Remitting from Germany to Morocco

The following table shows how much it costs to remit money from Germany To Morocco. Click on column headings to sort the data.

Note: Corridor averages are unweighted and do not reflect the market shares of the different firms that compose the average. For comparability purposes, the two initial USD reference amounts of $200 and $500 were kept. In the third quarter of 2009, the amounts in local currency were adjusted in order to reflect foreign exchange fluctuations.

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Collection period for Third quarter 2009 | First quarter 2009 | 2008

See prices in EUR | USD

140350

				Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Postbank*	Bank	8.00	*0.00	*5.71	*7.99	3-5 days	Nationwide	Sep 17, 2009
Ria Envia	MTO	6.00	3.88	8.17	11.44	Less than one hour	Nationwide	Sep 17, 2009
Western Union	MTO	14.50	3.44	13.80	19.32	Less than one hour	Nationwide	Sep 17, 2009
MoneyGram	MTO	16.00	2.95	14.37	20.12	Less than one hour	Nationwide	Sep 17, 2009
HypoVereinsbank*	Bank	25.00	*0.00	*17.86	*25.00	6 days or more	Nationwide	Sep 17, 2009
Sparkasse KolnBonn*	Bank	29.00	*0.00	*20.71	*28.99	6 days or more	Nationwide	Sep 17, 2009
Western Union	MTO	26.00	3.44	22.01	30.81	Less than one hour	Nationwide	Sep 17, 2009
Bank Average		20.67	0.00	14.76	20.66
MTO Average		15.62	3.43	14.59	20.43
Total Average		17.79	1.96	14.66	20.52
Total Average in First Quarter 2009		16.08	3.15	15.06	21.08

	Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Postbank*	Bank	8.00	*0.00	*2.29	*8.02	3-5 days	Nationwide	Sep 17, 2009
Ria Envia	MTO	8.00	3.88	6.17	21.60	Less than one hour	Nationwide	Sep 17, 2009
HypoVereinsbank*	Bank	25.00	*0.00	*7.14	*24.99	6 days or more	Nationwide	Sep 17, 2009
Sparkasse KolnBonn*	Bank	29.00	*0.00	*8.29	*29.01	6 days or more	Nationwide	Sep 17, 2009
MoneyGram	MTO	23.50	2.95	9.66	33.81	Less than one hour	Nationwide	Sep 17, 2009
Western Union	MTO	26.00	3.44	10.87	38.04	Less than one hour	Nationwide	Sep 17, 2009
Western Union	MTO	26.50	3.44	11.01	38.53	Less than one hour	Nationwide	Sep 17, 2009
Bank Average		20.67	0.00	5.90	20.65
MTO Average		21.00	3.43	9.43	33.01
Total Average		20.86	1.96	7.92	27.72
Total Average in First Quarter 2009		19.92	3.15	9.19	32.16

Corridor note

* indicates that the RSP is not transparent and did not provide all the relevant information. Roll-over firm name for more info.

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Postbank*	Bank	11.43	*0.00	*5.71	*11.42	3-5 days	Nationwide	Sep 17, 2009
Ria Envia	MTO	8.57	3.88	8.17	16.34	Less than one hour	Nationwide	Sep 17, 2009
Western Union	MTO	20.71	3.44	13.80	27.60	Less than one hour	Nationwide	Sep 17, 2009
MoneyGram	MTO	22.86	2.95	14.37	28.74	Less than one hour	Nationwide	Sep 17, 2009
HypoVereinsbank*	Bank	35.71	*0.00	*17.86	*35.72	6 days or more	Nationwide	Sep 17, 2009
Sparkasse KolnBonn*	Bank	41.43	*0.00	*20.71	*41.42	6 days or more	Nationwide	Sep 17, 2009
Western Union	MTO	37.14	3.44	22.01	44.02	Less than one hour	Nationwide	Sep 17, 2009
Bank Average		29.52	0.00	14.76	29.52
MTO Average		22.32	3.43	14.59	29.18
Total Average		25.41	1.96	14.66	29.32
Total Average in First Quarter 2009		23.83	3.15	15.06	30.12

