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Transfer money

Sending money from CANADA to GUYANA

Data collected on: May 11, 2019
CAD | USD
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
Total cost (%)
Total cost (CAD)Total cost (USD)
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
15.0015.00
Exchange rate margin (%)
4.32
Percentage difference between market reference rate 154.92 and exchange rate charged 148.224.32
Total cost (%)
11.8211.82
Total cost (CAD)Total cost (USD)
23.6423.64
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
Low
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
5.005.00
Exchange rate margin (%)
2.44
Percentage difference between market reference rate 154.92 and exchange rate charged 151.142.44
Total cost (%)
4.944.94
Total cost (CAD)Total cost (USD)
9.889.88
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
8.008.00
Exchange rate margin (%)
4.79
Percentage difference between market reference rate 154.92 and exchange rate charged 147.494.79
Total cost (%)
8.798.79
Total cost (CAD)Total cost (USD)
17.5817.58
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent, Call Center
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
Medium
Fee
20.0020.00
Exchange rate margin (%)
2.42
Percentage difference between market reference rate 154.92 and exchange rate charged 151.172.42
Total cost (%)
12.4212.42
Total cost (CAD)Total cost (USD)
24.8424.84
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
20.0020.00
Exchange rate margin (%)
2.42
Percentage difference between market reference rate 154.92 and exchange rate charged 151.172.42
Total cost (%)
12.4212.42
Total cost (CAD)Total cost (USD)
24.8424.84
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
5.005.00
Exchange rate margin (%)
3.17
Percentage difference between market reference rate 154.92 and exchange rate charged 150.003.17
Total cost (%)
5.675.67
Total cost (CAD)Total cost (USD)
11.3411.34
Firm
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
4.994.99
Exchange rate margin (%)
1.45
Percentage difference between market reference rate 154.92 and exchange rate charged 152.681.45
Total cost (%)
3.943.94
Total cost (CAD)Total cost (USD)
7.887.88
Firm
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
4.994.99
Exchange rate margin (%)
1.45
Percentage difference between market reference rate 154.92 and exchange rate charged 152.681.45
Total cost (%)
3.943.94
Total cost (CAD)Total cost (USD)
7.887.88
Total Average Second Quarter
7.997.99
Total Average First Quarter
8.798.79
Total Average
Fee
10.3710.37
Exchange Rate Margin (%)
2.812.81
Total Cost Percent (%)
7.997.99
Total Cost (CAD) Total Cost (USD)
15.9915.99
Non-Transparent records
Bank account transfer Debit/credit card Cash
Less than one hour
Cash
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
Total cost (%)
Total cost (CAD)sort descendingTotal cost (USD)sort descending
Firm
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
4.994.99
Exchange rate margin (%)
1.45
Percentage difference between market reference rate 154.92 and exchange rate charged 152.681.45
Total cost (%)
2.442.44
Total cost (CAD)sort descendingTotal cost (USD)sort descending
12.2012.20
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
Low
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
5.005.00
Exchange rate margin (%)
2.44
Percentage difference between market reference rate 154.92 and exchange rate charged 151.142.44
Total cost (%)
3.443.44
Total cost (CAD)sort descendingTotal cost (USD)sort descending
17.2017.20
Firm
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
10.9910.99
Exchange rate margin (%)
1.45
Percentage difference between market reference rate 154.92 and exchange rate charged 152.681.45
Total cost (%)
3.643.64
Total cost (CAD)sort descendingTotal cost (USD)sort descending
18.2018.20
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
5.005.00
Exchange rate margin (%)
3.17
Percentage difference between market reference rate 154.92 and exchange rate charged 150.003.17
Total cost (%)
4.174.17
Total cost (CAD)sort descendingTotal cost (USD)sort descending
20.8520.85
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
14.0014.00
Exchange rate margin (%)
4.79
Percentage difference between market reference rate 154.92 and exchange rate charged 147.494.79
Total cost (%)
7.597.59
Total cost (CAD)sort descendingTotal cost (USD)sort descending
37.9537.95
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
20.0020.00
Exchange rate margin (%)
4.32
Percentage difference between market reference rate 154.92 and exchange rate charged 148.224.32
Total cost (%)
8.328.32
Total cost (CAD)sort descendingTotal cost (USD)sort descending
41.6041.60
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent, Call Center
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
Medium
Fee
30.0030.00
Exchange rate margin (%)
2.42
Percentage difference between market reference rate 154.92 and exchange rate charged 151.172.42
Total cost (%)
8.428.42
Total cost (CAD)sort descendingTotal cost (USD)sort descending
42.1042.10
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High
Transfer speed
Receiving method
Agent
Disbursing network coverage
High
Fee
30.0030.00
Exchange rate margin (%)
2.42
Percentage difference between market reference rate 154.92 and exchange rate charged 151.172.42
Total cost (%)
8.428.42
Total cost (CAD)sort descendingTotal cost (USD)sort descending
42.1042.10
Total Average Second Quarter
5.815.81
Total Average First Quarter
6.246.24
Total Average
Fee
15.0015.00
Exchange Rate Margin (%)
2.812.81
Total Cost Percent (%)
5.815.81
Total Cost (CAD) Total Cost (USD)
29.0329.03
Non-Transparent records
Bank account transfer Debit/credit card Cash
Less than one hour
Cash
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