Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

From CACanada you can also send money to

Sending money from CANADA to GHANA

Data collected on: Aug 21, 2023-Sep 11, 2023
CAD | USD
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (CAD)Total cost (USD)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.70
Percentage difference between market reference rate 8.44 and exchange rate charged 8.12
3.70
6.206.20
12.4012.40
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
13.65
Percentage difference between market reference rate 8.36 and exchange rate charged 7.22
13.65
16.1516.15
32.3032.30
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.08
Percentage difference between market reference rate 8.36 and exchange rate charged 8.19
2.08
2.082.08
4.164.16
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
13.65
Percentage difference between market reference rate 8.36 and exchange rate charged 7.22
13.65
16.1516.15
32.3032.30
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.08
Percentage difference between market reference rate 8.36 and exchange rate charged 8.19
2.08
2.082.08
4.164.16
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
13.65
Percentage difference between market reference rate 8.36 and exchange rate charged 7.22
13.65
16.1516.15
32.3032.30
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.08
Percentage difference between market reference rate 8.36 and exchange rate charged 8.19
2.08
2.082.08
4.164.16
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
50.0050.00
2.61
Percentage difference between market reference rate 0.74 and exchange rate charged 0.72
2.61
27.6127.61
55.2255.22
Royal Bank of Canada
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
2.18
Percentage difference between market reference rate 0.74 and exchange rate charged 0.72
2.18
5.185.18
10.3610.36
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
5.005.00
4.89
Percentage difference between market reference rate 8.44 and exchange rate charged 8.02
4.89
7.397.39
14.7814.78
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
7.37
Percentage difference between market reference rate 8.44 and exchange rate charged 7.81
7.37
10.8710.87
21.7421.74
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
12.0012.00
3.79
Percentage difference between market reference rate 8.35 and exchange rate charged 8.03
3.79
9.799.79
19.5819.58
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
8.008.00
5.66
Percentage difference between market reference rate 8.37 and exchange rate charged 7.90
5.66
9.669.66
19.3219.32
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
8.008.00
5.63
Percentage difference between market reference rate 8.37 and exchange rate charged 7.90
5.63
9.639.63
19.2619.26
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.746.74
0.92
Percentage difference between market reference rate 8.36 and exchange rate charged 8.28
0.92
4.294.29
8.588.58
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.996.99
11.17
Percentage difference between market reference rate 8.45 and exchange rate charged 7.50
11.17
14.6714.67
29.3429.34
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.67
Percentage difference between market reference rate 8.44 and exchange rate charged 8.13
3.67
6.176.17
12.3412.34
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.70
Percentage difference between market reference rate 8.44 and exchange rate charged 8.12
3.70
6.206.20
12.4012.40
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.67
Percentage difference between market reference rate 8.44 and exchange rate charged 8.13
3.67
6.176.17
12.3412.34
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
5.04
Percentage difference between market reference rate 8.44 and exchange rate charged 8.02
5.04
5.045.04
10.0810.08
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
5.04
Percentage difference between market reference rate 8.44 and exchange rate charged 8.02
5.04
5.045.04
10.0810.08
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
6.006.00
5.58
Percentage difference between market reference rate 8.35 and exchange rate charged 7.89
5.58
8.588.58
17.1617.16
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
7.007.00
5.58
Percentage difference between market reference rate 8.35 and exchange rate charged 7.89
5.58
9.089.08
18.1618.16
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.63
Percentage difference between market reference rate 8.35 and exchange rate charged 7.88
5.63
8.138.13
16.2616.26
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.065.06
5.63
Percentage difference between market reference rate 8.35 and exchange rate charged 7.88
5.63
8.168.16
16.3216.32
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.065.06
5.63
Percentage difference between market reference rate 8.35 and exchange rate charged 7.88
5.63
8.168.16
16.3216.32
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
8.26
Percentage difference between market reference rate 8.44 and exchange rate charged 7.74
8.26
11.7611.76
23.5223.52
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.64
Percentage difference between market reference rate 8.44 and exchange rate charged 8.05
4.64
4.644.64
9.289.28
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.64
Percentage difference between market reference rate 8.44 and exchange rate charged 8.05
4.64
4.644.64
9.289.28
Total Average Third Quarter 2023
8.688.68
Total Average Second Quarter 2023
8.908.90
Total Average
Fee
6.206.20
Exchange Rate Margin (%)
5.585.58
Total Cost Percent (%)
