Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

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Sending money from CANADA to PAKISTAN

Data collected on: May 11, 2019
CAD | USD
Payment instrument
Access point
Sending network coverage
Receiving method
Dollar Links
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Medium
5.005.00
-1.03
Percentage difference between market reference rate 104.92 and exchange rate charged 106.00
-1.03
1.471.47
2.942.94
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Low
Receiving method
Agent
High
5.005.00
0.50
Percentage difference between market reference rate 104.92 and exchange rate charged 104.40
0.50
3.003.00
6.006.00
ACE Money Transfer
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
5.005.00
0.88
Percentage difference between market reference rate 104.92 and exchange rate charged 104.00
0.88
3.383.38
6.766.76
ACE Money Transfer
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Bank branch
Medium
5.005.00
0.88
Percentage difference between market reference rate 104.92 and exchange rate charged 104.00
0.88
3.383.38
6.766.76
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
5.005.00
0.88
Percentage difference between market reference rate 104.92 and exchange rate charged 104.00
0.88
3.383.38
6.766.76
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Low
Receiving method
Agent
High
5.005.00
1.26
Percentage difference between market reference rate 104.92 and exchange rate charged 103.60
1.26
3.763.76
7.527.52
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
4.994.99
1.72
Percentage difference between market reference rate 104.92 and exchange rate charged 103.12
1.72
4.224.22
8.448.44
Dollar Links
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
5.005.00
1.83
Percentage difference between market reference rate 104.92 and exchange rate charged 103.00
1.83
4.334.33
8.668.66
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.996.99
1.34
Percentage difference between market reference rate 104.92 and exchange rate charged 103.52
1.34
4.834.83
9.669.66
Xpress Money
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
5.005.00
2.47
Percentage difference between market reference rate 104.92 and exchange rate charged 102.34
2.47
4.974.97
9.949.94
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
10.0010.00
0.88
Percentage difference between market reference rate 104.92 and exchange rate charged 104.00
0.88
5.885.88
11.7611.76
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
10.0010.00
1.26
Percentage difference between market reference rate 104.92 and exchange rate charged 103.60
1.26
6.266.26
12.5212.52
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent, Call Center
Sending network coverage
High
Receiving method
Agent
High
12.0012.00
0.87
Percentage difference between market reference rate 104.92 and exchange rate charged 104.01
0.87
6.876.87
13.7413.74
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
10.9910.99
1.72
Percentage difference between market reference rate 104.92 and exchange rate charged 103.12
1.72
7.227.22
14.4414.44
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
20.0020.00
0.87
Percentage difference between market reference rate 104.92 and exchange rate charged 104.01
0.87
10.8710.87
21.7421.74
Total Average Second Quarter
4.924.92
Total Average First Quarter
6.276.27
Total Average
Fee
7.667.66
Exchange Rate Margin (%)
1.091.09
Total Cost Percent (%)
4.924.92
Total Cost (CAD) Total Cost (USD)
9.849.84
Non-Transparent records
Bank account transfer Debit/credit card Cash
Less than one hour Same day 2 days
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
Dollar Links
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Medium
5.005.00
-1.03
Percentage difference between market reference rate 104.92 and exchange rate charged 106.00
-1.03
-0.03-0.03
-0.15-0.15
ACE Money Transfer
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
0.000.00
0.88
Percentage difference between market reference rate 104.92 and exchange rate charged 104.00
0.88
0.880.88
4.404.40
ACE Money Transfer
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Bank branch
Medium
0.000.00
0.88
Percentage difference between market reference rate 104.92 and exchange rate charged 104.00
0.88
0.880.88
4.404.40
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Low
Receiving method
Agent
High
5.005.00
0.50
Percentage difference between market reference rate 104.92 and exchange rate charged 104.40
0.50
1.501.50
7.507.50
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
5.005.00
0.88
Percentage difference between market reference rate 104.92 and exchange rate charged 104.00
0.88
1.881.88
9.409.40
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Low
Receiving method
Agent
High
5.005.00
1.26
Percentage difference between market reference rate 104.92 and exchange rate charged 103.60
1.26
2.262.26
11.3011.30
Xpress Money
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
0.000.00
2.47
Percentage difference between market reference rate 104.92 and exchange rate charged 102.34
2.47
2.472.47
12.3512.35
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
4.994.99
1.72
Percentage difference between market reference rate 104.92 and exchange rate charged 103.12
1.72
2.722.72
13.6013.60
Dollar Links
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
5.005.00
1.83
Percentage difference between market reference rate 104.92 and exchange rate charged 103.00
1.83
2.832.83
14.1514.15
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
10.0010.00
0.88
Percentage difference between market reference rate 104.92 and exchange rate charged 104.00
0.88
2.882.88
14.4014.40
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
10.0010.00
0.96
Percentage difference between market reference rate 104.92 and exchange rate charged 103.92
0.96
2.962.96
14.8014.80
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
8.998.99
1.34
Percentage difference between market reference rate 104.92 and exchange rate charged 103.52
1.34
3.143.14
15.7015.70
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent, Call Center
Sending network coverage
High
Receiving method
Agent
High
12.0012.00
0.87
Percentage difference between market reference rate 104.92 and exchange rate charged 104.01
0.87
3.273.27
16.3516.35
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
10.9910.99
1.72
Percentage difference between market reference rate 104.92 and exchange rate charged 103.12
1.72
3.923.92
19.6019.60
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Agent
High
30.0030.00
0.87
Percentage difference between market reference rate 104.92 and exchange rate charged 104.01
0.87
6.876.87
34.3534.35
Total Average Second Quarter
2.562.56
Total Average First Quarter
4.124.12
Total Average
Fee
7.467.46
Exchange Rate Margin (%)
1.071.07
Total Cost Percent (%)
2.562.56
Total Cost (CAD) Total Cost (USD)
12.8112.81
Non-Transparent records
Bank account transfer Debit/credit card Cash
Less than one hour Same day 2 days
Bank account Cash Mobile wallet