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Transfer money

Sending money from NORWAY to PAKISTAN

Data collected on: Sep 16, 2019
NOK | USD
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
Total cost (%)
Total cost (NOK)sort descendingTotal cost (USD)sort descending
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
20.003.23
Exchange rate margin (%)
1.41
Percentage difference between market reference rate 17.47 and exchange rate charged 17.221.41
Total cost (%)
3.033.03
Total cost (NOK)sort descendingTotal cost (USD)sort descending
37.576.06
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
High
Fee
24.904.02
Exchange rate margin (%)
1.53
Percentage difference between market reference rate 17.47 and exchange rate charged 17.201.53
Total cost (%)
3.533.53
Total cost (NOK)sort descendingTotal cost (USD)sort descending
43.777.06
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
39.006.29
Exchange rate margin (%)
1.38
Percentage difference between market reference rate 17.47 and exchange rate charged 17.231.38
Total cost (%)
4.524.52
Total cost (NOK)sort descendingTotal cost (USD)sort descending
56.059.04
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
25.004.03
Exchange rate margin (%)
3.35
Percentage difference between market reference rate 17.47 and exchange rate charged 16.883.35
Total cost (%)
5.365.36
Total cost (NOK)sort descendingTotal cost (USD)sort descending
66.4610.72
Firm
Azimo
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
49.007.90
Exchange rate margin (%)
1.98
Percentage difference between market reference rate 17.47 and exchange rate charged 17.121.98
Total cost (%)
5.935.93
Total cost (NOK)sort descendingTotal cost (USD)sort descending
73.5311.86
Firm
Xpress Money
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
50.008.06
Exchange rate margin (%)
2.56
Percentage difference between market reference rate 17.47 and exchange rate charged 17.022.56
Total cost (%)
6.596.59
Total cost (NOK)sort descendingTotal cost (USD)sort descending
81.7213.18
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
40.006.45
Exchange rate margin (%)
3.59
Percentage difference between market reference rate 17.47 and exchange rate charged 16.843.59
Total cost (%)
6.826.82
Total cost (NOK)sort descendingTotal cost (USD)sort descending
84.5713.64
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
40.006.45
Exchange rate margin (%)
3.59
Percentage difference between market reference rate 17.47 and exchange rate charged 16.843.59
Total cost (%)
6.826.82
Total cost (NOK)sort descendingTotal cost (USD)sort descending
84.5713.64
Firm
DNB Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
60.009.68
Exchange rate margin (%)
2.13
Percentage difference between market reference rate 17.47 and exchange rate charged 17.092.13
Total cost (%)
6.976.97
Total cost (NOK)sort descendingTotal cost (USD)sort descending
86.4313.94
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
60.009.68
Exchange rate margin (%)
2.41
Percentage difference between market reference rate 17.47 and exchange rate charged 17.052.41
Total cost (%)
7.257.25
Total cost (NOK)sort descendingTotal cost (USD)sort descending
89.9014.50
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
Medium
Fee
69.0011.13
Exchange rate margin (%)
1.78
Percentage difference between market reference rate 17.47 and exchange rate charged 17.161.78
Total cost (%)
7.347.34
Total cost (NOK)sort descendingTotal cost (USD)sort descending
91.0214.68
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
60.009.68
Exchange rate margin (%)
2.56
Percentage difference between market reference rate 17.47 and exchange rate charged 17.022.56
Total cost (%)
7.407.40
Total cost (NOK)sort descendingTotal cost (USD)sort descending
91.7614.80
Firm
Nordea Bank
Firm type: Bank
 
