Remittance Prices Worldwide

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Sending money from UNITED-STATES to KENYA

Data collected on: Aug 12, 2025 - Aug 20, 2025
USD | USD
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (USD)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Firm
Walmart2World
Firm type: Bank
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
12.00
Exchange rate margin(%)
5.26
Percentage difference between market reference rate 129.20 and exchange rate charged 122.40
Total cost (%)
11.26
Total cost (USD)sort descending
22.52
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
8.00
Exchange rate margin(%)
5.70
Percentage difference between market reference rate 129.20 and exchange rate charged 121.83
Total cost (%)
9.70
Total cost (USD)sort descending
19.40
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
12.00
Exchange rate margin(%)
2.08
Percentage difference between market reference rate 129.20 and exchange rate charged 126.51
Total cost (%)
8.08
Total cost (USD)sort descending
16.16
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
11.99
Exchange rate margin(%)
1.61
Percentage difference between market reference rate 129.20 and exchange rate charged 127.11
Total cost (%)
7.61
Total cost (USD)sort descending
15.21
Firm
Walmart2World
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
11.99
Exchange rate margin(%)
1.61
Percentage difference between market reference rate 129.20 and exchange rate charged 127.11
Total cost (%)
7.61
Total cost (USD)sort descending
15.21
Firm
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
5.99
Exchange rate margin(%)
4.61
Percentage difference between market reference rate 129.20 and exchange rate charged 123.25
Total cost (%)
7.61
Total cost (USD)sort descending
15.21
Firm
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
5.99
Exchange rate margin(%)
4.61
Percentage difference between market reference rate 129.20 and exchange rate charged 123.25
Total cost (%)
7.61
Total cost (USD)sort descending
15.21
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
8.99
Exchange rate margin(%)
3.02
Percentage difference between market reference rate 129.20 and exchange rate charged 125.29
Total cost (%)
7.52
Total cost (USD)sort descending
15.03
Firm
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
4.99
Exchange rate margin(%)
4.61
Percentage difference between market reference rate 129.20 and exchange rate charged 123.25
Total cost (%)
7.11
Total cost (USD)sort descending
14.21
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
9.00
Exchange rate margin(%)
2.08
Percentage difference between market reference rate 129.20 and exchange rate charged 126.51
Total cost (%)
6.58
Total cost (USD)sort descending
13.16
Firm
Dahabshiil
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
Medium 
Fee
12.00
Exchange rate margin(%)
0.00
Percentage difference between market reference rate 1.00 and exchange rate charged 1.00
Total cost (%)
6.00
Total cost (USD)sort descending
12.00
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
6.00
Exchange rate margin(%)
2.08
Percentage difference between market reference rate 129.20 and exchange rate charged 126.51
Total cost (%)
5.08
Total cost (USD)sort descending
10.16
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
3.99
Exchange rate margin(%)
3.02
Percentage difference between market reference rate 129.20 and exchange rate charged 125.29
Total cost (%)
5.02
Total cost (USD)sort descending
10.03
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
4.79
Exchange rate margin(%)
2.58
Percentage difference between market reference rate 129.20 and exchange rate charged 125.87
Total cost (%)
4.98
Total cost (USD)sort descending
9.95
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
6.00
Exchange rate margin(%)
1.66
Percentage difference between market reference rate 129.20 and exchange rate charged 127.05
Total cost (%)
4.66
Total cost (USD)sort descending
9.32
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
6.00
Exchange rate margin(%)
1.66
Percentage difference between market reference rate 129.20 and exchange rate charged 127.05
Total cost (%)
4.66
Total cost (USD)sort descending
9.32
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
6.00
Exchange rate margin(%)
1.66
Percentage difference between market reference rate 129.20 and exchange rate charged 127.05
Total cost (%)
4.66
Total cost (USD)sort descending
9.32
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.99
Exchange rate margin(%)
1.61
Percentage difference between market reference rate 129.20 and exchange rate charged 127.11
Total cost (%)
4.61
Total cost (USD)sort descending
9.21
Firm
Walmart2World
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.99
Exchange rate margin(%)
1.61
Percentage difference between market reference rate 129.20 and exchange rate charged 127.11
Total cost (%)
4.61
Total cost (USD)sort descending
9.21
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.00
Exchange rate margin(%)
