Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

From USUnited States you can also send money to

Sending money from UNITED STATES to GHANA

Data collected on: Aug 20, 2023-Sep 06, 2023
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (USD)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Dahabshiil
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Low
12.0012.00
2.33
Percentage difference between market reference rate 11.37 and exchange rate charged 11.10
2.33
8.338.33
16.6616.66
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.9911.99
5.74
Percentage difference between market reference rate 11.44 and exchange rate charged 10.78
5.74
11.7411.74
23.4823.48
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.49
Percentage difference between market reference rate 11.44 and exchange rate charged 11.04
3.49
5.995.99
11.9811.98
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
5.005.00
2.58
Percentage difference between market reference rate 11.44 and exchange rate charged 11.14
2.58
5.085.08
10.1610.16
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
6.006.00
2.64
Percentage difference between market reference rate 11.33 and exchange rate charged 11.03
2.64
5.645.64
11.2811.28
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
3.49
Percentage difference between market reference rate 11.44 and exchange rate charged 11.04
3.49
6.496.49
12.9812.98
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.74
Percentage difference between market reference rate 11.44 and exchange rate charged 10.78
5.74
8.248.24
16.4816.48
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.74
Percentage difference between market reference rate 11.44 and exchange rate charged 10.78
5.74
8.248.24
16.4816.48
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
1.991.99
3.31
Percentage difference between market reference rate 11.43 and exchange rate charged 11.05
3.31
4.314.31
8.628.62
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
3.49
Percentage difference between market reference rate 11.44 and exchange rate charged 11.04
3.49
4.494.49
8.988.98
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
6.47
Percentage difference between market reference rate 11.44 and exchange rate charged 10.70
6.47
10.4710.47
20.9420.94
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
3.82
Percentage difference between market reference rate 11.36 and exchange rate charged 10.92
3.82
6.826.82
13.6413.64
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.004.00
3.82
Percentage difference between market reference rate 11.36 and exchange rate charged 10.92
3.82
5.825.82
11.6411.64
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.0011.00
3.82
Percentage difference between market reference rate 11.36 and exchange rate charged 10.92
3.82
9.329.32
18.6418.64
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
9.009.00
3.82
Percentage difference between market reference rate 11.36 and exchange rate charged 10.92
3.82
8.328.32
16.6416.64
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
3.82
Percentage difference between market reference rate 11.36 and exchange rate charged 10.92
3.82
7.327.32
14.6414.64
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.004.00
3.82
Percentage difference between market reference rate 11.36 and exchange rate charged 10.92
3.82
5.825.82
11.6411.64
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.991.99
-1.73
Percentage difference between market reference rate 11.40 and exchange rate charged 11.60
-1.73
-0.74-0.74
-1.48-1.48
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
5.88
Percentage difference between market reference rate 11.35 and exchange rate charged 10.68
5.88
6.886.88
13.7613.76
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
5.46
Percentage difference between market reference rate 11.30 and exchange rate charged 10.68
5.46
6.466.46
12.9212.92
Walmart2World
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.634.63
2.60
Percentage difference between market reference rate 11.36 and exchange rate charged 11.06
2.60
4.924.92
9.849.84
Walmart2World
Firm type: Bank
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
4.994.99
3.86
Percentage difference between market reference rate 11.20 and exchange rate charged 10.77
3.86
6.366.36
12.7212.72
Walmart2World
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
12.0012.00
2.60
Percentage difference between market reference rate 11.36 and exchange rate charged 11.06
2.60
8.608.60
17.2017.20
Walmart2World
Firm type: Bank
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
8.008.00
4.60
Percentage difference between market reference rate 11.20 and exchange rate charged 10.68
4.60
8.608.60
17.2017.20
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
7.47
Percentage difference between market reference rate 11.41 and exchange rate charged 10.56
7.47
9.979.97
19.9419.94
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