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Postbank*	Bank	11.43	*0.00	*2.29	*11.45	3-5 days	Nationwide	Sep 17, 2009
Ria Envia	MTO	11.43	3.88	6.17	30.85	Less than one hour	Nationwide	Sep 17, 2009
HypoVereinsbank*	Bank	35.71	*0.00	*7.14	*35.70	6 days or more	Nationwide	Sep 17, 2009
Sparkasse KolnBonn*	Bank	41.43	*0.00	*8.29	*41.45	6 days or more	Nationwide	Sep 17, 2009
MoneyGram	MTO	33.57	2.95	9.66	48.30	Less than one hour	Nationwide	Sep 17, 2009
Western Union	MTO	37.14	3.44	10.87	54.35	Less than one hour	Nationwide	Sep 17, 2009
Western Union	MTO	37.86	3.44	11.01	55.05	Less than one hour	Nationwide	Sep 17, 2009
Bank Average		29.52	0.00	5.90	29.50
MTO Average		30.00	3.43	9.43	47.15
Total Average		29.80	1.96	7.92	39.60
Total Average in First Quarter 2009		30.18	3.15	9.19	45.95

Corridor note

* indicates that the RSP is not transparent and did not provide all the relevant information. Roll-over firm name for more info.

135330

				Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Postbank	Bank	8.50	0.00	6.30	8.51	3-5 days	Nationwide	Feb 10, 2009
Ria Envia	MTO	7.00	4.59	9.78	13.20	Less than one hour	Nationwide	Feb 11, 2009
MoneyGram	MTO	14.00	1.25	11.62	15.69	Less than one hour	Nationwide	Feb 11, 2009
Sparkasse KolnBonn	Bank	15.00	3.24	14.35	19.37	6 days or more	Nationwide	Feb 11, 2009
Western Union	MTO	14.50	4.77	15.51	20.94	Less than one hour	Nationwide	Feb 11, 2009
HypoVereinsbank	Bank	37.50	5.04	32.82	44.31	6 days or more	Nationwide	Feb 11, 2009
Bank Average		20.33	2.76	17.82	24.06
MTO Average		11.83	3.54	12.31	16.62
Total Average		16.08	3.15	15.06	20.33
Total Average in 2008		14.20	3.56	14.08	19.01

	Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Postbank	Bank	8.50	0.00	2.58	8.51	3-5 days	Nationwide	Feb 10, 2009
MoneyGram	MTO	21.00	1.25	7.62	25.15	Less than one hour	Nationwide	Feb 11, 2009
Sparkasse KolnBonn	Bank	15.00	3.24	7.78	25.67	6 days or more	Nationwide	Feb 11, 2009
Ria Envia	MTO	11.00	4.59	7.93	26.17	Less than one hour	Nationwide	Feb 11, 2009
Western Union	MTO	26.50	4.77	12.80	42.24	Less than one hour	Nationwide	Feb 11, 2009
HypoVereinsbank	Bank	37.50	5.04	16.41	54.15	6 days or more	Nationwide	Feb 11, 2009
Bank Average		20.33	2.76	8.92	29.44
MTO Average		19.50	3.54	9.45	31.18
Total Average		19.92	3.15	9.19	30.33
Total Average in 2008		18.00	3.56	9.02	29.77

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Postbank	Bank	12.59	0.00	6.30	12.60	3-5 days	Nationwide	Feb 10, 2009
Ria Envia	MTO	10.37	4.59	9.78	19.56	Less than one hour	Nationwide	Feb 11, 2009
MoneyGram	MTO	20.74	1.25	11.62	23.24	Less than one hour	Nationwide	Feb 11, 2009
Sparkasse KolnBonn	Bank	22.22	3.24	14.35	28.70	6 days or more	Nationwide	Feb 11, 2009
Western Union	MTO	21.48	4.77	15.51	31.02	Less than one hour	Nationwide	Feb 11, 2009
HypoVereinsbank	Bank	55.56	5.04	32.82	65.64	6 days or more	Nationwide	Feb 11, 2009
Bank Average		30.12	2.76	17.82	35.64
MTO Average		17.53	3.54	12.31	24.62
Total Average		23.83	3.15	15.06	30.12
Total Average in 2008		21.04	3.56	14.08	28.16

