Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

From NZNew Zealand you can also send money to

Sending money from NEW ZEALAND to TONGA

Data collected on: Aug 20, 2023-Sep 03, 2023
NZD | USD
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (NZD)Total cost (USD)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
3.33
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.33
4.874.87
12.669.74
Kiwibank
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
20.0015.38
5.93
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.93
13.6213.62
35.4127.24
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
10.007.69
7.44
Percentage difference between market reference rate 1.41 and exchange rate charged 1.31
7.44
11.2911.29
29.3522.58
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
9.006.92
6.09
Percentage difference between market reference rate 1.41 and exchange rate charged 1.32
6.09
9.559.55
24.8319.10
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
9.006.92
5.84
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.84
9.309.30
24.1818.60
IMEX Money Transfer
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Medium
5.003.85
3.29
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.29
5.215.21
13.5510.42
IMEX Money Transfer
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
Medium
5.003.85
3.29
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.29
5.215.21
13.5510.42
Kiwibank
Firm type: Money Transfer Operator
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
Medium
25.0019.23
5.68
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.68
15.3015.30
39.7830.60
Westpac
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
Medium
55.0042.31
6.55
Percentage difference between market reference rate 1.42 and exchange rate charged 1.33
6.55
27.7027.70
72.0255.40
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.006.92
5.84
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.84
9.309.30
24.1818.60
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.006.92
5.84
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.84
9.309.30
24.1818.60
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.006.92
5.84
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.84
9.309.30
24.1818.60
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
6.38
Percentage difference between market reference rate 1.40 and exchange rate charged 1.31
6.38
6.386.38
16.5912.76
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
6.38
Percentage difference between market reference rate 1.40 and exchange rate charged 1.31
6.38
6.386.38
16.5912.76
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
6.38
Percentage difference between market reference rate 1.40 and exchange rate charged 1.31
6.38
6.386.38
16.5912.76
Frank Money Transfer
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
Low
5.003.85
1.57
Percentage difference between market reference rate 1.41 and exchange rate charged 1.39
1.57
3.493.49
9.076.98
KlickEx Pacific
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.003.85
2.78
Percentage difference between market reference rate 1.41 and exchange rate charged 1.37
2.78
4.704.70
12.229.40
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.809.08
3.33
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.33
7.877.87
20.4615.74
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
6.51
Percentage difference between market reference rate 1.40 and exchange rate charged 1.31
6.51
8.058.05
20.9316.10
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
9.006.92
6.45
Percentage difference between market reference rate 1.41 and exchange rate charged 1.32
6.45
9.919.91
25.7719.82
Manatu Ofa Ltd
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
10.007.69
3.29
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.29
7.147.14
18.5614.28
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
6.57
Percentage difference between market reference rate 1.40 and exchange rate charged 1.31
6.57
8.888.88
23.0917.76
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
6.57
Percentage difference between market reference rate 1.40 and exchange rate charged 1.31
6.57
8.888.88
23.0917.76
Maka Mo'ui
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
5.003.85
5.12
Percentage difference between market reference rate 1.41 and exchange rate charged 1.34
5.12
7.047.04
18.3014.08
Bank of New Zealand
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
5.003.85
7.48
Percentage difference between market reference rate 1.41 and exchange rate charged 1.31
7.48
9.409.40
24.4418.80
Ausspeed
Firm type: Bank / Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.89
Percentage difference between market reference rate 1.41 and exchange rate charged 1.37
2.89
2.892.89
7.515.78
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
Low
8.006.15
3.92
Percentage difference between market reference rate 1.41 and exchange rate charged 1.35
3.92
7.007.00
18.2014.00
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
0.000.00
4.02
Percentage difference between market reference rate 1.42 and exchange rate charged 1.36
4.02
4.024.02
10.458.04
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Call Center
Sending network coverage
High
Receiving method
Medium
28.0021.54
3.97
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.97
14.7414.74
38.3229.48
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
Medium
28.0021.54
3.98
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.98
14.7514.75
38.3529.50
Westpac
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
25.0019.23
5.87
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.87
15.4915.49
40.2730.98
KlickEx Pacific
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.003.85
2.78
Percentage difference between market reference rate 1.41 and exchange rate charged 1.37
2.78
4.704.70
12.229.40
Total Average Third Quarter 2023
9.009.00
Total Average Second Quarter 2023
9.409.40
Total Average
Fee
10.317.93
Exchange Rate Margin (%)
5.045.04
Total Cost Percent (%)
9.009.00
Total Cost (NZD) Total Cost (USD)
23.4018.00
