Remittance Prices Worldwide

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Sending money from UNITED-STATES to GHANA

Data collected on: Aug 08, 2025 - Aug 21, 2025
USD | USD
Firm
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Disbursing network coverage
Fee
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (USD)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Firm
Paysend
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
Exchange rate margin(%)
-0.13
Percentage difference between market reference rate 10.85 and exchange rate charged 10.86
Total cost (%)
-0.13
Total cost (USD)sort descending
-0.26
Firm
Paysend
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Medium 
Fee
Exchange rate margin(%)
0.42
Percentage difference between market reference rate 10.92 and exchange rate charged 10.87
Total cost (%)
0.42
Total cost (USD)sort descending
0.84
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.46
Percentage difference between market reference rate 10.85 and exchange rate charged 10.80
Total cost (%)
0.46
Total cost (USD)sort descending
0.92
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.46
Percentage difference between market reference rate 10.85 and exchange rate charged 10.80
Total cost (%)
0.46
Total cost (USD)sort descending
0.92
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.46
Percentage difference between market reference rate 10.85 and exchange rate charged 10.80
Total cost (%)
0.46
Total cost (USD)sort descending
0.92
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.46
Percentage difference between market reference rate 10.85 and exchange rate charged 10.80
Total cost (%)
0.46
Total cost (USD)sort descending
0.92
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
0.92
Percentage difference between market reference rate 10.90 and exchange rate charged 10.80
Total cost (%)
0.92
Total cost (USD)sort descending
1.84
Firm
WorldRemit
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
Exchange rate margin(%)
1.87
Percentage difference between market reference rate 10.70 and exchange rate charged 10.50
Total cost (%)
1.87
Total cost (USD)sort descending
3.74
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
1.99
Exchange rate margin(%)
0.92
Percentage difference between market reference rate 10.90 and exchange rate charged 10.80
Total cost (%)
1.92
Total cost (USD)sort descending
3.83
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.00
Exchange rate margin(%)
0.47
Percentage difference between market reference rate 10.55 and exchange rate charged 10.50
Total cost (%)
2.97
Total cost (USD)sort descending
5.94
Firm
Walmart2World
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
6.66
Exchange rate margin(%)
0.47
Percentage difference between market reference rate 10.55 and exchange rate charged 10.50
Total cost (%)
3.80
Total cost (USD)sort descending
7.60
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.99
Exchange rate margin(%)
0.92
Percentage difference between market reference rate 10.90 and exchange rate charged 10.80
Total cost (%)
3.92
Total cost (USD)sort descending
7.83
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.99
Exchange rate margin(%)
0.92
Percentage difference between market reference rate 10.90 and exchange rate charged 10.80
Total cost (%)
3.92
Total cost (USD)sort descending
7.83
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
6.00
Exchange rate margin(%)
0.92
Percentage difference between market reference rate 10.90 and exchange rate charged 10.80
Total cost (%)
3.92
Total cost (USD)sort descending
7.84
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
4.00
Exchange rate margin(%)
2.26
Percentage difference between market reference rate 10.90 and exchange rate charged 10.65
Total cost (%)
4.26
Total cost (USD)sort descending
8.52
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
4.00
Exchange rate margin(%)
2.35
Percentage difference between market reference rate 10.90 and exchange rate charged 10.64
Total cost (%)
4.35
Total cost (USD)sort descending
8.70
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
4.79
Exchange rate margin(%)
2.02
Percentage difference between market reference rate 10.90 and exchange rate charged 10.68
Total cost (%)
4.42
Total cost (USD)sort descending
8.83
Firm
Walmart2World
Firm type: Bank
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
5.99
Exchange rate margin(%)
1.48
Percentage difference between market reference rate 10.63 and exchange rate charged 10.47
Total cost (%)
4.48
Total cost (USD)sort descending
8.95
Firm
Pangea
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
2.95
Exchange rate margin(%)
3.62
Percentage difference between market reference rate 10.63 and exchange rate charged 10.24
Total cost (%)
5.10
Total cost (USD)sort descending
10.19
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
6.00
Exchange rate margin(%)
2.35
Percentage difference between market reference rate 10.90 and exchange rate charged 10.64
Total cost (%)
5.35
Total cost (USD)sort descending
10.70
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
7.00
Exchange rate margin(%)
2.35
Percentage difference between market reference rate 10.90 and exchange rate charged 10.64
Total cost (%)
5.85
Total cost (USD)sort descending
11.70
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
4.99
Exchange rate margin(%)
3.79
Percentage difference between market reference rate 10.90 and exchange rate charged 10.49
Total cost (%)
6.29
Total cost (USD)sort descending
12.57
Firm
Walmart2World
Firm type: Bank
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
11.99
Exchange rate margin(%)
0.47
Percentage difference between market reference rate 10.55 and exchange rate charged 10.50
Total cost (%)
6.47
Total cost (USD)sort descending
12.93
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.99
Exchange rate margin(%)
3.79
Percentage difference between market reference rate 10.90 and exchange rate charged 10.49
Total cost (%)
6.79
Total cost (USD)sort descending
13.57
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
5.99
Exchange rate margin(%)
3.79
Percentage difference between market reference rate 10.90 and exchange rate charged 10.49
Total cost (%)
6.79
Total cost (USD)sort descending
13.57
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
9.00
Exchange rate margin(%)
2.35
Percentage difference between market reference rate 10.90 and exchange rate charged 10.64
Total cost (%)
6.85
Total cost (USD)sort descending
13.70
Firm
MoneyGram
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
11.99
Exchange rate margin(%)
0.92
Percentage difference between market reference rate 10.90 and exchange rate charged 10.80
Total cost (%)
6.92
Total cost (USD)sort descending
13.83
Firm
Dahabshiil
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
Low 
Fee
12.00
Exchange rate margin(%)
1.27
Percentage difference between market reference rate 11.00 and exchange rate charged 10.86
Total cost (%)
7.27
Total cost (USD)sort descending
14.54
Firm
Ria
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Internet
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
11.00
Exchange rate margin(%)
2.26
Percentage difference between market reference rate 10.90 and exchange rate charged 10.65
Total cost (%)
7.76
Total cost (USD)sort descending
15.52
Firm
Western Union
Firm type: Money Transfer Operator
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Disbursing network coverage
High 
Fee
8.00
Exchange rate margin(%)
5.21
Percentage difference between market reference rate 10.90 and exchange rate charged 10.33
Total cost (%)
9.21
Total cost (USD)sort descending
18.42
Firm
Walmart2World
Firm type: Bank
 
Payment instrument
Access point
Agent
Sending network coverage
High 
Transfer speed
Receiving method
Agent
Disbursing network coverage
High 
Fee
12.00
Exchange rate margin(%)
5.87
Percentage difference between market reference rate 10.63 and exchange rate charged 10.00
Total cost (%)
11.87
Total cost (USD)sort descending
23.74
Total Average Third Quarter 2025
4.37
Total Average Second Quarter 2025
0
Total Average
Fee
5.14
Exchange Rate Margin (%)
1.80
Total Cost Percent (%)
4.37
Total Cost (USD)
8.73
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