Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

De USEstados Unidos también puede enviar dinero a
ENVÍO DE DINERO

El envío de dinero de ESTADOS UNIDOS a GUATEMALA

Data collected on: Sep 12, 2019
Firma
Payment instrument
Access point
Sending network coverage
Transfer speed
Receiving method
Disbursing network coverage
Cuota
Exchange rate margin (%)
Total cost (%)
Total cost (USD)sort descending
Firma
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
3.993.99
Exchange rate margin (%)
0.53
Percentage difference between market reference rate 7.68 and exchange rate charged 7.640.53
Total cost (%)
2.532.53
Total cost (USD)sort descending
5.065.06
Firma
Vigo
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Array
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
-1.29
Percentage difference between market reference rate 7.68 and exchange rate charged 7.78-1.29
Total cost (%)
2.712.71
Total cost (USD)sort descending
5.425.42
Firma
Wells Fargo
Firm type: Bank
 
Payment instrument
Access point
Bank branch, Internet
Sending network coverage
High
Transfer speed
Receiving method
Bank branch
Disbursing network coverage
High
Cuota
4.004.00
Exchange rate margin (%)
0.86
Percentage difference between market reference rate 7.68 and exchange rate charged 7.610.86
Total cost (%)
2.862.86
Total cost (USD)sort descending
5.725.72
Firma
Xpress Money
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
6.006.00
Exchange rate margin (%)
0.01
Percentage difference between market reference rate 7.68 and exchange rate charged 7.680.01
Total cost (%)
3.013.01
Total cost (USD)sort descending
6.026.02
Firma
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
3.993.99
Exchange rate margin (%)
1.57
Percentage difference between market reference rate 7.68 and exchange rate charged 7.561.57
Total cost (%)
3.573.57
Total cost (USD)sort descending
7.147.14
Firma
Envios de Dinero G&T Continental
Firm type: Bank
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
10.0010.00
Exchange rate margin (%)
-1.42
Percentage difference between market reference rate 7.68 and exchange rate charged 7.79-1.42
Total cost (%)
3.583.58
Total cost (USD)sort descending
7.167.16
Firma
Walmart2World
Firm type: Bank
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
-0.12
Percentage difference between market reference rate 7.68 and exchange rate charged 7.69-0.12
Total cost (%)
3.883.88
Total cost (USD)sort descending
7.767.76
Firma
Casa de cambio Delgado
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
7.007.00
Exchange rate margin (%)
0.40
Percentage difference between market reference rate 7.68 and exchange rate charged 7.650.40
Total cost (%)
3.903.90
Total cost (USD)sort descending
7.807.80
Firma
Banrural Corp.
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Low
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.03
Percentage difference between market reference rate 7.68 and exchange rate charged 7.680.03
Total cost (%)
4.034.03
Total cost (USD)sort descending
8.068.06
Firma
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.03
Percentage difference between market reference rate 7.68 and exchange rate charged 7.680.03
Total cost (%)
4.034.03
Total cost (USD)sort descending
8.068.06
Firma
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.994.99
Exchange rate margin (%)
1.83
Percentage difference between market reference rate 7.68 and exchange rate charged 7.541.83
Total cost (%)
4.334.33
Total cost (USD)sort descending
8.668.66
Firma
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.994.99
Exchange rate margin (%)
1.83
Percentage difference between market reference rate 7.68 and exchange rate charged 7.541.83
Total cost (%)
4.334.33
Total cost (USD)sort descending
8.668.66
Firma
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.994.99
Exchange rate margin (%)
1.95
Percentage difference between market reference rate 7.68 and exchange rate charged 7.531.95
Total cost (%)
4.444.44
Total cost (USD)sort descending
8.888.88
Firma
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
7.007.00
Exchange rate margin (%)
1.06
Percentage difference between market reference rate 7.68 and exchange rate charged 7.601.06
Total cost (%)
4.564.56
Total cost (USD)sort descending
9.129.12
Firma
Pangea
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.954.95
Exchange rate margin (%)
2.35
Percentage difference between market reference rate 7.68 and exchange rate charged 7.502.35
Total cost (%)
4.834.83
Total cost (USD)sort descending
9.669.66
Firma
Pangea
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.954.95
Exchange rate margin (%)
2.35
Percentage difference between market reference rate 7.68 and exchange rate charged 7.502.35
Total cost (%)
4.834.83
Total cost (USD)sort descending
9.669.66
Firma
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
9.009.00
Exchange rate margin (%)
0.53
Percentage difference between market reference rate 7.68 and exchange rate charged 7.640.53
Total cost (%)
5.035.03
Total cost (USD)sort descending
10.0610.06
Firma
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
6.996.99
Exchange rate margin (%)
1.95
Percentage difference between market reference rate 7.68 and exchange rate charged 7.531.95
Total cost (%)
5.445.44
Total cost (USD)sort descending
10.8810.88
Promedio total Tercer trimestre
3.993.99
Promedio total Segundo trimestre
4.434.43
Promedio total
Cuota
6.386.38
Tipo de Cambio Margen (%)
0.800.80
Porcentaje Coste total (%)
3.993.99
Porcentaje Costo total (USD) Porcentaje Costo total (USD)
7.997.99
Registros no transparentes
Bank account transfer Debit/credit card Efectivo
Menos de una hora Mismo día 3 a 5 días 6 días o más
Bank account Cash
Firma
Payment instrument
Access point
Sending network coverage
Transfer speed
Receiving method
Disbursing network coverage
Cuota
Exchange rate margin (%)
Total cost (%)
Total cost (USD)sort descending
Firma
Vigo
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Array
Disbursing network coverage
High
Cuota
10.0010.00
Exchange rate margin (%)
-1.29
Percentage difference between market reference rate 7.68 and exchange rate charged 7.78-1.29
Total cost (%)
0.710.71
Total cost (USD)sort descending
3.553.55
Firma
Xpress Money
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
6.006.00
Exchange rate margin (%)
0.01
Percentage difference between market reference rate 7.68 and exchange rate charged 7.680.01
Total cost (%)
1.211.21
Total cost (USD)sort descending
6.056.05
Firma
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
3.993.99
Exchange rate margin (%)
0.53
Percentage difference between market reference rate 7.68 and exchange rate charged 7.640.53
Total cost (%)
1.331.33
Total cost (USD)sort descending
6.656.65
Firma
Walmart2World
Firm type: Bank
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
-0.12
Percentage difference between market reference rate 7.68 and exchange rate charged 7.69-0.12
Total cost (%)
1.481.48
Total cost (USD)sort descending
7.407.40
Firma
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
0.000.00
Exchange rate margin (%)
1.57
Percentage difference between market reference rate 7.68 and exchange rate charged 7.561.57
Total cost (%)
1.571.57
Total cost (USD)sort descending
7.857.85
Firma
Banrural Corp.
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Low
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.03
Percentage difference between market reference rate 7.68 and exchange rate charged 7.680.03
Total cost (%)
1.631.63
Total cost (USD)sort descending
8.158.15
Firma
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.03
Percentage difference between market reference rate 7.68 and exchange rate charged 7.680.03
Total cost (%)
1.631.63
Total cost (USD)sort descending
8.158.15
Firma
Wells Fargo
Firm type: Bank
 