6.67
Percentage difference between market reference rate 11.41 and exchange rate charged 10.65
6.67
10.6710.67
21.3421.34
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.995.99
7.47
Percentage difference between market reference rate 11.41 and exchange rate charged 10.56
7.47
10.4710.47
20.9420.94
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
10.9910.99
7.47
Percentage difference between market reference rate 11.41 and exchange rate charged 10.56
7.47
12.9712.97
25.9425.94
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
7.747.74
0.92
Percentage difference between market reference rate 11.36 and exchange rate charged 11.25
0.92
4.794.79
9.589.58
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.53
Percentage difference between market reference rate 11.36 and exchange rate charged 10.95
3.53
3.533.53
7.067.06
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
4.13
Percentage difference between market reference rate 11.43 and exchange rate charged 10.96
4.13
7.137.13
14.2614.26
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
12.75
Percentage difference between market reference rate 11.36 and exchange rate charged 9.91
12.75
13.7513.75
27.5027.50
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.997.99
12.99
Percentage difference between market reference rate 11.39 and exchange rate charged 9.91
12.99
16.9916.99
33.9833.98
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.53
Percentage difference between market reference rate 11.36 and exchange rate charged 10.95
3.53
3.533.53
7.067.06
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
4.13
Percentage difference between market reference rate 11.43 and exchange rate charged 10.96
4.13
7.137.13
14.2614.26
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.39
Percentage difference between market reference rate 11.32 and exchange rate charged 10.94
3.39
3.393.39
6.786.78
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.75
Percentage difference between market reference rate 11.36 and exchange rate charged 10.70
5.75
8.258.25
16.5016.50
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.995.99
5.75
Percentage difference between market reference rate 11.36 and exchange rate charged 10.70
5.75
8.758.75
17.5017.50
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.995.99
5.75
Percentage difference between market reference rate 11.36 and exchange rate charged 10.70
5.75
8.758.75
17.5017.50
Total Average Third Quarter 2023
7.537.53
Total Average Second Quarter 2023
6.156.15
Total Average
Fee
5.675.67
Exchange Rate Margin (%)
4.694.69
Total Cost Percent (%)
7.537.53
Total Cost (USD) Total Cost (USD)
15.0615.06
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
Dahabshiil
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Low
30.0030.00
2.33
Percentage difference between market reference rate 11.37 and exchange rate charged 11.10
2.33
8.338.33
41.6541.65
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
22.4922.49
5.74
Percentage difference between market reference rate 11.44 and exchange rate charged 10.78
5.74
10.2410.24
51.2051.20
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.49
Percentage difference between market reference rate 11.44 and exchange rate charged 11.04
3.49
4.494.49
22.4522.45
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
2.58
Percentage difference between market reference rate 11.44 and exchange rate charged 11.14
2.58
3.983.98
19.9019.90
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
15.0015.00
2.64
Percentage difference between market reference rate 11.33 and exchange rate charged 11.03
2.64
5.645.64
28.2028.20
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
15.0015.00
3.49
Percentage difference between market reference rate 11.44 and exchange rate charged 11.04
3.49
6.496.49
32.4532.45
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
9.999.99
5.74
Percentage difference between market reference rate 11.44 and exchange rate charged 10.78
5.74
7.747.74
38.7038.70
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.997.99
5.74
Percentage difference between market reference rate 11.44 and exchange rate charged 10.78
5.74
7.347.34
36.7036.70
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
1.991.99
3.31
Percentage difference between market reference rate 11.43 and exchange rate charged 11.05
3.31
3.713.71
18.5518.55
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
3.49
Percentage difference between market reference rate 11.44 and exchange rate charged 11.04
3.49
3.893.89
19.4519.45
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
6.47
Percentage difference between market reference rate 11.44 and exchange rate charged 10.70
6.47
8.078.07
40.3540.35
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
3.82
Percentage difference between market reference rate 11.36 and exchange rate charged 10.92
3.82
5.025.02
25.1025.10
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.005.00