2.08
Percentage difference between market reference rate 129.20 and exchange rate charged 126.51
Total cost (%)
4.58
Total cost (USD)sort descending
9.16
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
6.00
Exchange rate margin(%)
1.38
Percentage difference between market reference rate 129.20 and exchange rate charged 127.42
Total cost (%)
4.38
Total cost (USD)sort descending
8.76
Firm
Xoom
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
4.05
Percentage difference between market reference rate 129.20 and exchange rate charged 123.97
Total cost (%)
4.05
Total cost (USD)sort descending
8.10
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
3.99
Exchange rate margin(%)
1.52
Percentage difference between market reference rate 129.20 and exchange rate charged 127.23
Total cost (%)
3.52
Total cost (USD)sort descending
7.03
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
3.99
Exchange rate margin(%)
1.52
Percentage difference between market reference rate 129.20 and exchange rate charged 127.23
Total cost (%)
3.52
Total cost (USD)sort descending
7.03
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
1.99
Exchange rate margin(%)
1.52
Percentage difference between market reference rate 129.20 and exchange rate charged 127.23
Total cost (%)
2.52
Total cost (USD)sort descending
5.03
Firm
Wise
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
4.87
Exchange rate margin(%)
0.00
Percentage difference between market reference rate 129.20 and exchange rate charged 129.20
Total cost (%)
2.44
Total cost (USD)sort descending
4.87
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
1.99
Exchange rate margin(%)
1.42
Percentage difference between market reference rate 129.20 and exchange rate charged 127.36
Total cost (%)
2.42
Total cost (USD)sort descending
4.83
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
1.99
Exchange rate margin(%)
1.42
Percentage difference between market reference rate 129.20 and exchange rate charged 127.36
Total cost (%)
2.42
Total cost (USD)sort descending
4.83
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
0.99
Exchange rate margin(%)
1.42
Percentage difference between market reference rate 129.20 and exchange rate charged 127.36
Total cost (%)
1.92
Total cost (USD)sort descending
3.83
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
0.99
Exchange rate margin(%)
1.38
Percentage difference between market reference rate 129.20 and exchange rate charged 127.42
Total cost (%)
1.88
Total cost (USD)sort descending
3.75
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
1.66
Percentage difference between market reference rate 129.20 and exchange rate charged 127.05
Total cost (%)
1.66
Total cost (USD)sort descending
3.32
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
Exchange rate margin(%)
1.66
Percentage difference between market reference rate 129.20 and exchange rate charged 127.05
Total cost (%)
1.66
Total cost (USD)sort descending
3.32
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
Exchange rate margin(%)
1.66
Percentage difference between market reference rate 129.20 and exchange rate charged 127.05
Total cost (%)
1.66
Total cost (USD)sort descending
3.32
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
1.66
Percentage difference between market reference rate 129.20 and exchange rate charged 127.05
Total cost (%)
1.66
Total cost (USD)sort descending
3.32
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
Exchange rate margin(%)
1.66
Percentage difference between market reference rate 129.20 and exchange rate charged 127.05
Total cost (%)
1.66
Total cost (USD)sort descending
3.32
Firm
Remitly
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
Exchange rate margin(%)
1.66
Percentage difference between market reference rate 129.20 and exchange rate charged 127.05
Total cost (%)
1.66
Total cost (USD)sort descending
3.32
Firm
Wave
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.84
Percentage difference between market reference rate 129.20 and exchange rate charged 128.12
Total cost (%)
0.84
Total cost (USD)sort descending
1.68
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.69
Percentage difference between market reference rate 129.20 and exchange rate charged 128.30
Total cost (%)
0.69
Total cost (USD)sort descending
1.38
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.69
Percentage difference between market reference rate 129.20 and exchange rate charged 128.30
Total cost (%)
0.69
Total cost (USD)sort descending
1.38
Firm
Walmart2World
Firm type: Bank
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
5.99
Exchange rate margin(%)
-3.29
Percentage difference between market reference rate 129.20 and exchange rate charged 133.45
Total cost (%)
-0.30
Total cost (USD)sort descending
-0.59
Total Average Third Quarter 2025
4.26
Total Average Second Quarter 2025
0
Total Average
Fee
4.64
Exchange Rate Margin (%)
1.94
Total Cost Percent (%)
4.26
Total Cost (USD)
8.52
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