Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

From NZNew Zealand you can also send money to

Sending money from NEW ZEALAND to PHILIPPINES

Data collected on: Aug 20, 2023-Sep 05, 2023
NZD | USD
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (NZD)Total cost (USD)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
1.34
Percentage difference between market reference rate 33.62 and exchange rate charged 33.17
1.34
2.882.88
7.495.76
Westpac
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
35.0026.92
2.41
Percentage difference between market reference rate 33.34 and exchange rate charged 32.54
2.41
15.8715.87
41.2631.74
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
3.002.31
0.79
Percentage difference between market reference rate 33.51 and exchange rate charged 33.25
0.79
1.941.94
5.043.88
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
8.006.15
0.79
Percentage difference between market reference rate 33.51 and exchange rate charged 33.25
0.79
3.873.87
10.067.74
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
2.581.98
0.04
Percentage difference between market reference rate 33.68 and exchange rate charged 33.67
0.04
1.031.03
2.682.06
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
9.006.92
1.70
Percentage difference between market reference rate 33.82 and exchange rate charged 33.24
1.70
5.165.16
13.4210.32
Bank of New Zealand
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
5.003.85
2.15
Percentage difference between market reference rate 33.83 and exchange rate charged 33.10
2.15
4.074.07
10.588.14
Relianz Forex
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
10.007.69
0.07
Percentage difference between market reference rate 33.50 and exchange rate charged 33.48
0.07
3.923.92
10.197.84
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.901.46
0.97
Percentage difference between market reference rate 33.62 and exchange rate charged 33.29
0.97
1.701.70
4.423.40
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
1.34
Percentage difference between market reference rate 33.62 and exchange rate charged 33.17
1.34
3.653.65
9.497.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Medium
4.003.08
0.53
Percentage difference between market reference rate 33.86 and exchange rate charged 33.68
0.53
2.072.07
5.384.14
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Medium
4.003.08
2.71
Percentage difference between market reference rate 33.60 and exchange rate charged 32.69
2.71
4.254.25
11.058.50
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Medium
4.003.08
2.71
Percentage difference between market reference rate 33.60 and exchange rate charged 32.69
2.71
4.254.25
11.058.50
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.809.08
2.57
Percentage difference between market reference rate 33.63 and exchange rate charged 32.77
2.57
7.117.11
18.4914.22
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
2.57
Percentage difference between market reference rate 33.63 and exchange rate charged 32.77
2.57
4.114.11
10.698.22
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.38
Percentage difference between market reference rate 33.62 and exchange rate charged 32.81
2.38
2.382.38
6.194.76
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.38
Percentage difference between market reference rate 33.62 and exchange rate charged 32.81
2.38
2.382.38
6.194.76
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.38
Percentage difference between market reference rate 33.62 and exchange rate charged 32.81
2.38
2.382.38
6.194.76
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.003.08
0.93
Percentage difference between market reference rate 33.62 and exchange rate charged 33.31
0.93
2.472.47
6.424.94
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Call Center
Sending network coverage
High
Receiving method
Medium
28.0021.54
1.66
Percentage difference between market reference rate 33.81 and exchange rate charged 33.24
1.66
12.4312.43
32.3224.86
Kiwibank
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
20.0015.38
2.58
Percentage difference between market reference rate 33.87 and exchange rate charged 33.00
2.58
10.2710.27
26.7020.54
Kiwibank
Firm type: Money Transfer Operator
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
Medium
25.0019.23
2.46
Percentage difference between market reference rate 33.82 and exchange rate charged 32.99
2.46
12.0812.08
31.4124.16
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
6.004.62
1.12
Percentage difference between market reference rate 33.54 and exchange rate charged 33.16
1.12
3.433.43
8.926.86
Orbit Remit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
1.12
Percentage difference between market reference rate 33.58 and exchange rate charged 33.20
1.12
3.433.43
8.926.86
Orbit Remit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
1.15
Percentage difference between market reference rate 33.59 and exchange rate charged 33.20
1.15
3.463.46
9.006.92
Westpac
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
Medium
55.0042.31
2.62
Percentage difference between market reference rate 33.48 and exchange rate charged 32.60
2.62
23.7723.77
61.8047.54
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.003.08
0.93
Percentage difference between market reference rate 33.62 and exchange rate charged 33.31
0.93
2.472.47
6.424.94
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
Medium
28.0021.54
1.67
Percentage difference between market reference rate 33.81 and exchange rate charged 33.24
1.67
12.4412.44
32.3424.88
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
9.006.92
0.53
Percentage difference between market reference rate 33.86 and exchange rate charged 33.68
0.53
3.993.99
10.377.98
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Medium
6.004.62
1.06
Percentage difference between market reference rate 33.81 and exchange rate charged 33.46
1.06
3.373.37
8.766.74
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Medium
6.004.62
0.94
Percentage difference between market reference rate 33.54 and exchange rate charged 33.22
0.94
3.253.25
8.456.50
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.07
2.58
Percentage difference between market reference rate 33.62 and exchange rate charged 32.75
2.58
4.114.11
10.698.22
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.07
2.58
Percentage difference between market reference rate 33.62 and exchange rate charged 32.75
2.58
4.114.11
10.698.22
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.07
2.58
Percentage difference between market reference rate 33.62 and exchange rate charged 32.75
2.58
4.114.11
10.698.22
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
1.34
Percentage difference between market reference rate 33.62 and exchange rate charged 33.17
1.34
3.653.65
9.497.30
Total Average Third Quarter 2023
5.315.31
Total Average Second Quarter 2023
5.095.09
Total Average
Fee
9.527.32
Exchange Rate Margin (%)
1.651.65
Total Cost Percent (%)
5.315.31