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day 2 days 3-5 days 6 days or more
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
3.33
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.33
3.953.95
25.6819.75
Kiwibank
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
20.0015.38
5.93
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.93
9.019.01
58.5745.05
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
10.007.69
7.44
Percentage difference between market reference rate 1.41 and exchange rate charged 1.31
7.44
8.988.98
58.3744.90
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
14.0010.77
6.09
Percentage difference between market reference rate 1.41 and exchange rate charged 1.32
6.09
8.248.24
53.5641.20
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
14.0010.77
5.84
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.84
7.997.99
51.9439.95
IMEX Money Transfer
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Medium
5.003.85
3.29
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.29
4.064.06
26.3920.30
IMEX Money Transfer
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
Medium
5.003.85
3.29
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.29
4.064.06
26.3920.30
Kiwibank
Firm type: Money Transfer Operator
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
Medium
25.0019.23
5.68
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.68
9.539.53
61.9547.65
Westpac
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
Medium
55.0042.31
6.55
Percentage difference between market reference rate 1.42 and exchange rate charged 1.33
6.55
15.0115.01
97.5775.05
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.006.92
5.84
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.84
7.227.22
46.9336.10
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.006.92
5.84
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.84
7.227.22
46.9336.10
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.006.92
5.84
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.84
7.227.22
46.9336.10
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
6.38
Percentage difference between market reference rate 1.40 and exchange rate charged 1.31
6.38
6.386.38
41.4731.90
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
6.38
Percentage difference between market reference rate 1.40 and exchange rate charged 1.31
6.38
6.386.38
41.4731.90
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
6.38
Percentage difference between market reference rate 1.40 and exchange rate charged 1.31
6.38
6.386.38
41.4731.90
Frank Money Transfer
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
Low
7.005.38
1.57
Percentage difference between market reference rate 1.41 and exchange rate charged 1.39
1.57
2.652.65
17.2313.25
KlickEx Pacific
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.003.85
2.78
Percentage difference between market reference rate 1.41 and exchange rate charged 1.37
2.78
3.553.55
23.0817.75
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
23.5018.08
3.33
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.33
6.956.95
45.1834.75
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
6.51
Percentage difference between market reference rate 1.40 and exchange rate charged 1.31
6.51
7.137.13
46.3535.65
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
14.0010.77
6.45
Percentage difference between market reference rate 1.41 and exchange rate charged 1.32
6.45
8.608.60
55.9043.00
Manatu Ofa Ltd
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
10.007.69
3.29
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.29
4.834.83
31.4024.15
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
6.57
Percentage difference between market reference rate 1.40 and exchange rate charged 1.31
6.57
7.497.49
48.6937.45
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
6.57
Percentage difference between market reference rate 1.40 and exchange rate charged 1.31
6.57
7.497.49
48.6937.45
Maka Mo'ui
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
10.007.69
5.12
Percentage difference between market reference rate 1.41 and exchange rate charged 1.34
5.12
6.666.66
43.2933.30
Bank of New Zealand
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
5.003.85
7.48
Percentage difference between market reference rate 1.41 and exchange rate charged 1.31
7.48
8.258.25
53.6341.25
Ausspeed
Firm type: Bank / Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.89
Percentage difference between market reference rate 1.41 and exchange rate charged 1.37
2.89
2.892.89
18.7914.45
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
Low
8.006.15
3.92
Percentage difference between market reference rate 1.41 and exchange rate charged 1.35
3.92
5.155.15
33.4825.75
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
0.000.00
4.02
Percentage difference between market reference rate 1.42 and exchange rate charged 1.36
4.02
4.024.02
26.1320.10
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Call Center
Sending network coverage
High
Receiving method
Medium
28.0021.54
3.97
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.97
8.288.28
53.8241.40
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
Medium
28.0021.54
3.98
Percentage difference between market reference rate 1.41 and exchange rate charged 1.36
3.98
8.298.29
53.8941.45
Westpac
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
25.0019.23
5.87
Percentage difference between market reference rate 1.41 and exchange rate charged 1.33
5.87
9.729.72
63.1848.60
KlickEx Pacific
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.003.85
2.78
Percentage difference between market reference rate 1.41 and exchange rate charged 1.37
2.78
3.553.55
23.0817.75
Total Average Third Quarter 2023
6.796.79
Total Average Second Quarter 2023
7.607.60
Total Average
Fee
11.368.74
Exchange Rate Margin (%)
5.045.04
Total Cost Percent (%)
6.796.79
Total Cost (NZD) Total Cost (USD)
44.1133.93
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day 2 days 3-5 days 6 days or more
Bank account Cash Mobile wallet