France

The following tables show how much it costs to remit money from France to

- Algeria
- China
- Côte d'Ivoire
- Haiti
- India
- Mali
- Morocco
- Senegal
- Tunisia
- Vietnam

Note: Corridor averages are unweighted and do not reflect the market shares of the different firms that compose the average. For comparability purposes, the two initial USD reference amounts of $200 and $500 were kept. In the third quarter of 2009, the amounts in local currency were adjusted in order to reflect foreign exchange fluctuations.

How much does it cost to remit?

FromTo

Find out by selecting sending and receiving countries below:

Remitting from France to Algeria

Collection period for Third quarter 2009 | First quarter 2009 | 2008

See prices in EUR | USD

140350

				Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Moneybookers	MTO	3.16	1.99	4.25	5.95	2 days	Nationwide	Aug 10, 2009
Post Office	Post office	11.50	0.00	8.21	11.49	6 days or more	Nationwide	Aug 10, 2009
MoneyGram	MTO	12.00	0.45	9.02	12.63	Less than one hour	Nationwide	Aug 10, 2009
BNP Paribas	Bank	14.30	0.00	10.21	14.29	3-5 days	Nationwide	Aug 10, 2009
Credit Lyonnais	Bank	16.50	0.00	11.79	16.51	3-5 days	Nationwide	Aug 10, 2009
Western Union	MTO	15.00	1.21	11.93	16.70	Less than one hour	Nationwide	Aug 10, 2009
Credit Agricole	Bank	15.50	1.44	12.51	17.51	3-5 days	Nationwide	Aug 10, 2009
Societe Generale	Bank	18.00	0.00	12.86	18.00	3-5 days	Nationwide	Aug 10, 2009
Banque Populaire	Bank	19.20	0.00	13.71	19.19	3-5 days	Nationwide	Aug 10, 2009
Caisse D'Epargne I'lle de France	Bank	19.33	0.00	13.81	19.33	3-5 days	Nationwide	Aug 10, 2009
Western Union	MTO	19.00	1.21	14.78	20.69	Less than one hour	Nationwide	Aug 10, 2009
iKobo	MTO	21.25	0.00	15.18	21.25	Less than one hour	Nationwide	Aug 10, 2009
Bank Average		17.14	0.24	12.48	17.47
MTO Average		14.08	0.97	11.03	15.44
Post office Average		11.50	0.00	8.21	11.49
Total Average		15.40	0.53	11.52	16.13
Total Average in First Quarter 2009		16.11	1.45	13.39	18.75

	Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Moneybookers	MTO	7.15	1.99	4.03	14.10	2 days	Nationwide	Aug 10, 2009
Credit Lyonnais	Bank	16.50	0.00	4.71	16.48	3-5 days	Nationwide	Aug 10, 2009
BNP Paribas	Bank	16.80	0.00	4.80	16.80	3-5 days	Nationwide	Aug 10, 2009
Societe Generale	Bank	18.00	0.00	5.14	17.99	3-5 days	Nationwide	Aug 10, 2009
Post Office	Post office	19.00	0.00	5.43	19.00	6 days or more	Nationwide	Aug 10, 2009
Banque Populaire	Bank	19.20	0.00	5.49	19.22	3-5 days	Nationwide	Aug 10, 2009
Caisse D'Epargne I'lle de France	Bank	19.33	0.00	5.52	19.32	3-5 days	Nationwide	Aug 10, 2009
Credit Agricole	Bank	15.50	1.44	5.87	20.54	3-5 days	Nationwide	Aug 10, 2009
iKobo	MTO	21.25	0.00	6.07	21.24	Less than one hour	Nationwide	Aug 10, 2009
MoneyGram	MTO	24.00	0.45	7.31	25.58	Less than one hour	Nationwide	Aug 10, 2009
Western Union	MTO	25.00	1.21	8.36	29.26	Less than one hour	Nationwide	Aug 10, 2009
Western Union	MTO	29.00	1.21	9.50	33.25	Less than one hour	Nationwide	Aug 10, 2009
Bank Average		17.56	0.24	5.26	18.41
MTO Average		21.28	0.97	7.05	24.68
Post office Average		19.00	0.00	5.43	19.00
Total Average		19.23	0.53	6.02	21.07
Total Average in First Quarter 2009		18.56	1.45	7.07	24.74

