Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

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Sending money from SPAIN to PHILIPPINES

Data collected on: Jan 26, 2024-Feb 29, 2024
EUR | USD
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (EUR)Total cost (USD)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.992.84
0.34
Percentage difference between market reference rate 60.51 and exchange rate charged 60.31
0.34
1.761.76
2.463.51
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.493.56
1.83
Percentage difference between market reference rate 60.97 and exchange rate charged 59.85
1.83
3.613.61
5.057.21
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.493.56
1.72
Percentage difference between market reference rate 61.00 and exchange rate charged 59.95
1.72
3.503.50
4.907.00
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.493.56
1.45
Percentage difference between market reference rate 60.50 and exchange rate charged 59.62
1.45
3.233.23
4.526.46
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
0.000.00
0.36
Percentage difference between market reference rate 60.53 and exchange rate charged 60.31
0.36
0.360.36
0.500.71
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
0.000.00
0.36
Percentage difference between market reference rate 60.53 and exchange rate charged 60.31
0.36
0.360.36
0.500.71
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
2.313.30
0.03
Percentage difference between market reference rate 60.47 and exchange rate charged 60.45
0.03
1.681.68
2.353.36
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
2.313.30
0.03
Percentage difference between market reference rate 60.47 and exchange rate charged 60.45
0.03
1.681.68
2.353.36
Remitly
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.27
0.97
Percentage difference between market reference rate 60.49 and exchange rate charged 59.90
0.97
3.113.11
4.356.21
Remitly
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.27
0.97
Percentage difference between market reference rate 60.49 and exchange rate charged 59.90
0.97
3.113.11
4.356.21
Remitly
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.27
0.97
Percentage difference between market reference rate 60.49 and exchange rate charged 59.90
0.97
3.113.11
4.356.21
Remitly
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.27
0.97
Percentage difference between market reference rate 60.49 and exchange rate charged 59.90
0.97
3.113.11
4.356.21
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.992.84
0.34
Percentage difference between market reference rate 60.51 and exchange rate charged 60.31
0.34
1.761.76
2.463.51
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.992.84
0.34
Percentage difference between market reference rate 60.51 and exchange rate charged 60.31
0.34
1.761.76
2.463.51
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.992.84
0.64
Percentage difference between market reference rate 61.16 and exchange rate charged 60.77
0.64
2.062.06
2.884.11
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.992.84
0.34
Percentage difference between market reference rate 60.51 and exchange rate charged 60.31
0.34
1.761.76
2.463.51
Money Exchange
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
6.008.57
2.17
Percentage difference between market reference rate 60.67 and exchange rate charged 59.36
2.17
6.466.46
9.0412.91
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.992.84
0.64
Percentage difference between market reference rate 61.16 and exchange rate charged 60.77
0.64
2.062.06
2.884.11
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
3.004.29
0.02
Percentage difference between market reference rate 60.27 and exchange rate charged 60.26
0.02
2.162.16
3.024.31
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.004.29
0.35
Percentage difference between market reference rate 60.52 and exchange rate charged 60.31
0.35
2.492.49
3.494.99
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.907.00
4.96
Percentage difference between market reference rate 60.88 and exchange rate charged 57.87
4.96
8.468.46
11.8416.91
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.907.00
4.96
Percentage difference between market reference rate 60.88 and exchange rate charged 57.87
4.96
8.468.46
11.8416.91
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.27
0.34
Percentage difference between market reference rate 60.51 and exchange rate charged 60.31
0.34
2.482.48
3.474.96
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.27
0.34
Percentage difference between market reference rate 60.51 and exchange rate charged 60.31
0.34
2.482.48
3.474.96
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.27
0.64
Percentage difference between market reference rate 61.16 and exchange rate charged 60.77
0.64
2.782.78
3.895.56
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.27
0.83
Percentage difference between market reference rate 60.48 and exchange rate charged 59.98
0.83
2.972.97
4.165.94
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.27
0.83
Percentage difference between market reference rate 60.48 and exchange rate charged 59.98
0.83
2.972.97
4.165.94
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.27
0.38
Percentage difference between market reference rate 60.49 and exchange rate charged 60.26
0.38
2.522.52
3.535.04
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
4.907.00
-0.06
Percentage difference between market reference rate 60.42 and exchange rate charged 60.45
-0.06
3.443.44
4.826.89
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
2.994.27
0.52
Percentage difference between market reference rate 60.43 and exchange rate charged 60.11
0.52
2.662.66
3.725.31
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
2.994.27
1.24
Percentage difference between market reference rate 60.52 and exchange rate charged 59.77
1.24
3.383.38
4.736.76
Total Average First Quarter
2.962.96
Total Average Fourth Quarter 2023
2.992.99
Total Average
Fee
2.793.99
Exchange Rate Margin (%)