Payment instrument
Access point
Bank branch, Call Center, Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
60.009.68
Exchange rate margin (%)
2.80
Percentage difference between market reference rate 17.47 and exchange rate charged 16.982.80
Total cost (%)
7.647.64
Total cost (NOK)sort descendingTotal cost (USD)sort descending
94.7415.28
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
High
Fee
69.0011.13
Exchange rate margin (%)
3.28
Percentage difference between market reference rate 17.47 and exchange rate charged 16.893.28
Total cost (%)
8.858.85
Total cost (NOK)sort descendingTotal cost (USD)sort descending
109.7417.70
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
60.009.68
Exchange rate margin (%)
6.59
Percentage difference between market reference rate 17.47 and exchange rate charged 16.326.59
Total cost (%)
11.4311.43
Total cost (NOK)sort descendingTotal cost (USD)sort descending
141.7322.86
Total Average Third Quarter
6.636.63
Total Average Second Quarter
6.296.29
Total Average
Fee
48.397.81
Exchange Rate Margin (%)
2.732.73
Total Cost Percent (%)
6.636.63
Total Cost (NOK) Total Cost (USD)
82.2413.26
Non-Transparent records
Bank account transfer Debit/credit card Cash
Less than one hour Same day Next day 2 days 6 days or more
Bank account Cash Mobile wallet
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
Total cost (%)
Total cost (NOK)sort descendingTotal cost (USD)sort descending
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
High
Fee
N/AN/A
Exchange rate margin (%)
N/A
not availableN/A
Total cost (%)
N/AN/A
Total cost (NOK)sort descendingTotal cost (USD)sort descending
N/AN/A
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
0.000.00
Exchange rate margin (%)
1.38
Percentage difference between market reference rate 17.47 and exchange rate charged 17.231.38
Total cost (%)
1.381.38
Total cost (NOK)sort descendingTotal cost (USD)sort descending
42.786.90
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
Medium
Fee
0.000.00
Exchange rate margin (%)
1.78
Percentage difference between market reference rate 17.47 and exchange rate charged 17.161.78
Total cost (%)
1.781.78
Total cost (NOK)sort descendingTotal cost (USD)sort descending
55.188.90
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
20.003.23
Exchange rate margin (%)
1.41
Percentage difference between market reference rate 17.47 and exchange rate charged 17.221.41
Total cost (%)
2.062.06
Total cost (NOK)sort descendingTotal cost (USD)sort descending
63.8610.30
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
High
Fee
24.904.02
Exchange rate margin (%)
1.53
Percentage difference between market reference rate 17.47 and exchange rate charged 17.201.53
Total cost (%)
2.332.33
Total cost (NOK)sort descendingTotal cost (USD)sort descending
72.2311.65
Firm
Xpress Money
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
0.000.00
Exchange rate margin (%)
2.56
Percentage difference between market reference rate 17.47 and exchange rate charged 17.022.56
Total cost (%)
2.562.56
Total cost (NOK)sort descendingTotal cost (USD)sort descending
79.3612.80
Firm
Azimo
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
49.007.90
Exchange rate margin (%)
1.98
Percentage difference between market reference rate 17.47 and exchange rate charged 17.121.98
Total cost (%)
3.563.56
Total cost (NOK)sort descendingTotal cost (USD)sort descending
110.3617.80
Firm
DNB Bank
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
60.009.68
Exchange rate margin (%)
2.13
Percentage difference between market reference rate 17.47 and exchange rate charged 17.092.13
Total cost (%)
4.074.07
Total cost (NOK)sort descendingTotal cost (USD)sort descending
126.1720.35
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
25.004.03
Exchange rate margin (%)
3.35
Percentage difference between market reference rate 17.47 and exchange rate charged 16.883.35
Total cost (%)
4.154.15
Total cost (NOK)sort descendingTotal cost (USD)sort descending
128.6520.75
Firm
Nordea Bank
Firm type: Bank
 
Payment instrument
Access point
Bank branch, Call Center, Internet
Sending network coverage
High
Transfer speed
Receiving method
Disbursing network coverage
Low
Fee
60.009.68
Exchange rate margin (%)
2.80
Percentage difference between market reference rate 17.47 and exchange rate charged 16.982.80
Total cost (%)
4.734.73
Total cost (NOK)sort descendingTotal cost (USD)sort descending
146.6323.65
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
45.007.26
Exchange rate margin (%)
3.59
Percentage difference between market reference rate 17.47 and exchange rate charged 16.843.59
Total cost (%)
5.055.05
Total cost (NOK)sort descendingTotal cost (USD)sort descending
156.5525.25
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
90.0014.52
Exchange rate margin (%)
2.41
Percentage difference between market reference rate 17.47 and exchange rate charged 17.052.41
Total cost (%)
5.315.31
Total cost (NOK)sort descendingTotal cost (USD)sort descending
164.6126.55
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
Medium
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
90.0014.52
Exchange rate margin (%)
2.56
Percentage difference between market reference rate 17.47 and exchange rate charged 17.022.56
Total cost (%)
5.475.47
Total cost (NOK)sort descendingTotal cost (USD)sort descending
169.5727.35
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
60.009.68
Exchange rate margin (%)
3.59
Percentage difference between market reference rate 17.47 and exchange rate charged 16.843.59
Total cost (%)
5.535.53
Total cost (NOK)sort descendingTotal cost (USD)sort descending
171.4327.65
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
80.0012.90
Exchange rate margin (%)
6.59
Percentage difference between market reference rate 17.47 and exchange rate charged 16.326.59
Total cost (%)
9.179.17
Total cost (NOK)sort descendingTotal cost (USD)sort descending
284.2745.85
Total Average Third Quarter
4.084.08
Total Average Second Quarter
3.753.75
Total Average
Fee
43.146.96
Exchange Rate Margin (%)
2.692.69
Total Cost Percent (%)
4.084.08
Total Cost (NOK) Total Cost (USD)
126.5520.41
Non-Transparent records
Bank account transfer Debit/credit card Cash
Less than one hour Same day Next day 2 days 6 days or more
Bank account Cash Mobile wallet
Least Costly Corridors To Pakistan
Least Costly Corridors From Norway
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