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Moneybookers	MTO	4.51	1.99	4.25	8.50	2 days	Nationwide	Aug 10, 2009
Post Office	Post office	16.43	0.00	8.21	16.42	6 days or more	Nationwide	Aug 10, 2009
MoneyGram	MTO	17.14	0.45	9.02	18.04	Less than one hour	Nationwide	Aug 10, 2009
BNP Paribas	Bank	20.43	0.00	10.21	20.42	3-5 days	Nationwide	Aug 10, 2009
Credit Lyonnais	Bank	23.57	0.00	11.79	23.58	3-5 days	Nationwide	Aug 10, 2009
Western Union	MTO	21.43	1.21	11.93	23.86	Less than one hour	Nationwide	Aug 10, 2009
Credit Agricole	Bank	22.14	1.44	12.51	25.02	3-5 days	Nationwide	Aug 10, 2009
Societe Generale	Bank	25.71	0.00	12.86	25.72	3-5 days	Nationwide	Aug 10, 2009
Banque Populaire	Bank	27.43	0.00	13.71	27.42	3-5 days	Nationwide	Aug 10, 2009
Caisse D'Epargne I'lle de France	Bank	27.61	0.00	13.81	27.62	3-5 days	Nationwide	Aug 10, 2009
Western Union	MTO	27.14	1.21	14.78	29.56	Less than one hour	Nationwide	Aug 10, 2009
iKobo	MTO	11.50	0.00	15.18	30.36	Less than one hour	Nationwide	Aug 10, 2009
Bank Average		24.48	0.24	12.48	24.96
MTO Average		16.35	0.97	11.03	22.06
Post office Average		16.43	0.00	8.21	16.42
Total Average		20.42	0.53	11.52	23.04
Total Average in First Quarter 2009		23.87	1.45	13.39	26.78

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Moneybookers	MTO	10.21	1.99	4.03	20.15	2 days	Nationwide	Aug 10, 2009
Credit Lyonnais	Bank	23.57	0.00	4.71	23.55	3-5 days	Nationwide	Aug 10, 2009
BNP Paribas	Bank	24.00	0.00	4.80	24.00	3-5 days	Nationwide	Aug 10, 2009
Societe Generale	Bank	25.71	0.00	5.14	25.70	3-5 days	Nationwide	Aug 10, 2009
Post Office	Post office	27.14	0.00	5.43	27.15	6 days or more	Nationwide	Aug 10, 2009
Banque Populaire	Bank	27.43	0.00	5.49	27.45	3-5 days	Nationwide	Aug 10, 2009
Caisse D'Epargne I'lle de France	Bank	27.61	0.00	5.52	27.60	3-5 days	Nationwide	Aug 10, 2009
Credit Agricole	Bank	22.14	1.44	5.87	29.35	3-5 days	Nationwide	Aug 10, 2009
iKobo	MTO	21.25	0.00	6.07	30.35	Less than one hour	Nationwide	Aug 10, 2009
MoneyGram	MTO	34.29	0.45	7.31	36.55	Less than one hour	Nationwide	Aug 10, 2009
Western Union	MTO	35.71	1.21	8.36	41.80	Less than one hour	Nationwide	Aug 10, 2009
Western Union	MTO	41.43	1.21	9.50	47.50	Less than one hour	Nationwide	Aug 10, 2009
Bank Average		25.08	0.24	5.26	26.30
MTO Average		28.58	0.97	7.05	35.25
Post office Average		27.14	0.00	5.43	27.15
Total Average		26.71	0.53	6.02	30.10
Total Average in First Quarter 2009		28.12	1.45	7.07	35.35

135330

				Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Credit Agricole	Bank	15.50	0.00	11.48	15.50	3-5 days	Nationwide	Feb 12, 2009
Post Office	Post office	12.70	2.28	11.69	15.78	5 days	Nationwide	Feb 12, 2009
Credit Lyonnais	Bank	16.50	0.00	12.22	16.50	3-5 days	Nationwide	Feb 12, 2009
BNP Paribas	Bank	16.80	0.00	12.44	16.79	3-5 days	Nationwide	Feb 12, 2009
Societe Generale	Bank	18.00	0.00	13.33	18.00	3-5 days	Nationwide	Feb 12, 2009
Banque Populaire	Bank	19.20	0.00	14.22	19.20	3-5 days	Nationwide	Feb 12, 2009
MoneyGram	MTO	12.00	5.35	14.24	19.22	Less than one hour	N/A	Feb 12, 2009
Caisse D'Epargne Ile-de-France	Bank	19.33	0.00	14.32	19.33	3-5 days	Nationwide	Feb 12, 2009
Western Union	MTO	15.00	5.43	16.54	22.33	Less than one hour	Nationwide	Feb 12, 2009
Bank Average		17.56	0.00	13.00	17.55
MTO Average		13.50	5.39	15.39	20.78
Post office Average		12.70	2.28	11.69	15.78
Total Average		16.11	1.45	13.39	18.08
Total Average in 2008		22.94	0.00	16.99	22.94

	Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Credit Agricole	Bank	15.50	0.00	4.70	15.51	3-5 days	Nationwide	Feb 12, 2009
Credit Lyonnais	Bank	16.50	0.00	5.00	16.50	3-5 days	Nationwide	Feb 12, 2009
BNP Paribas	Bank	16.80	0.00	5.09	16.80	3-5 days	Nationwide	Feb 12, 2009
Societe Generale	Bank	18.00	0.00	5.45	17.98	3-5 days	Nationwide	Feb 12, 2009
Banque Populaire	Bank	19.20	0.00	5.82	19.21	3-5 days	Nationwide	Feb 12, 2009
Caisse D'Epargne Ile-de-France	Bank	19.33	0.00	5.86	19.34	3-5 days	Nationwide	Feb 12, 2009
Post Office	Post office	12.70	2.28	6.13	20.23	5 days	Nationwide	Feb 12, 2009
MoneyGram	MTO	24.00	5.35	12.62	41.65	Less than one hour	N/A	Feb 12, 2009
Western Union	MTO	25.00	5.43	13.00	42.90	Less than one hour	Nationwide	Feb 12, 2009
Bank Average		17.56	0.00	5.32	17.56
MTO Average		24.50	5.39	12.81	42.27
Post office Average		12.70	2.28	6.13	20.23
Total Average		18.56	1.45	7.07	23.33
Total Average in 2008		24.52	0.00	7.43	24.52

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Credit Agricole	Bank	22.96	0.00	11.48	22.96	3-5 days	Nationwide	Feb 12, 2009
Post Office	Post office	18.81	2.28	11.69	23.38	5 days	Nationwide	Feb 12, 2009
Credit Lyonnais	Bank	24.44	0.00	12.22	24.44	3-5 days	Nationwide	Feb 12, 2009
BNP Paribas	Bank	24.89	0.00	12.44	24.88	3-5 days	Nationwide	Feb 12, 2009
Societe Generale	Bank	26.67	0.00	13.33	26.66	3-5 days	Nationwide	Feb 12, 2009
Banque Populaire	Bank	28.44	0.00	14.22	28.44	3-5 days	Nationwide	Feb 12, 2009
MoneyGram	MTO	17.78	5.35	14.24	28.48	Less than one hour	N/A	Feb 12, 2009
Caisse D'Epargne Ile-de-France	Bank	28.64	0.00	14.32	28.64	3-5 days	Nationwide	Feb 12, 2009
Western Union	MTO	22.22	5.43	16.54	33.08	Less than one hour	Nationwide	Feb 12, 2009
Bank Average		26.01	0.00	13.00	26.00
MTO Average		20.00	5.39	15.39	30.78
Post office Average		18.81	2.28	11.69	23.38
Total Average		23.87	1.45	13.39	26.78
Total Average in 2008		33.98	0.00	16.99	33.98

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Credit Agricole	Bank	23.48	0.00	4.70	23.50	3-5 days	Nationwide	Feb 12, 2009
Credit Lyonnais	Bank	25.00	0.00	5.00	25.00	3-5 days	Nationwide	Feb 12, 2009
BNP Paribas	Bank	25.45	0.00	5.09	25.45	3-5 days	Nationwide	Feb 12, 2009
Societe Generale	Bank	27.27	0.00	5.45	27.25	3-5 days	Nationwide	Feb 12, 2009
Banque Populaire	Bank	29.09	0.00	5.82	29.10	3-5 days	Nationwide	Feb 12, 2009
Caisse D'Epargne Ile-de-France	Bank	29.29	0.00	5.86	29.30	3-5 days	Nationwide	Feb 12, 2009
Post Office	Post office	19.24	2.28	6.13	30.65	5 days	Nationwide	Feb 12, 2009
MoneyGram	MTO	36.36	5.35	12.62	63.10	Less than one hour	N/A	Feb 12, 2009
Western Union	MTO	37.88	5.43	13.00	65.00	Less than one hour	Nationwide	Feb 12, 2009
Bank Average		26.60	0.00	5.32	26.60
MTO Average		37.12	5.39	12.81	64.05
Post office Average		19.24	2.28	6.13	30.65
Total Average		28.12	1.45	7.07	35.35
Total Average in 2008		37.15	0.00	7.43	37.15