0.960.96
Total Cost Percent (%)
2.962.96
Total Cost (EUR) Total Cost (USD)
4.145.91
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.992.88
0.34
Percentage difference between market reference rate 60.51 and exchange rate charged 60.31
0.34
0.920.92
3.174.59
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.991.43
1.83
Percentage difference between market reference rate 60.97 and exchange rate charged 59.85
1.83
2.122.12
7.3110.59
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.991.43
1.72
Percentage difference between market reference rate 61.00 and exchange rate charged 59.95
1.72
2.012.01
6.9310.04
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.991.43
1.45
Percentage difference between market reference rate 60.50 and exchange rate charged 59.62
1.45
1.741.74
6.008.70
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
0.000.00
0.36
Percentage difference between market reference rate 60.53 and exchange rate charged 60.31
0.36
0.360.36
1.241.80
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
0.000.00
0.36
Percentage difference between market reference rate 60.53 and exchange rate charged 60.31
0.36
0.360.36
1.241.80
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.276.19
0.03
Percentage difference between market reference rate 60.47 and exchange rate charged 60.45
0.03
1.271.27
4.386.35
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.276.19
0.03
Percentage difference between market reference rate 60.47 and exchange rate charged 60.45
0.03
1.271.27
4.386.35
Remitly
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.33
0.97
Percentage difference between market reference rate 60.49 and exchange rate charged 59.90
0.97
1.841.84
6.359.20
Remitly
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.33
0.97
Percentage difference between market reference rate 60.49 and exchange rate charged 59.90
0.97
1.841.84
6.359.20
Remitly
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.33
0.97
Percentage difference between market reference rate 60.49 and exchange rate charged 59.90
0.97
1.841.84
6.359.20
Remitly
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.33
0.97
Percentage difference between market reference rate 60.49 and exchange rate charged 59.90
0.97
1.841.84
6.359.20
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.992.88
0.34
Percentage difference between market reference rate 60.51 and exchange rate charged 60.31
0.34
0.920.92
3.174.59
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.992.88
0.34
Percentage difference between market reference rate 60.51 and exchange rate charged 60.31
0.34
0.920.92
3.174.59
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.992.88
0.64
Percentage difference between market reference rate 61.16 and exchange rate charged 60.77
0.64
1.221.22
4.216.10
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.992.88
0.34
Percentage difference between market reference rate 60.51 and exchange rate charged 60.31
0.34
0.920.92
3.174.59
Money Exchange
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
8.0011.59
2.17
Percentage difference between market reference rate 60.67 and exchange rate charged 59.36
2.17
4.494.49
15.4922.45
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.992.88
0.64
Percentage difference between market reference rate 61.16 and exchange rate charged 60.77
0.64
1.221.22
4.216.10
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
3.004.35
0.02
Percentage difference between market reference rate 60.27 and exchange rate charged 60.26
0.02
0.890.89
3.074.45
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.004.35
0.35
Percentage difference between market reference rate 60.52 and exchange rate charged 60.31
0.35
1.221.22
4.216.10
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.907.10
4.96
Percentage difference between market reference rate 60.88 and exchange rate charged 57.87
4.96
6.386.38
22.0131.90
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.907.10
4.96
Percentage difference between market reference rate 60.88 and exchange rate charged 57.87
4.96
6.386.38
22.0131.90
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.33
0.34
Percentage difference between market reference rate 60.51 and exchange rate charged 60.31
0.34
1.211.21
4.176.04
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.33
0.34
Percentage difference between market reference rate 60.51 and exchange rate charged 60.31
0.34
1.211.21
4.176.04
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.33
0.64
Percentage difference between market reference rate 61.16 and exchange rate charged 60.77
0.64
1.511.51
5.217.55
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.33
0.83
Percentage difference between market reference rate 60.48 and exchange rate charged 59.98
0.83
1.701.70
5.878.51
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.33
0.83
Percentage difference between market reference rate 60.48 and exchange rate charged 59.98
0.83
1.701.70
5.878.51
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.33
0.38
Percentage difference between market reference rate 60.49 and exchange rate charged 60.26
0.38
1.251.25
4.316.25
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
4.907.10
-0.06
Percentage difference between market reference rate 60.42 and exchange rate charged 60.45
-0.06
1.361.36
4.696.80
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
2.994.33
0.52
Percentage difference between market reference rate 60.43 and exchange rate charged 60.11
0.52
1.391.39
4.806.96
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
3.995.78
1.24
Percentage difference between market reference rate 60.52 and exchange rate charged 59.77
1.24
2.402.40
8.2812.00
Total Average First Quarter
1.801.80
Total Average Fourth Quarter 2023
1.831.83
Total Average
Fee
2.874.16
Exchange Rate Margin (%)
0.960.96
Total Cost Percent (%)
1.801.80
Total Cost (EUR) Total Cost (USD)
6.208.98
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days
Bank account Cash Mobile wallet