Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

De USEstados Unidos también puede enviar dinero a
ENVÍO DE DINERO

El envío de dinero de ESTADOS UNIDOS a GUATEMALA

Data collected on: Feb 04, 2020
Firma
Payment instrument
Access point
Sending network coverage
Transfer speed
Receiving method
Disbursing network coverage
Cuota
Exchange rate margin (%)
Total cost (%)
Total cost (USD)sort descending
Firma
Wells Fargo
Firm type: Bank
 
Payment instrument
Access point
Bank branch, Internet
Sending network coverage
High
Transfer speed
Receiving method
Bank branch
Disbursing network coverage
High
Cuota
4.004.00
Exchange rate margin (%)
1.06
Percentage difference between market reference rate 7.66 and exchange rate charged 7.581.06
Total cost (%)
3.063.06
Total cost (USD)sort descending
6.126.12
Firma
Xpress Money
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
6.006.00
Exchange rate margin (%)
0.10
Percentage difference between market reference rate 7.66 and exchange rate charged 7.650.10
Total cost (%)
3.103.10
Total cost (USD)sort descending
6.206.20
Firma
Casa de cambio Delgado
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
5.505.50
Exchange rate margin (%)
0.89
Percentage difference between market reference rate 7.66 and exchange rate charged 7.590.89
Total cost (%)
3.643.64
Total cost (USD)sort descending
7.287.28
Firma
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
3.993.99
Exchange rate margin (%)
1.93
Percentage difference between market reference rate 7.66 and exchange rate charged 7.511.93
Total cost (%)
3.933.93
Total cost (USD)sort descending
7.867.86
Firma
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
3.993.99
Exchange rate margin (%)
1.93
Percentage difference between market reference rate 7.66 and exchange rate charged 7.511.93
Total cost (%)
3.933.93
Total cost (USD)sort descending
7.867.86
Firma
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.994.99
Exchange rate margin (%)
1.53
Percentage difference between market reference rate 7.66 and exchange rate charged 7.541.53
Total cost (%)
4.034.03
Total cost (USD)sort descending
8.068.06
Firma
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.994.99
Exchange rate margin (%)
1.53
Percentage difference between market reference rate 7.66 and exchange rate charged 7.541.53
Total cost (%)
4.034.03
Total cost (USD)sort descending
8.068.06
Firma
Walmart2World
Firm type: Bank
 
Payment instrument
Access point
Agent, Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.32
Percentage difference between market reference rate 7.66 and exchange rate charged 7.630.32
Total cost (%)
4.324.32
Total cost (USD)sort descending
8.648.64
Firma
Vigo
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Array
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.36
Percentage difference between market reference rate 7.66 and exchange rate charged 7.630.36
Total cost (%)
4.364.36
Total cost (USD)sort descending
8.728.72
Firma
Banrural Corp.
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Low
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.47
Percentage difference between market reference rate 7.66 and exchange rate charged 7.620.47
Total cost (%)
4.474.47
Total cost (USD)sort descending
8.948.94
Firma
Envios de Dinero G&T Continental
Firm type: Bank
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.47
Percentage difference between market reference rate 7.66 and exchange rate charged 7.620.47
Total cost (%)
4.474.47
Total cost (USD)sort descending
8.948.94
Firma
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.48
Percentage difference between market reference rate 7.66 and exchange rate charged 7.620.48
Total cost (%)
4.484.48
Total cost (USD)sort descending
8.968.96
Firma
Pangea
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.954.95
Exchange rate margin (%)
2.71
Percentage difference between market reference rate 7.66 and exchange rate charged 7.452.71
Total cost (%)
5.195.19
Total cost (USD)sort descending
10.3810.38
Firma
Pangea
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.954.95
Exchange rate margin (%)
2.71
Percentage difference between market reference rate 7.66 and exchange rate charged 7.452.71
Total cost (%)
5.195.19
Total cost (USD)sort descending
10.3810.38
Firma
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
9.009.00
Exchange rate margin (%)
0.89
Percentage difference between market reference rate 7.66 and exchange rate charged 7.590.89
Total cost (%)
5.395.39
Total cost (USD)sort descending
10.7810.78
Firma
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.994.99
Exchange rate margin (%)
3.07
Percentage difference between market reference rate 7.66 and exchange rate charged 7.423.07
Total cost (%)
5.575.57
Total cost (USD)sort descending
11.1411.14
Firma
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
1.67
Percentage difference between market reference rate 7.66 and exchange rate charged 7.531.67
Total cost (%)
5.675.67
Total cost (USD)sort descending
11.3411.34
Firma
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
6.996.99
Exchange rate margin (%)
3.07
Percentage difference between market reference rate 7.66 and exchange rate charged 7.423.07
Total cost (%)
6.576.57
Total cost (USD)sort descending
13.1413.14
Promedio total Primer trimestre
4.524.52
Promedio total Cuarto trimestre 2019
4.784.78
Promedio total
Cuota
6.246.24
Tipo de Cambio Margen (%)
1.401.40
Porcentaje Coste total (%)
4.524.52
Porcentaje Costo total (USD) Porcentaje Costo total (USD)
9.049.04
Registros no transparentes
Bank account transfer Debit/credit card Efectivo
Menos de una hora Mismo día 3 a 5 días 6 días o más
Bank account Cash
Firma
Payment instrument
Access point
Sending network coverage
Transfer speed
Receiving method
Disbursing network coverage
Cuota
Exchange rate margin (%)
Total cost (%)
Total cost (USD)sort descending
Firma
Xpress Money
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
6.006.00
Exchange rate margin (%)
0.10
Percentage difference between market reference rate 7.66 and exchange rate charged 7.650.10
Total cost (%)
1.301.30
Total cost (USD)sort descending
6.506.50
Firma
Wells Fargo
Firm type: Bank
 
