Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

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Sending money from CANADA to GUYANA

Data collected on: Nov 21, 2023-Dec 04, 2023
CAD | USD
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (CAD)Total cost (USD)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
Medium
14.9914.99
7.64
Percentage difference between market reference rate 152.77 and exchange rate charged 141.10
7.64
15.1415.14
30.2830.28
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
3.91
Percentage difference between market reference rate 152.16 and exchange rate charged 146.21
3.91
7.417.41
14.8214.82
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
8.008.00
4.95
Percentage difference between market reference rate 153.41 and exchange rate charged 145.82
4.95
8.958.95
17.9017.90
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.004.00
7.60
Percentage difference between market reference rate 154.59 and exchange rate charged 142.84
7.60
9.609.60
19.2019.20
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
6.906.90
7.58
Percentage difference between market reference rate 154.32 and exchange rate charged 142.11
7.58
11.0311.03
22.0622.06
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Medium
7.007.00
9.82
Percentage difference between market reference rate 154.32 and exchange rate charged 138.66
9.82
13.3213.32
26.6426.64
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.94
Percentage difference between market reference rate 154.29 and exchange rate charged 145.13
5.94
8.448.44
16.8816.88
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.294.29
5.94
Percentage difference between market reference rate 154.29 and exchange rate charged 145.13
5.94
8.098.09
16.1816.18
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.294.29
5.94
Percentage difference between market reference rate 154.29 and exchange rate charged 145.13
5.94
8.098.09
16.1816.18
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
10.0010.00
5.24
Percentage difference between market reference rate 154.27 and exchange rate charged 146.19
5.24
10.2410.24
20.4820.48
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
7.007.00
5.24
Percentage difference between market reference rate 154.27 and exchange rate charged 146.19
5.24
8.748.74
17.4817.48
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
4.74
Percentage difference between market reference rate 152.16 and exchange rate charged 144.94
4.74
7.247.24
14.4814.48
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
4.74
Percentage difference between market reference rate 152.16 and exchange rate charged 144.94
4.74
7.247.24
14.4814.48
Total Average Fourth Quarter 2023
9.509.50
Total Average Third Quarter 2023
9.059.05
Total Average
Fee
6.806.80
Exchange Rate Margin (%)
6.106.10
Total Cost Percent (%)
9.509.50
Total Cost (CAD) Total Cost (USD)
19.0019.00
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day
Cash
Payment instrument
Access point
Sending network coverage
Receiving method
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
Medium
26.9926.99
7.64
Percentage difference between market reference rate 152.77 and exchange rate charged 141.10
7.64
13.0413.04
65.2065.20
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Medium
7.007.00
9.85
Percentage difference between market reference rate 154.32 and exchange rate charged 139.11
9.85
11.2511.25
56.2556.25
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
10.0010.00
7.21
Percentage difference between market reference rate 154.59 and exchange rate charged 143.45
7.21
9.219.21
46.0546.05
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
8.908.90
7.21
Percentage difference between market reference rate 154.32 and exchange rate charged 143.19
7.21
8.998.99
44.9544.95
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
15.0015.00
5.24
Percentage difference between market reference rate 154.27 and exchange rate charged 146.19
5.24
8.248.24
41.2041.20
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
9.679.67
5.94
Percentage difference between market reference rate 154.29 and exchange rate charged 145.13
5.94
7.877.87
39.3539.35
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
9.679.67
5.94
Percentage difference between market reference rate 154.29 and exchange rate charged 145.13
5.94
7.877.87
39.3539.35
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
14.0014.00
4.95
Percentage difference between market reference rate 153.41 and exchange rate charged 145.82
4.95
7.757.75
38.7538.75
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
10.0010.00
5.24
Percentage difference between market reference rate 154.27 and exchange rate charged 146.19
5.24
7.247.24
36.2036.20
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.94
Percentage difference between market reference rate 154.29 and exchange rate charged 145.13
5.94
6.946.94
34.7034.70
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
4.74
Percentage difference between market reference rate 152.16 and exchange rate charged 144.94
4.74
5.745.74
28.7028.70
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
4.74
Percentage difference between market reference rate 152.16 and exchange rate charged 144.94
4.74
5.745.74
28.7028.70
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.009.00
3.91
Percentage difference between market reference rate 152.16 and exchange rate charged 146.21
3.91
5.715.71
28.5528.55
Total Average Fourth Quarter 2023
8.128.12
Total Average Third Quarter 2023
7.777.77
Total Average
Fee
10.4010.40
Exchange Rate Margin (%)
6.046.04
Total Cost Percent (%)
8.128.12
Total Cost (CAD) Total Cost (USD)
40.6140.61
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day
Cash