135330

				Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Post Office	Post office	8.75	0.00	6.48	8.75	5 days	-	May 20, 2008
BNP Paribas	Bank	16.30	0.00	12.07	16.29	Over 2 days	-	May 20, 2008
Credit Lyonnais	Bank	16.50	0.00	12.22	16.50	Over 2 days	-	May 20, 2008
Caisse D'Epargne I'lle de France	Bank	19.00	0.00	14.07	18.99	Over 2 days	-	May 20, 2008
Western Union	MTO	19.00	0.00	14.07	18.99	Same day	-	May 20, 2008
Societe Generale	Bank	27.75	0.00	20.56	27.76	Over 2 days	-	May 20, 2008
Banque Populaire	Bank	33.19	0.00	24.59	33.20	Over 2 days	-	May 20, 2008
Credit Agricole	Bank	43.00	0.00	31.85	43.00	Over 2 days	-	May 20, 2008
Bank Average		25.96	0.00	19.23	25.96
MTO Average		19.00	0.00	14.07	18.99
Post office Average		8.75	0.00	6.48	8.75
Total Average		22.94	0.00	16.99	22.94
First Quarter 2009		16.11	1.45	13.39	18.08

	Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
BNP Paribas	Bank	13.80	0.00	4.18	13.79	Over 2 days	-	May 20, 2008
Post Office	Post office	13.90	0.00	4.21	13.89	5 days	-	May 20, 2008
Credit Lyonnais	Bank	16.50	0.00	5.00	16.50	Over 2 days	-	May 20, 2008
Caisse D'Epargne I'lle de France	Bank	19.00	0.00	5.76	19.01	Over 2 days	-	May 20, 2008
Societe Generale	Bank	27.75	0.00	8.41	27.75	Over 2 days	-	May 20, 2008
Western Union	MTO	29.00	0.00	8.79	29.01	Same day	-	May 20, 2008
Banque Populaire	Bank	33.19	0.00	10.06	33.20	Over 2 days	-	May 20, 2008
Credit Agricole	Bank	43.00	0.00	13.03	43.00	Over 2 days	-	May 20, 2008
Bank Average		25.54	0.00	7.74	25.54
MTO Average		29.00	0.00	8.79	29.01
Post office Average		13.90	0.00	4.21	13.89
Total Average		24.52	0.00	7.43	24.52
First Quarter 2009		18.56	1.45	7.07	23.33

Corridor note

RSPs are not able to quote the amount to be received in local currency. The 0% in the exchange rate margin does NOT necessarily mean that there is no exchange rate cost, but rather that this cost is not known by the sender at the time of sending.

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Post Office	Post office	12.96	0.00	6.48	12.96	5 days	-	May 20, 2008
BNP Paribas	Bank	24.15	0.00	12.07	24.14	Over 2 days	-	May 20, 2008
Credit Lyonnais	Bank	24.44	0.00	12.22	24.44	Over 2 days	-	May 20, 2008
Caisse D'Epargne I'lle de France	Bank	28.15	0.00	14.07	28.14	Over 2 days	-	May 20, 2008
Western Union	MTO	28.15	0.00	14.07	28.14	Same day	-	May 20, 2008
Societe Generale	Bank	41.11	0.00	20.56	41.12	Over 2 days	-	May 20, 2008
Banque Populaire	Bank	49.17	0.00	24.59	49.18	Over 2 days	-	May 20, 2008
Credit Agricole	Bank	63.70	0.00	31.85	63.70	Over 2 days	-	May 20, 2008
Bank Average		38.45	0.00	19.23	38.46
MTO Average		28.15	0.00	14.07	28.14
Post office Average		12.96	0.00	6.48	12.96
Total Average		33.98	0.00	16.99	33.98
First Quarter 2009		23.87	1.45	13.39	26.78