Total Cost (NZD) Total Cost (USD)
13.8110.62
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days 6 days or more
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
1.34
Percentage difference between market reference rate 33.62 and exchange rate charged 33.17
1.34
1.961.96
12.749.80
Westpac
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
35.0026.92
2.41
Percentage difference between market reference rate 33.34 and exchange rate charged 32.54
2.41
7.797.79
50.6438.95
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
3.002.31
0.79
Percentage difference between market reference rate 33.51 and exchange rate charged 33.25
0.79
1.251.25
8.136.25
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
8.006.15
0.79
Percentage difference between market reference rate 33.51 and exchange rate charged 33.25
0.79
2.022.02
13.1310.10
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.833.72
0.04
Percentage difference between market reference rate 33.68 and exchange rate charged 33.67
0.04
0.780.78
5.073.90
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
9.006.92
1.70
Percentage difference between market reference rate 33.82 and exchange rate charged 33.24
1.70
3.083.08
20.0215.40
Bank of New Zealand
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
5.003.85
2.15
Percentage difference between market reference rate 33.83 and exchange rate charged 33.10
2.15
2.922.92
18.9814.60
Relianz Forex
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
10.007.69
0.07
Percentage difference between market reference rate 33.50 and exchange rate charged 33.48
0.07
1.611.61
10.478.05
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
1.901.46
0.97
Percentage difference between market reference rate 33.62 and exchange rate charged 33.29
0.97
1.261.26
8.196.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
1.34
Percentage difference between market reference rate 33.62 and exchange rate charged 33.17
1.34
2.262.26
14.6911.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Medium
4.003.08
0.53
Percentage difference between market reference rate 33.86 and exchange rate charged 33.68
0.53
1.151.15
7.485.75
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Medium
4.003.08
2.71
Percentage difference between market reference rate 33.60 and exchange rate charged 32.69
2.71
3.333.33
21.6516.65
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Medium
4.003.08
2.71
Percentage difference between market reference rate 33.60 and exchange rate charged 32.69
2.71
3.333.33
21.6516.65
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
23.5018.08
2.57
Percentage difference between market reference rate 33.63 and exchange rate charged 32.77
2.57
6.196.19
40.2430.95
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.003.08
2.57
Percentage difference between market reference rate 33.63 and exchange rate charged 32.77
2.57
3.193.19
20.7415.95
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.38
Percentage difference between market reference rate 33.62 and exchange rate charged 32.81
2.38
2.382.38
15.4711.90
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.38
Percentage difference between market reference rate 33.62 and exchange rate charged 32.81
2.38
2.382.38
15.4711.90
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.38
Percentage difference between market reference rate 33.62 and exchange rate charged 32.81
2.38
2.382.38
15.4711.90
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.003.08
0.93
Percentage difference between market reference rate 33.62 and exchange rate charged 33.31
0.93
1.551.55
10.087.75
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Call Center
Sending network coverage
High
Receiving method
Medium
28.0021.54
1.66
Percentage difference between market reference rate 33.81 and exchange rate charged 33.24
1.66
5.975.97
38.8129.85
Kiwibank
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
20.0015.38
2.58
Percentage difference between market reference rate 33.87 and exchange rate charged 33.00
2.58
5.665.66
36.7928.30
Kiwibank
Firm type: Money Transfer Operator
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
Medium
25.0019.23
2.46
Percentage difference between market reference rate 33.82 and exchange rate charged 32.99
2.46
6.316.31
41.0231.55
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
8.006.15
1.12
Percentage difference between market reference rate 33.54 and exchange rate charged 33.16
1.12
2.352.35
15.2811.75
Orbit Remit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
1.12
Percentage difference between market reference rate 33.58 and exchange rate charged 33.20
1.12
2.042.04
13.2610.20
Orbit Remit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
1.15
Percentage difference between market reference rate 33.59 and exchange rate charged 33.20
1.15
2.072.07
13.4610.35
Westpac
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
Medium
55.0042.31
2.62
Percentage difference between market reference rate 33.48 and exchange rate charged 32.60
2.62
11.0811.08
72.0255.40
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.003.08
0.93
Percentage difference between market reference rate 33.62 and exchange rate charged 33.31
0.93
1.551.55
10.087.75
ANZ Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
Medium
28.0021.54
1.67
Percentage difference between market reference rate 33.81 and exchange rate charged 33.24
1.67
5.985.98
38.8729.90
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
14.0010.77
0.53
Percentage difference between market reference rate 33.86 and exchange rate charged 33.68
0.53
2.682.68
17.4213.40
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Medium
6.004.62
1.06
Percentage difference between market reference rate 33.81 and exchange rate charged 33.46
1.06
1.981.98
12.879.90
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Medium
6.004.62
0.94
Percentage difference between market reference rate 33.54 and exchange rate charged 33.22
0.94
1.861.86
12.099.30
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.07
2.58
Percentage difference between market reference rate 33.62 and exchange rate charged 32.75
2.58
3.193.19
20.7415.95
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.07
2.58
Percentage difference between market reference rate 33.62 and exchange rate charged 32.75
2.58
3.193.19
20.7415.95
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.07
2.58
Percentage difference between market reference rate 33.62 and exchange rate charged 32.75
2.58
3.193.19
20.7415.95
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.004.62
1.34
Percentage difference between market reference rate 33.62 and exchange rate charged 33.17
1.34
2.262.26
14.6911.30
Total Average Third Quarter 2023
3.203.20
Total Average Second Quarter 2023
3.323.32
Total Average
Fee
10.127.78
Exchange Rate Margin (%)
1.651.65
Total Cost Percent (%)
3.203.20
Total Cost (NZD) Total Cost (USD)
20.8316.03
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days 6 days or more
Bank account Cash Mobile wallet