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Postbank	Bank	12.88	0.00	2.58	12.90	3-5 days	Nationwide	Feb 10, 2009
MoneyGram	MTO	31.82	1.25	7.62	38.10	Less than one hour	Nationwide	Feb 11, 2009
Sparkasse KolnBonn	Bank	22.73	3.24	7.78	38.90	6 days or more	Nationwide	Feb 11, 2009
Ria Envia	MTO	16.67	4.59	7.93	39.65	Less than one hour	Nationwide	Feb 11, 2009
Western Union	MTO	40.15	4.77	12.80	64.00	Less than one hour	Nationwide	Feb 11, 2009
HypoVereinsbank	Bank	56.82	5.04	16.41	82.05	6 days or more	Nationwide	Feb 11, 2009
Bank Average		30.81	2.76	8.92	44.60
MTO Average		29.55	3.54	9.45	47.25
Total Average		30.18	3.15	9.19	45.95
Total Average in 2008		27.27	3.56	9.02	45.10

135330

				Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Sparkasse KolnBonn	Bank	5.00	1.11	4.82	6.51	7-10 days	-	May 21, 2008
Ria Envia	MTO	5.00	5.20	8.90	12.02	Up to 2 days	-	May 21, 2008
Western Union	MTO	14.50	3.90	14.64	19.76	Instant	-	May 21, 2008
MoneyGram	MTO	14.00	4.85	15.22	20.55	Instant	-	May 21, 2008
HypoVereinsbank	Bank	32.50	2.76	26.84	36.23	7-10 days	-	May 21, 2008
Bank Average		18.75	1.94	15.83	21.37
MTO Average		11.17	4.65	12.92	17.44
Total Average		14.20	3.56	14.08	19.01
First Quarter 2009		16.08	3.15	15.06	20.33

	Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Sparkasse KolnBonn	Bank	5.00	1.11	2.63	8.68	7-10 days	-	May 21, 2008
Ria Envia	MTO	5.00	5.20	6.72	22.18	Up to 2 days	-	May 21, 2008
MoneyGram	MTO	21.00	4.85	11.22	37.03	Instant	-	May 21, 2008
Western Union	MTO	26.50	3.90	11.93	39.37	Instant	-	May 21, 2008
HypoVereinsbank	Bank	32.50	2.76	12.61	41.61	7-10 days	-	May 21, 2008
Bank Average		18.75	1.94	7.62	25.15
MTO Average		17.50	4.65	9.95	32.83
Total Average		18.00	3.56	9.02	29.77
First Quarter 2009		19.92	3.15	9.19	30.33

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Sparkasse KolnBonn	Bank	7.41	1.11	4.82	9.64	7-10 days	-	May 21, 2008
Ria Envia	MTO	7.41	5.20	8.90	17.80	Up to 2 days	-	May 21, 2008
Western Union	MTO	21.48	3.90	14.64	29.28	Instant	-	May 21, 2008
MoneyGram	MTO	20.74	4.85	15.22	30.44	Instant	-	May 21, 2008
HypoVereinsbank	Bank	48.15	2.76	26.84	53.68	7-10 days	-	May 21, 2008
Bank Average		27.78	1.94	15.83	31.66
MTO Average		16.54	4.65	12.92	25.84
Total Average		21.04	3.56	14.08	28.16
First Quarter 2009		23.83	3.15	15.06	30.12

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Sparkasse KolnBonn	Bank	7.58	1.11	2.63	13.15	7-10 days	-	May 21, 2008
Ria Envia	MTO	7.58	5.20	6.72	33.60	Up to 2 days	-	May 21, 2008
MoneyGram	MTO	31.82	4.85	11.22	56.10	Instant	-	May 21, 2008
Western Union	MTO	40.15	3.90	11.93	59.65	Instant	-	May 21, 2008
HypoVereinsbank	Bank	49.24	2.76	12.61	63.05	7-10 days	-	May 21, 2008
Bank Average		28.41	1.94	7.62	38.10
MTO Average		26.52	4.65	9.95	49.75
Total Average		27.27	3.56	9.02	45.10
First Quarter 2009		30.18	3.15	9.19	45.95

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