Payment instrument
Access point
Bank branch, Internet
Sending network coverage
High
Transfer speed
Receiving method
Bank branch
Disbursing network coverage
High
Cuota
4.004.00
Exchange rate margin (%)
0.86
Percentage difference between market reference rate 7.68 and exchange rate charged 7.610.86
Total cost (%)
1.661.66
Total cost (USD)sort descending
8.308.30
Firma
Casa de cambio Delgado
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.508.50
Exchange rate margin (%)
0.40
Percentage difference between market reference rate 7.68 and exchange rate charged 7.650.40
Total cost (%)
2.102.10
Total cost (USD)sort descending
10.5010.50
Firma
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
9.009.00
Exchange rate margin (%)
0.53
Percentage difference between market reference rate 7.68 and exchange rate charged 7.640.53
Total cost (%)
2.332.33
Total cost (USD)sort descending
11.6511.65
Firma
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
7.007.00
Exchange rate margin (%)
0.96
Percentage difference between market reference rate 7.68 and exchange rate charged 7.610.96
Total cost (%)
2.362.36
Total cost (USD)sort descending
11.8011.80
Firma
Envios de Dinero G&T Continental
Firm type: Bank
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
21.0021.00
Exchange rate margin (%)
-1.42
Percentage difference between market reference rate 7.68 and exchange rate charged 7.79-1.42
Total cost (%)
2.782.78
Total cost (USD)sort descending
13.9013.90
Firma
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.994.99
Exchange rate margin (%)
1.95
Percentage difference between market reference rate 7.68 and exchange rate charged 7.531.95
Total cost (%)
2.942.94
Total cost (USD)sort descending
14.7014.70
Firma
Pangea
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.954.95
Exchange rate margin (%)
2.35
Percentage difference between market reference rate 7.68 and exchange rate charged 7.502.35
Total cost (%)
3.343.34
Total cost (USD)sort descending
16.7016.70
Firma
Pangea
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.954.95
Exchange rate margin (%)
2.35
Percentage difference between market reference rate 7.68 and exchange rate charged 7.502.35
Total cost (%)
3.343.34
Total cost (USD)sort descending
16.7016.70
Firma
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
9.999.99
Exchange rate margin (%)
1.83
Percentage difference between market reference rate 7.68 and exchange rate charged 7.541.83
Total cost (%)
3.833.83
Total cost (USD)sort descending
19.1519.15
Firma
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
9.999.99
Exchange rate margin (%)
1.83
Percentage difference between market reference rate 7.68 and exchange rate charged 7.541.83
Total cost (%)
3.833.83
Total cost (USD)sort descending
19.1519.15
Firma
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
10.9910.99
Exchange rate margin (%)
1.95
Percentage difference between market reference rate 7.68 and exchange rate charged 7.531.95
Total cost (%)
4.144.14
Total cost (USD)sort descending
20.7020.70
Promedio total Tercer trimestre
2.352.35
Promedio total Segundo trimestre
2.622.62
Promedio total
Cuota
7.747.74
Tipo de Cambio Margen (%)
0.800.80
Porcentaje Coste total (%)
2.352.35
Porcentaje Costo total (USD) Porcentaje Costo total (USD)
11.7311.73
Registros no transparentes
Bank account transfer Debit/credit card Efectivo
Menos de una hora Mismo día 3 a 5 días 6 días o más
Bank account Cash
Corredores menos costosos a Guatemala
Corredores menos costosos de Estados Unidos
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