Remittance Prices Worldwide

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Transfer money

Sending money from AUSTRALIA to INDIA

Data collected on: Aug 15, 2025 - Sep 10, 2025
AUD | USD
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (AUD)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
-2.22
Percentage difference between market reference rate 58.25 and exchange rate charged 59.54
Total cost (%)
-2.22
Total cost (AUD)sort descending
-4.44
Firm
Orbit Remit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.54
Percentage difference between market reference rate 56.69 and exchange rate charged 56.38
Total cost (%)
0.54
Total cost (AUD)sort descending
1.08
Firm
InstaReM
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
1.14
Exchange rate margin(%)
0.01
Percentage difference between market reference rate 56.09 and exchange rate charged 56.09
Total cost (%)
0.58
Total cost (AUD)sort descending
1.16
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.65
Percentage difference between market reference rate 56.03 and exchange rate charged 55.67
Total cost (%)
0.65
Total cost (AUD)sort descending
1.30
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.65
Percentage difference between market reference rate 56.03 and exchange rate charged 55.67
Total cost (%)
0.65
Total cost (AUD)sort descending
1.30
Firm
Aussie Forex & Finance
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
1.00
Exchange rate margin(%)
0.53
Percentage difference between market reference rate 56.19 and exchange rate charged 55.89
Total cost (%)
1.03
Total cost (AUD)sort descending
2.06
Firm
Wise
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
2.06
Exchange rate margin(%)
0.05
Percentage difference between market reference rate 56.02 and exchange rate charged 55.99
Total cost (%)
1.08
Total cost (AUD)sort descending
2.16
Firm
ACE Money Transfer
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
1.99
Exchange rate margin(%)
0.41
Percentage difference between market reference rate 56.03 and exchange rate charged 55.80
Total cost (%)
1.41
Total cost (AUD)sort descending
2.81
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
1.99
Exchange rate margin(%)
0.61
Percentage difference between market reference rate 56.03 and exchange rate charged 55.69
Total cost (%)
1.61
Total cost (AUD)sort descending
3.21
Firm
Rocket Remit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
0.99
Exchange rate margin(%)
1.15
Percentage difference between market reference rate 55.97 and exchange rate charged 55.32
Total cost (%)
1.65
Total cost (AUD)sort descending
3.29
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
1.99
Exchange rate margin(%)
0.86
Percentage difference between market reference rate 56.05 and exchange rate charged 55.57
Total cost (%)
1.86
Total cost (AUD)sort descending
3.71
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
1.99
Exchange rate margin(%)
0.95
Percentage difference between market reference rate 56.03 and exchange rate charged 55.50
Total cost (%)
1.95
Total cost (AUD)sort descending
3.89
Firm
State Bank of India
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
3.00
Exchange rate margin(%)
0.74
Percentage difference between market reference rate 56.17 and exchange rate charged 55.75
Total cost (%)
2.24
Total cost (AUD)sort descending
4.48
Firm
FlyWorld Money
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
4.00
Exchange rate margin(%)
0.32
Percentage difference between market reference rate 56.98 and exchange rate charged 56.80
Total cost (%)
2.32
Total cost (AUD)sort descending
4.64
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
2.89
Exchange rate margin(%)
1.21
Percentage difference between market reference rate 56.04 and exchange rate charged 55.36
Total cost (%)
2.66
Total cost (AUD)sort descending
5.31
Firm
Citibank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
2.76
Percentage difference between market reference rate 56.09 and exchange rate charged 54.55
Total cost (%)
2.76
Total cost (AUD)sort descending
5.52
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
3.99
Exchange rate margin(%)
0.95
Percentage difference between market reference rate 56.03 and exchange rate charged 55.50
Total cost (%)
2.95
Total cost (AUD)sort descending
5.89
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.00
Exchange rate margin(%)
0.54
Percentage difference between market reference rate 56.03 and exchange rate charged 55.73
Total cost (%)
3.04
Total cost (AUD)sort descending
6.08
Firm
HDFC Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.00
Exchange rate margin(%)
1.32
Percentage difference between market reference rate 56.97 and exchange rate charged 56.22
Total cost (%)
3.82
Total cost (AUD)sort descending
7.64
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.99
Exchange rate margin(%)
0.86
Percentage difference between market reference rate 56.05 and exchange rate charged 55.57
Total cost (%)
3.86
Total cost (AUD)sort descending
7.71
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
4.00
Exchange rate margin(%)
1.89
Percentage difference between market reference rate 56.03 and exchange rate charged 54.97
Total cost (%)
3.89
Total cost (AUD)sort descending
7.78
Firm
Commonwealth Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
5.40
Percentage difference between market reference rate 56.03 and exchange rate charged 53.01
Total cost (%)
5.40
Total cost (AUD)sort descending
10.80
Firm
Ceylon Exchange
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
10.00
Exchange rate margin(%)
0.44
Percentage difference between market reference rate 56.11 and exchange rate charged 55.86
Total cost (%)
5.44
Total cost (AUD)sort descending
10.88
Firm
Fast Remit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
10.00
Exchange rate margin(%)
1.61
Percentage difference between market reference rate 55.85 and exchange rate charged 54.96
Total cost (%)
6.61
Total cost (AUD)sort descending
13.22
Firm
Fast Remit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
10.00
Exchange rate margin(%)
1.70
Percentage difference between market reference rate 55.89 and exchange rate charged 54.94
Total cost (%)
6.70
Total cost (AUD)sort descending
13.40
Firm
GMT Money
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.00
Exchange rate margin(%)
5.56
Percentage difference between market reference rate 56.97 and exchange rate charged 53.80
Total cost (%)
8.06
Total cost (AUD)sort descending
16.12
Firm
ANZ Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
9.00
Exchange rate margin(%)
3.69
Percentage difference between market reference rate 56.05 and exchange rate charged 53.98
Total cost (%)
8.19
Total cost (AUD)sort descending
16.38
Firm
ANZ Bank
Firm type: Bank
 
