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Sending money from UNITED KINGDOM to GHANA

Data collected on: Oct 31, 2018
GBP | USD
Payment instrument
Access point
Sending network coverage
Receiving method
Western Union
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
2.904.83
-1.58
-1.58
0.840.84
1.011.68
Wave
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
0.90
0.90
0.900.90
1.081.80
Ria
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
2.003.33
0.08
0.08
1.751.75
2.103.50
Lyca Remit
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.504.17
0.28
0.28
2.372.37
2.844.73
Unity Link
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.904.83
0.23
0.23
2.642.64
3.175.28
Unity Link
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
4.006.67
0.12
0.12
3.453.45
4.146.90
Small World
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
4.998.32
1.22
1.22
5.385.38
6.4610.77
Azimo
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.98
2.93
2.93
5.425.42
6.5010.83
WorldRemit
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.996.65
2.72
2.72
6.056.05
7.2612.10
Ria
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
8.0013.33
-0.25
-0.25
6.426.42
7.7012.83
Western Union
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.908.17
3.45
3.45
7.547.54
9.0515.08
MoneyGram
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.9913.32
1.55
1.55
8.218.21
9.8516.42
MoneyGram
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.9913.32
2.09
2.09
8.758.75
10.5017.50
Western Union
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.9014.83
3.61
3.61
11.0311.03
13.2422.07
This RSP is not transparent: the exchange rate applied to the transaction was not disclosed. The 0% in the exchange rate margin does NOT necessarily mean that there is no exchange rate cost, but rather that this cost is not disclosed to the sender at the time of sending. · BoG rate used here.
Ghana International Bank
Payment instrument
Access point
Bank branch, Call Center
Sending network coverage
High
Receiving method
High
30.0050.00
0.00
0.00
25.0025.00
30.0050.00
Total Average Fourth Quarter 2018
6.386.38
Total Average Third Quarter 2018
5.725.72
Total Average
Fee
6.2710.45
Exchange Rate Margin (%)
1.161.16
Total Cost Percent (%)
6.386.38
Total Cost (GBP) Total Cost (USD)
7.6612.77
Non-Transparent records
Bank account transfer Debit/credit card Cash
Less than one hour Same day Next day 3-5 days
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
Western Union
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
4.908.17
-1.58
-1.58
0.050.05
0.150.25
Wave
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
0.90
0.90
0.900.90
2.704.50
Lyca Remit
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.504.17
0.28
0.28
1.121.12
3.365.60
Unity Link
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
4.006.67
0.12
0.12
1.451.45
4.357.25
Ria
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
6.0010.00
0.08
0.08
2.082.08
6.2410.40
Unity Link
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.909.83
0.23
0.23
2.192.19
6.5710.95
Ria
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
8.0013.33
-0.25
-0.25
2.422.42
7.2612.10
Small World
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
4.998.32
1.22
1.22
2.892.89
8.6714.45
Azimo
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.994.98
2.93
2.93
3.923.92
11.7619.60
MoneyGram
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.9913.32
1.55
1.55
4.214.21
12.6321.05
WorldRemit
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.998.32
2.72
2.72
4.384.38
13.1421.90
MoneyGram
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.9913.32
2.09
2.09
4.764.76
14.2823.80
Western Union
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.9014.83
3.61
3.61
6.586.58
19.7432.90
Western Union
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
9.9016.50
3.45
3.45
6.756.75
20.2533.75
This RSP is not transparent: the exchange rate applied to the transaction was not disclosed. The 0% in the exchange rate margin does NOT necessarily mean that there is no exchange rate cost, but rather that this cost is not disclosed to the sender at the time of sending. · BoG rate used here.
Ghana International Bank
Payment instrument
Access point
Bank branch, Call Center
Sending network coverage
High
Receiving method
High
30.0050.00
0.00
0.00
10.0010.00
30.0050.00
Total Average Fourth Quarter 2018
3.583.58
Total Average Third Quarter 2018
4.144.14
Total Average
Fee
7.2712.12
Exchange Rate Margin (%)
1.161.16
Total Cost Percent (%)
3.583.58
Total Cost (GBP) Total Cost (USD)
10.7417.90
Non-Transparent records
Bank account transfer Debit/credit card Cash
Less than one hour Same day Next day 3-5 days
Bank account Cash Mobile wallet