Remittance Prices Worldwide

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Sending money from UNITED STATES to GHANA

Data collected on: May 12, 2020
Payment instrument
Access point
Sending network coverage
Receiving method
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
5.005.00
4.59
Percentage difference between market reference rate 5.75 and exchange rate charged 5.49
4.59
7.097.09
14.1814.18
Dahabshiil
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
Medium
12.0012.00
0.00
Percentage difference between market reference rate 1.00 and exchange rate charged 1.00
0.00
6.006.00
12.0012.00
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
5.005.00
4.59
Percentage difference between market reference rate 5.75 and exchange rate charged 5.49
4.59
7.097.09
14.1814.18
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
7.997.99
4.38
Percentage difference between market reference rate 5.75 and exchange rate charged 5.50
4.38
8.388.38
16.7616.76
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
8.008.00
6.16
Percentage difference between market reference rate 5.75 and exchange rate charged 5.40
6.16
10.1610.16
20.3220.32
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
4.994.99
6.38
Percentage difference between market reference rate 5.75 and exchange rate charged 5.39
6.38
8.878.87
17.7417.74
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
7.007.00
8.54
Percentage difference between market reference rate 5.75 and exchange rate charged 5.26
8.54
12.0412.04
24.0824.08
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
4.994.99
6.38
Percentage difference between market reference rate 5.75 and exchange rate charged 5.39
6.38
8.878.87
17.7417.74
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.996.99
4.72
Percentage difference between market reference rate 5.75 and exchange rate charged 5.48
4.72
8.228.22
16.4416.44
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.65
Percentage difference between market reference rate 5.75 and exchange rate charged 5.54
3.65
3.653.65
7.307.30
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
6.996.99
4.72
Percentage difference between market reference rate 5.75 and exchange rate charged 5.48
4.72
8.228.22
16.4416.44
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent, Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.65
Percentage difference between market reference rate 5.75 and exchange rate charged 5.54
3.65
3.653.65
7.307.30
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.990.99
4.82
Percentage difference between market reference rate 5.75 and exchange rate charged 5.48
4.82
5.315.31
10.6210.62
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.007.00
3.17
Percentage difference between market reference rate 5.75 and exchange rate charged 5.57
3.17
6.676.67
13.3413.34
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
4.994.99
5.47
Percentage difference between market reference rate 5.75 and exchange rate charged 5.44
5.47
7.977.97
15.9415.94
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
7.007.00
3.17
Percentage difference between market reference rate 5.75 and exchange rate charged 5.57
3.17
6.676.67
13.3413.34
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
5.995.99
5.47
Percentage difference between market reference rate 5.75 and exchange rate charged 5.44
5.47
8.478.47
16.9416.94
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
5.005.00
3.17
Percentage difference between market reference rate 5.75 and exchange rate charged 5.57
3.17
5.675.67
11.3411.34
Walmart2World
Firm type: Bank
Payment instrument
Access point
Agent, Internet
Sending network coverage
High
Receiving method
Agent
High
7.007.00
4.38
Percentage difference between market reference rate 5.75 and exchange rate charged 5.50
4.38
7.887.88
15.7615.76
Total Average Second Quarter
7.417.41
Total Average First Quarter
5.635.63
Total Average
Fee
5.635.63
Exchange Rate Margin (%)
4.604.60
Total Cost Percent (%)
7.417.41
Total Cost (USD) Total Cost (USD)
14.8314.83
Non-Transparent records
Bank account transfer Debit/credit card Cash
Less than one hour Next day 2 days 3-5 days
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
Dahabshiil
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
Medium
30.0030.00
0.00
Percentage difference between market reference rate 1.00 and exchange rate charged 1.00
0.00
6.006.00
30.0030.00
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.007.00
3.17
Percentage difference between market reference rate 5.75 and exchange rate charged 5.57
3.17
4.574.57
22.8522.85
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
7.007.00
3.17
Percentage difference between market reference rate 5.75 and exchange rate charged 5.57
3.17
4.574.57
22.8522.85
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
5.005.00
3.17
Percentage difference between market reference rate 5.75 and exchange rate charged 5.57
3.17
4.174.17
20.8520.85
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.65
Percentage difference between market reference rate 5.75 and exchange rate charged 5.54
3.65
3.653.65
18.2518.25
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent, Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.65
Percentage difference between market reference rate 5.75 and exchange rate charged 5.54
3.65
3.653.65
18.2518.25
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
7.997.99
4.38
Percentage difference between market reference rate 5.75 and exchange rate charged 5.50
4.38
5.985.98
29.9029.90
Walmart2World
Firm type: Bank
Payment instrument
Access point
Agent, Internet
Sending network coverage
High
Receiving method
Agent
High
7.007.00
4.38
Percentage difference between market reference rate 5.75 and exchange rate charged 5.50
4.38
5.785.78
28.9028.90
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
5.005.00
4.59
Percentage difference between market reference rate 5.75 and exchange rate charged 5.49
4.59
5.595.59
27.9527.95
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
7.007.00
4.59
Percentage difference between market reference rate 5.75 and exchange rate charged 5.49
4.59
5.995.99
29.9529.95
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.997.99
4.72
Percentage difference between market reference rate 5.75 and exchange rate charged 5.48
4.72
6.326.32
31.6031.60
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
7.997.99
4.72
Percentage difference between market reference rate 5.75 and exchange rate charged 5.48
4.72
6.326.32
31.6031.60
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.990.99
4.82
Percentage difference between market reference rate 5.75 and exchange rate charged 5.48
4.82
5.025.02
25.1025.10
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
4.994.99
5.47
Percentage difference between market reference rate 5.75 and exchange rate charged 5.44
5.47
6.476.47
32.3532.35
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
10.4910.49
5.47
Percentage difference between market reference rate 5.75 and exchange rate charged 5.44
5.47
7.577.57
37.8537.85
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
8.008.00
6.16
Percentage difference between market reference rate 5.75 and exchange rate charged 5.40
6.16
7.767.76
38.8038.80
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
9.999.99
6.38
Percentage difference between market reference rate 5.75 and exchange rate charged 5.39
6.38
8.388.38
41.9041.90
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
4.994.99
6.38
Percentage difference between market reference rate 5.75 and exchange rate charged 5.39
6.38
7.387.38
36.9036.90
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
9.009.00
8.45
Percentage difference between market reference rate 5.75 and exchange rate charged 5.27
8.45
10.2510.25
51.2551.25
Total Average Second Quarter
6.076.07
Total Average First Quarter
4.174.17
Total Average
Fee
7.397.39
Exchange Rate Margin (%)
4.604.60
Total Cost Percent (%)
6.076.07
Total Cost (USD) Total Cost (USD)
30.3730.37
Non-Transparent records
Bank account transfer Debit/credit card Cash
Less than one hour Next day 2 days 3-5 days
Bank account Cash Mobile wallet