Payment instrument
Access point
Bank branch, Internet
Sending network coverage
High
Transfer speed
Receiving method
Bank branch
Disbursing network coverage
High
Cuota
4.004.00
Exchange rate margin (%)
0.91
Percentage difference between market reference rate 7.66 and exchange rate charged 7.590.91
Total cost (%)
1.711.71
Total cost (USD)sort descending
8.558.55
Firma
Walmart2World
Firm type: Bank
 
Payment instrument
Access point
Agent, Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.32
Percentage difference between market reference rate 7.66 and exchange rate charged 7.630.32
Total cost (%)
1.921.92
Total cost (USD)sort descending
9.609.60
Firma
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
0.000.00
Exchange rate margin (%)
1.93
Percentage difference between market reference rate 7.66 and exchange rate charged 7.511.93
Total cost (%)
1.931.93
Total cost (USD)sort descending
9.659.65
Firma
Banrural Corp.
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Low
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.47
Percentage difference between market reference rate 7.66 and exchange rate charged 7.620.47
Total cost (%)
2.072.07
Total cost (USD)sort descending
10.3510.35
Firma
Envios de Dinero G&T Continental
Firm type: Bank
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.47
Percentage difference between market reference rate 7.66 and exchange rate charged 7.620.47
Total cost (%)
2.072.07
Total cost (USD)sort descending
10.3510.35
Firma
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
0.48
Percentage difference between market reference rate 7.66 and exchange rate charged 7.620.48
Total cost (%)
2.082.08
Total cost (USD)sort descending
10.4010.40
Firma
Vigo
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Array
Disbursing network coverage
High
Cuota
10.0010.00
Exchange rate margin (%)
0.36
Percentage difference between market reference rate 7.66 and exchange rate charged 7.630.36
Total cost (%)
2.362.36
Total cost (USD)sort descending
11.8011.80
Firma
Casa de cambio Delgado
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.508.50
Exchange rate margin (%)
0.89
Percentage difference between market reference rate 7.66 and exchange rate charged 7.590.89
Total cost (%)
2.592.59
Total cost (USD)sort descending
12.9512.95
Firma
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
9.009.00
Exchange rate margin (%)
0.89
Percentage difference between market reference rate 7.66 and exchange rate charged 7.590.89
Total cost (%)
2.692.69
Total cost (USD)sort descending
13.4513.45
Firma
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
3.993.99
Exchange rate margin (%)
1.93
Percentage difference between market reference rate 7.66 and exchange rate charged 7.511.93
Total cost (%)
2.732.73
Total cost (USD)sort descending
13.6513.65
Firma
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
8.008.00
Exchange rate margin (%)
1.67
Percentage difference between market reference rate 7.66 and exchange rate charged 7.531.67
Total cost (%)
3.273.27
Total cost (USD)sort descending
16.3516.35
Firma
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
9.999.99
Exchange rate margin (%)
1.53
Percentage difference between market reference rate 7.66 and exchange rate charged 7.541.53
Total cost (%)
3.533.53
Total cost (USD)sort descending
17.6517.65
Firma
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
9.999.99
Exchange rate margin (%)
1.53
Percentage difference between market reference rate 7.66 and exchange rate charged 7.541.53
Total cost (%)
3.533.53
Total cost (USD)sort descending
17.6517.65
Firma
Pangea
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.954.95
Exchange rate margin (%)
2.71
Percentage difference between market reference rate 7.66 and exchange rate charged 7.452.71
Total cost (%)
3.703.70
Total cost (USD)sort descending
18.5018.50
Firma
Pangea
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.954.95
Exchange rate margin (%)
2.71
Percentage difference between market reference rate 7.66 and exchange rate charged 7.452.71
Total cost (%)
3.703.70
Total cost (USD)sort descending
18.5018.50
Firma
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
4.994.99
Exchange rate margin (%)
3.07
Percentage difference between market reference rate 7.66 and exchange rate charged 7.423.07
Total cost (%)
4.074.07
Total cost (USD)sort descending
20.3520.35
Firma
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Cuota
10.9910.99
Exchange rate margin (%)
3.07
Percentage difference between market reference rate 7.66 and exchange rate charged 7.423.07
Total cost (%)
5.275.27
Total cost (USD)sort descending
26.3526.35
Promedio total Primer trimestre
2.812.81
Promedio total Cuarto trimestre 2019
3.033.03
Promedio total
Cuota
7.087.08
Tipo de Cambio Margen (%)
1.391.39
Porcentaje Coste total (%)
2.812.81
Porcentaje Costo total (USD) Porcentaje Costo total (USD)
14.0314.03
Registros no transparentes
Bank account transfer Debit/credit card Efectivo
Menos de una hora Mismo día 3 a 5 días 6 días o más
Bank account Cash
Corredores menos costosos a Guatemala
Corredores menos costosos de Estados Unidos
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