Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

From CACanada you can also send money to

Sending money from CANADA to KENYA

Data collected on: Nov 20, 2023-Nov 30, 2023
CAD | USD
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (CAD)Total cost (USD)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
0.68
Percentage difference between market reference rate 110.97 and exchange rate charged 110.21
0.68
0.680.68
1.361.36
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
0.68
Percentage difference between market reference rate 110.97 and exchange rate charged 110.21
0.68
0.680.68
1.361.36
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.30
Percentage difference between market reference rate 112.95 and exchange rate charged 110.36
2.30
2.302.30
4.604.60
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.30
Percentage difference between market reference rate 112.95 and exchange rate charged 110.36
2.30
2.302.30
4.604.60
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.30
Percentage difference between market reference rate 112.95 and exchange rate charged 110.36
2.30
2.302.30
4.604.60
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.127.12
0.00
Percentage difference between market reference rate 112.62 and exchange rate charged 112.63
0.00
3.563.56
7.127.12
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
2.89
Percentage difference between market reference rate 112.74 and exchange rate charged 109.53
2.89
3.893.89
7.787.78
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
2.89
Percentage difference between market reference rate 112.74 and exchange rate charged 109.53
2.89
3.893.89
7.787.78
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.43
Percentage difference between market reference rate 113.02 and exchange rate charged 108.01
4.43
4.434.43
8.868.86
Royal Bank of Canada
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
2.16
Percentage difference between market reference rate 0.73 and exchange rate charged 0.71
2.16
5.165.16
10.3210.32
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
5.005.00
3.48
Percentage difference between market reference rate 113.00 and exchange rate charged 109.07
3.48
5.985.98
11.9611.96
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.90
Percentage difference between market reference rate 111.16 and exchange rate charged 106.82
3.90
6.406.40
12.8012.80
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.90
Percentage difference between market reference rate 111.16 and exchange rate charged 106.82
3.90
6.406.40
12.8012.80
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
6.006.00
3.48
Percentage difference between market reference rate 113.00 and exchange rate charged 109.07
3.48
6.486.48
12.9612.96
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.294.29
4.43
Percentage difference between market reference rate 113.02 and exchange rate charged 108.01
4.43
6.586.58
13.1613.16
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.294.29
4.43
Percentage difference between market reference rate 113.02 and exchange rate charged 108.01
4.43
6.586.58
13.1613.16
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
4.43
Percentage difference between market reference rate 113.02 and exchange rate charged 108.01
4.43
6.936.93
13.8613.86
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.906.90
3.80
Percentage difference between market reference rate 112.74 and exchange rate charged 108.51
3.80
7.257.25
14.5014.50
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.47
Percentage difference between market reference rate 112.95 and exchange rate charged 106.78
5.47
7.477.47
14.9414.94
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.47
Percentage difference between market reference rate 112.95 and exchange rate charged 106.78
5.47
7.477.47
14.9414.94
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.47
Percentage difference between market reference rate 112.95 and exchange rate charged 106.78
5.47
7.477.47
14.9414.94
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
9.009.00
3.15
Percentage difference between market reference rate 112.15 and exchange rate charged 108.61
3.15
7.657.65
15.3015.30
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
9.009.00
3.15
Percentage difference between market reference rate 112.15 and exchange rate charged 108.61
3.15
7.657.65
15.3015.30
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
9.009.00
3.17
Percentage difference between market reference rate 112.17 and exchange rate charged 108.61
3.17
7.677.67
15.3415.34
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
9.009.00
3.17
Percentage difference between market reference rate 112.17 and exchange rate charged 108.61
3.17
7.677.67
15.3415.34
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
5.16
Percentage difference between market reference rate 111.16 and exchange rate charged 105.42
5.16
8.668.66
17.3217.32
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
12.0012.00
2.97
Percentage difference between market reference rate 111.50 and exchange rate charged 108.19
2.97
8.978.97
17.9417.94
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.996.99
5.47
Percentage difference between market reference rate 111.49 and exchange rate charged 105.39
5.47
8.978.97
17.9417.94
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
12.0012.00
3.86
Percentage difference between market reference rate 111.48 and exchange rate charged 107.18
3.86
9.869.86
19.7219.72
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
12.9012.90
3.80
Percentage difference between market reference rate 112.74 and exchange rate charged 108.51
3.80
10.2510.25
20.5020.50
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
9.06
Percentage difference between market reference rate 112.74 and exchange rate charged 102.57
9.06
12.5612.56
25.1225.12
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
50.0050.00
1.94
Percentage difference between market reference rate 0.73 and exchange rate charged 0.72
1.94
26.9426.94
53.8853.88
Total Average Fourth Quarter 2023
6.916.91
Total Average Third Quarter 2023
6.696.69
Total Average
Fee
6.706.70
Exchange Rate Margin (%)
3.563.56