Payment instrument
Access point
Call Center
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
9.00
Exchange rate margin(%)
3.92
Percentage difference between market reference rate 56.10 and exchange rate charged 53.90
Total cost (%)
8.42
Total cost (AUD)sort descending
16.84
Firm
Bank of Baroda
Firm type: Bank
 
Payment instrument
Access point
Bank branch
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
25.00
Exchange rate margin(%)
1.06
Percentage difference between market reference rate 56.90 and exchange rate charged 56.30
Total cost (%)
13.56
Total cost (AUD)sort descending
27.12
Firm
Bank of Baroda
Firm type: Bank
 
Payment instrument
Access point
Bank branch
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
25.00
Exchange rate margin(%)
1.07
Percentage difference between market reference rate 56.91 and exchange rate charged 56.30
Total cost (%)
13.57
Total cost (AUD)sort descending
27.14
Firm
Bank of Baroda
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
25.00
Exchange rate margin(%)
1.10
Percentage difference between market reference rate 56.92 and exchange rate charged 56.30
Total cost (%)
13.60
Total cost (AUD)sort descending
27.20
Firm
Bank of Baroda
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
25.00
Exchange rate margin(%)
1.12
Percentage difference between market reference rate 56.93 and exchange rate charged 56.30
Total cost (%)
13.62
Total cost (AUD)sort descending
27.24
Firm
Bendigo Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
30.00
Exchange rate margin(%)
4.34
Percentage difference between market reference rate 56.03 and exchange rate charged 53.60
Total cost (%)
19.34
Total cost (AUD)sort descending
38.68
Firm
Commonwealth Bank
Firm type: Bank
 
Payment instrument
Access point
Bank branch
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
30.00
Exchange rate margin(%)
5.11
Percentage difference between market reference rate 56.13 and exchange rate charged 53.26
Total cost (%)
20.11
Total cost (AUD)sort descending
40.22
Firm
Bendigo Bank
Firm type: Bank
 
Payment instrument
Access point
Call Center
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
30.00
Exchange rate margin(%)
5.24
Percentage difference between market reference rate 56.21 and exchange rate charged 53.26
Total cost (%)
20.24
Total cost (AUD)sort descending
40.48
Firm
Bendigo Bank
Firm type: Bank
 
Payment instrument
Access point
Bank branch
Sending network coverage
Medium 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
30.00
Exchange rate margin(%)
5.27
Percentage difference between market reference rate 56.22 and exchange rate charged 53.26
Total cost (%)
20.27
Total cost (AUD)sort descending
40.54
Total Average Third Quarter 2025
6.15
Total Average Second Quarter 2025
0
Total Average
Fee
8.89
Exchange Rate Margin (%)
1.71
Total Cost Percent (%)
6.15
Total Cost (AUD)
12.30
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