8.688.68
Total Cost (CAD) Total Cost (USD)
17.3617.36
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
13.65
Percentage difference between market reference rate 8.36 and exchange rate charged 7.22
13.65
14.6514.65
73.2573.25
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
13.65
Percentage difference between market reference rate 8.36 and exchange rate charged 7.22
13.65
14.6514.65
73.2573.25
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
13.65
Percentage difference between market reference rate 8.36 and exchange rate charged 7.22
13.65
14.6514.65
73.2573.25
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.997.99
11.17
Percentage difference between market reference rate 8.45 and exchange rate charged 7.50
11.17
12.7712.77
63.8563.85
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
8.29
Percentage difference between market reference rate 8.44 and exchange rate charged 7.74
8.29
9.699.69
48.4548.45
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.009.00
7.37
Percentage difference between market reference rate 8.44 and exchange rate charged 7.81
7.37
9.179.17
45.8545.85
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
10.0010.00
5.66
Percentage difference between market reference rate 8.37 and exchange rate charged 7.90
5.66
7.667.66
38.3038.30
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
10.0010.00
5.63
Percentage difference between market reference rate 8.37 and exchange rate charged 7.90
5.63
7.637.63
38.1538.15
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
5.63
Percentage difference between market reference rate 8.35 and exchange rate charged 7.88
5.63
6.636.63
33.1533.15
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.0511.05
5.63
Percentage difference between market reference rate 8.35 and exchange rate charged 7.88
5.63
7.847.84
39.2039.20
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.0511.05
5.63
Percentage difference between market reference rate 8.35 and exchange rate charged 7.88
5.63
7.847.84
39.2039.20
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
9.009.00
5.58
Percentage difference between market reference rate 8.35 and exchange rate charged 7.89
5.58
7.387.38
36.9036.90
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
10.0010.00
5.58
Percentage difference between market reference rate 8.35 and exchange rate charged 7.89
5.58
7.587.58
37.9037.90
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
5.07
Percentage difference between market reference rate 8.44 and exchange rate charged 8.02
5.07
5.075.07
25.3525.35
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
5.07
Percentage difference between market reference rate 8.44 and exchange rate charged 8.02
5.07
5.075.07
25.3525.35
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
7.007.00
4.89
Percentage difference between market reference rate 8.44 and exchange rate charged 8.02
4.89
6.296.29
31.4531.45
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.67
Percentage difference between market reference rate 8.44 and exchange rate charged 8.05
4.67
4.674.67
23.3523.35
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.67
Percentage difference between market reference rate 8.44 and exchange rate charged 8.05
4.67
4.674.67
23.3523.35
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
12.0012.00
3.79
Percentage difference between market reference rate 8.35 and exchange rate charged 8.03
3.79
6.196.19
30.9530.95
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.70
Percentage difference between market reference rate 8.44 and exchange rate charged 8.12
3.70
4.704.70
23.5023.50
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.70
Percentage difference between market reference rate 8.44 and exchange rate charged 8.12
3.70
4.704.70
23.5023.50
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.67
Percentage difference between market reference rate 8.44 and exchange rate charged 8.13
3.67
4.674.67
23.3523.35
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
3.67
Percentage difference between market reference rate 8.44 and exchange rate charged 8.13
3.67
4.674.67
23.3523.35
Toronto Dominion Bank
Firm type: Bank
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
50.0050.00
2.61
Percentage difference between market reference rate 0.74 and exchange rate charged 0.72
2.61
12.6112.61
63.0563.05
Royal Bank of Canada
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
2.18
Percentage difference between market reference rate 0.74 and exchange rate charged 0.72
2.18
3.383.38
16.9016.90
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.08
Percentage difference between market reference rate 8.36 and exchange rate charged 8.19
2.08
2.082.08
10.4010.40
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.08
Percentage difference between market reference rate 8.36 and exchange rate charged 8.19
2.08
2.082.08
10.4010.40
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
2.08
Percentage difference between market reference rate 8.36 and exchange rate charged 8.19
2.08
2.082.08
10.4010.40
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
9.249.24
0.92
Percentage difference between market reference rate 8.36 and exchange rate charged 8.28
0.92
2.772.77
13.8513.85
Total Average Third Quarter 2023
7.037.03
Total Average Second Quarter 2023
7.177.17
Total Average
Fee
7.227.22
Exchange Rate Margin (%)
5.595.59
Total Cost Percent (%)
7.037.03
Total Cost (CAD) Total Cost (USD)
35.1435.14
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days
Bank account Cash Mobile wallet