15.14
Firm
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
Medium 
Fee
4.99
Exchange rate margin(%)
5.07
Percentage difference between market reference rate 91.12 and exchange rate charged 86.50
Total cost (%)
7.57
Total cost (CAD)sort descending
15.14
Firm
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
Medium 
Fee
4.99
Exchange rate margin(%)
5.07
Percentage difference between market reference rate 91.12 and exchange rate charged 86.50
Total cost (%)
7.57
Total cost (CAD)sort descending
15.14
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
6.90
Exchange rate margin(%)
3.92
Percentage difference between market reference rate 90.98 and exchange rate charged 87.42
Total cost (%)
7.37
Total cost (CAD)sort descending
14.74
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
6.90
Exchange rate margin(%)
3.92
Percentage difference between market reference rate 90.98 and exchange rate charged 87.42
Total cost (%)
7.37
Total cost (CAD)sort descending
14.74
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
9.00
Exchange rate margin(%)
2.66
Percentage difference between market reference rate 89.59 and exchange rate charged 87.20
Total cost (%)
7.16
Total cost (CAD)sort descending
14.32
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
4.99
Exchange rate margin(%)
4.30
Percentage difference between market reference rate 91.08 and exchange rate charged 87.17
Total cost (%)
6.80
Total cost (CAD)sort descending
13.60
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
6.80
Exchange rate margin(%)
3.01
Percentage difference between market reference rate 90.98 and exchange rate charged 88.24
Total cost (%)
6.41
Total cost (CAD)sort descending
12.82
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
12.00
Exchange rate margin(%)
-0.06
Percentage difference between market reference rate 91.04 and exchange rate charged 91.10
Total cost (%)
5.94
Total cost (CAD)sort descending
11.88
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
Medium 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
5.00
Exchange rate margin(%)
3.01
Percentage difference between market reference rate 90.98 and exchange rate charged 88.24
Total cost (%)
5.51
Total cost (CAD)sort descending
11.02
Firm
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
5.07
Percentage difference between market reference rate 91.12 and exchange rate charged 86.50
Total cost (%)
5.07
Total cost (CAD)sort descending
10.14
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
4.53
Percentage difference between market reference rate 91.12 and exchange rate charged 86.99
Total cost (%)
4.53
Total cost (CAD)sort descending
9.06
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
4.50
Percentage difference between market reference rate 90.22 and exchange rate charged 86.15
Total cost (%)
4.50
Total cost (CAD)sort descending
9.00
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
4.19
Percentage difference between market reference rate 91.03 and exchange rate charged 87.21
Total cost (%)
4.19
Total cost (CAD)sort descending
8.38
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
1.99
Exchange rate margin(%)
3.01
Percentage difference between market reference rate 90.98 and exchange rate charged 88.24
Total cost (%)
4.01
Total cost (CAD)sort descending
8.02
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
1.99
Exchange rate margin(%)
3.01
Percentage difference between market reference rate 90.98 and exchange rate charged 88.24
Total cost (%)
4.01
Total cost (CAD)sort descending
8.02
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
12.00
Exchange rate margin(%)
-2.14
Percentage difference between market reference rate 91.04 and exchange rate charged 92.99
Total cost (%)
3.86
Total cost (CAD)sort descending
7.72
Firm
Wise
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
5.42
Exchange rate margin(%)
0.15
Percentage difference between market reference rate 91.13 and exchange rate charged 90.99
Total cost (%)
2.86
Total cost (CAD)sort descending
5.72
Firm
Royal Bank of Canada
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
2.17
Percentage difference between market reference rate 0.70 and exchange rate charged 0.69
Total cost (%)
2.17
Total cost (CAD)sort descending
4.34
Total Average First Quarter 2025
7.28
Total Average Fourth Quarter 2024
7.63
Total Average
Fee
7.15
Exchange Rate Margin (%)
3.70
Total Cost Percent (%)
7.28
Total Cost (CAD)
14.55
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