Total Cost Percent (%)
6.916.91
Total Cost (CAD) Total Cost (USD)
13.8213.82
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
0.68
Percentage difference between market reference rate 110.97 and exchange rate charged 110.21
0.68
0.680.68
3.403.40
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
0.68
Percentage difference between market reference rate 110.97 and exchange rate charged 110.21
0.68
0.680.68
3.403.40
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.30
Percentage difference between market reference rate 112.95 and exchange rate charged 110.36
2.30
2.302.30
11.5011.50
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.30
Percentage difference between market reference rate 112.95 and exchange rate charged 110.36
2.30
2.302.30
11.5011.50
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.30
Percentage difference between market reference rate 112.95 and exchange rate charged 110.36
2.30
2.302.30
11.5011.50
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
10.7710.77
0.00
Percentage difference between market reference rate 112.62 and exchange rate charged 112.63
0.00
2.152.15
10.7510.75
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
2.85
Percentage difference between market reference rate 112.74 and exchange rate charged 109.53
2.85
3.253.25
16.2516.25
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
2.85
Percentage difference between market reference rate 112.74 and exchange rate charged 109.53
2.85
3.253.25
16.2516.25
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.43
Percentage difference between market reference rate 113.02 and exchange rate charged 108.01
4.43
4.434.43
22.1522.15
Royal Bank of Canada
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
2.16
Percentage difference between market reference rate 0.73 and exchange rate charged 0.71
2.16
3.363.36
16.8016.80
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
5.005.00
3.48
Percentage difference between market reference rate 113.00 and exchange rate charged 109.07
3.48
4.484.48
22.4022.40
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.90
Percentage difference between market reference rate 111.16 and exchange rate charged 106.82
3.90
4.904.90
24.5024.50
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.90
Percentage difference between market reference rate 111.16 and exchange rate charged 106.82
3.90
4.904.90
24.5024.50
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
8.008.00
3.48
Percentage difference between market reference rate 113.00 and exchange rate charged 109.07
3.48
5.085.08
25.4025.40
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
10.5110.51
4.43
Percentage difference between market reference rate 113.02 and exchange rate charged 108.01
4.43
6.536.53
32.6532.65
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
10.5110.51
4.43
Percentage difference between market reference rate 113.02 and exchange rate charged 108.01
4.43
6.536.53
32.6532.65
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
4.43
Percentage difference between market reference rate 113.02 and exchange rate charged 108.01
4.43
5.435.43
27.1527.15
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
8.908.90
3.76
Percentage difference between market reference rate 112.74 and exchange rate charged 108.51
3.76
5.545.54
27.7027.70
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.47
Percentage difference between market reference rate 112.95 and exchange rate charged 106.78
5.47
6.276.27
31.3531.35
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.47
Percentage difference between market reference rate 112.95 and exchange rate charged 106.78
5.47
6.276.27
31.3531.35
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
5.47
Percentage difference between market reference rate 112.95 and exchange rate charged 106.78
5.47
6.276.27
31.3531.35
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
10.0010.00
3.15
Percentage difference between market reference rate 112.15 and exchange rate charged 108.61
3.15
5.155.15
25.7525.75
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
10.0010.00
3.15
Percentage difference between market reference rate 112.15 and exchange rate charged 108.61
3.15
5.155.15
25.7525.75
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
10.0010.00
3.17
Percentage difference between market reference rate 112.17 and exchange rate charged 108.61
3.17
5.175.17
25.8525.85
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
10.0010.00
3.17
Percentage difference between market reference rate 112.17 and exchange rate charged 108.61
3.17
5.175.17
25.8525.85
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.009.00
5.16
Percentage difference between market reference rate 111.16 and exchange rate charged 105.42
5.16
6.966.96
34.8034.80
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
12.0012.00
2.97
Percentage difference between market reference rate 111.50 and exchange rate charged 108.19
2.97
5.375.37
26.8526.85
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.997.99
5.47
Percentage difference between market reference rate 111.49 and exchange rate charged 105.39
5.47
7.077.07
35.3535.35
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
12.0012.00
3.86
Percentage difference between market reference rate 111.48 and exchange rate charged 107.18
3.86
6.266.26
31.3031.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
21.5021.50
3.76
Percentage difference between market reference rate 112.74 and exchange rate charged 108.51
3.76
8.068.06
40.3040.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
9.02
Percentage difference between market reference rate 112.74 and exchange rate charged 102.57
9.02
10.4210.42
52.1052.10
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
50.0050.00
1.94
Percentage difference between market reference rate 0.73 and exchange rate charged 0.72
1.94
11.9411.94
59.7059.70
Total Average Fourth Quarter 2023
5.115.11
Total Average Third Quarter 2023
5.065.06
Total Average
Fee
7.827.82
Exchange Rate Margin (%)
3.553.55
Total Cost Percent (%)
5.115.11
Total Cost (CAD) Total Cost (USD)
25.5725.57
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days
Bank account Cash Mobile wallet