3.82
Percentage difference between market reference rate 11.36 and exchange rate charged 10.92
3.82
4.824.82
24.1024.10
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
19.0019.00
3.82
Percentage difference between market reference rate 11.36 and exchange rate charged 10.92
3.82
7.627.62
38.1038.10
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
18.0018.00
3.82
Percentage difference between market reference rate 11.36 and exchange rate charged 10.92
3.82
7.427.42
37.1037.10
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
N/AN/A
N/A
not available
N/A
N/AN/A
N/AN/A
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.004.00
3.82
Percentage difference between market reference rate 11.36 and exchange rate charged 10.92
3.82
4.624.62
23.1023.10
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
-1.73
Percentage difference between market reference rate 11.40 and exchange rate charged 11.60
-1.73
-0.73-0.73
-3.65-3.65
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.88
Percentage difference between market reference rate 11.35 and exchange rate charged 10.68
5.88
6.886.88
34.4034.40
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.46
Percentage difference between market reference rate 11.30 and exchange rate charged 10.68
5.46
6.466.46
32.3032.30
Walmart2World
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
10.0810.08
2.60
Percentage difference between market reference rate 11.36 and exchange rate charged 11.06
2.60
4.624.62
23.1023.10
Walmart2World
Firm type: Bank
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
7.997.99
3.86
Percentage difference between market reference rate 11.20 and exchange rate charged 10.77
3.86
5.465.46
27.3027.30
Walmart2World
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
22.4722.47
2.60
Percentage difference between market reference rate 11.36 and exchange rate charged 11.06
2.60
7.097.09
35.4535.45
Walmart2World
Firm type: Bank
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
8.008.00
4.60
Percentage difference between market reference rate 11.20 and exchange rate charged 10.68
4.60
6.206.20
31.0031.00
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
7.47
Percentage difference between market reference rate 11.41 and exchange rate charged 10.56
7.47
8.478.47
42.3542.35
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
6.67
Percentage difference between market reference rate 11.41 and exchange rate charged 10.65
6.67
8.278.27
41.3541.35
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
8.998.99
7.47
Percentage difference between market reference rate 11.41 and exchange rate charged 10.56
7.47
9.279.27
46.3546.35
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
21.4921.49
7.47
Percentage difference between market reference rate 11.41 and exchange rate charged 10.56
7.47
11.7711.77
58.8558.85
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
10.0610.06
0.92
Percentage difference between market reference rate 11.36 and exchange rate charged 11.25
0.92
2.932.93
14.6514.65
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
N/AN/A
N/A
not available
N/A
N/AN/A
N/AN/A
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
15.0015.00
2.73
Percentage difference between market reference rate 11.43 and exchange rate charged 11.12
2.73
5.735.73
28.6528.65
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
N/AN/A
N/A
not available
N/A
N/AN/A
N/AN/A
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
16.9916.99
12.99
Percentage difference between market reference rate 11.39 and exchange rate charged 9.91
12.99
16.3916.39
81.9581.95
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
N/AN/A
N/A
not available
N/A
N/AN/A
N/AN/A
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
15.0015.00
2.73
Percentage difference between market reference rate 11.43 and exchange rate charged 11.12
2.73
5.735.73
28.6528.65
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
3.39
Percentage difference between market reference rate 11.32 and exchange rate charged 10.94
3.39
3.393.39
16.9516.95
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.75
Percentage difference between market reference rate 11.36 and exchange rate charged 10.70
5.75
6.756.75
33.7533.75
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
10.0010.00
5.75
Percentage difference between market reference rate 11.36 and exchange rate charged 10.70
5.75
7.757.75
38.7538.75
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
10.0010.00
5.75
Percentage difference between market reference rate 11.36 and exchange rate charged 10.70
5.75
7.757.75
38.7538.75
Total Average Third Quarter 2023
6.566.56
Total Average Second Quarter 2023
5.315.31
Total Average
Fee
10.4410.44
Exchange Rate Margin (%)
4.474.47
Total Cost Percent (%)
6.566.56
Total Cost (USD) Total Cost (USD)
32.8032.80
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days
Bank account Cash Mobile wallet