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
BNP Paribas	Bank	20.91	0.00	4.18	20.90	Over 2 days	-	May 20, 2008
Post Office	Post office	21.06	0.00	4.21	21.05	5 days	-	May 20, 2008
Credit Lyonnais	Bank	25.00	0.00	5.00	25.00	Over 2 days	-	May 20, 2008
Caisse D'Epargne I'lle de France	Bank	28.79	0.00	5.76	28.80	Over 2 days	-	May 20, 2008
Societe Generale	Bank	42.05	0.00	8.41	42.05	Over 2 days	-	May 20, 2008
Western Union	MTO	43.94	0.00	8.79	43.95	Same day	-	May 20, 2008
Banque Populaire	Bank	50.29	0.00	10.06	50.30	Over 2 days	-	May 20, 2008
Credit Agricole	Bank	65.15	0.00	13.03	65.15	Over 2 days	-	May 20, 2008
Bank Average		38.70	0.00	7.74	38.70
MTO Average		43.94	0.00	8.79	43.95
Post office Average		21.06	0.00	4.21	21.05
Total Average		37.15	0.00	7.43	37.15
First Quarter 2009		28.12	1.45	7.07	35.35

Corridor note

Remitting from France to China

Collection period for Third quarter 2009 | First quarter 2009 | 2008

See prices in EUR | USD

140350

				Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Moneybookers*	MTO	3.16	*0.00	*2.26	*3.16	2 days	Nationwide	Aug 10, 2009
Coinstar*	MTO	8.00	*0.00	*5.71	*7.99	Same day	Nationwide	Aug 10, 2009
Flouss*	MTO	8.00	*0.00	*5.71	*7.99	Less than one hour	N/A	Aug 10, 2009
Ria Envia*	MTO	8.00	*0.00	*5.71	*7.99	Same day	Nationwide	Aug 10, 2009
iKobo	MTO	11.50	0.00	8.21	11.49	Less than one hour	Nationwide	Aug 10, 2009
Post Office*	Post office	11.50	*0.00	*8.21	*11.49	2 days	Nationwide	Aug 10, 2009
BNP Paribas*	Bank	14.30	*0.00	*10.21	*14.29	3-5 days	Nationwide	Aug 10, 2009
Credit Lyonnais*	Bank	16.50	*0.00	*11.79	*16.51	3-5 days	Nationwide	Aug 10, 2009
Western Union	MTO	15.00	2.11	12.83	17.96	Less than one hour	Nationwide	Aug 10, 2009
Societe Generale*	Bank	18.00	*0.00	*12.86	*18.00	3-5 days	Nationwide	Aug 10, 2009
MoneyGram	MTO	16.00	2.11	13.54	18.96	Less than one hour	Nationwide	Aug 10, 2009
Caisse D'Epargne I'lle de France*	Bank	19.33	*0.00	*13.81	*19.33	3-5 days	Nationwide	Aug 10, 2009
Western Union	MTO	19.00	2.11	15.68	21.95	Less than one hour	Nationwide	Aug 10, 2009
Credit Agricole	Bank	15.50	9.91	20.98	29.37	3-5 days	Nationwide	Aug 10, 2009
Bank of China*	Bank	38.00	*0.00	*27.14	*38.00	3-5 days	Nationwide	Aug 10, 2009
Bank Average		20.27	1.65	16.13	22.58
MTO Average		11.08	0.79	8.71	12.19
Post office Average		11.50	0.00	8.21	11.49
Total Average		14.79	1.08	11.64	16.30
Total Average in First Quarter 2009		14.58	2.23	13.03	18.24

	Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Moneybookers*	MTO	7.15	*0.00	*2.04	*7.14	2 days	Nationwide	Aug 10, 2009
Coinstar*	MTO	12.00	*0.00	*3.43	*12.00	Same day	Nationwide	Aug 10, 2009
Ria Envia*	MTO	12.00	*0.00	*3.43	*12.00	Same day	Nationwide	Aug 10, 2009
Flouss*	MTO	14.00	*0.00	*4.00	*14.00	Less than one hour	N/A	Aug 10, 2009
Credit Lyonnais*	Bank	16.50	*0.00	*4.71	*16.48	3-5 days	Nationwide	Aug 10, 2009
BNP Paribas*	Bank	16.80	*0.00	*4.80	*16.80	3-5 days	Nationwide	Aug 10, 2009
Societe Generale*	Bank	18.00	*0.00	*5.14	*17.99	3-5 days	Nationwide	Aug 10, 2009
Post Office*	Post office	19.00	*0.00	*5.43	*19.00	2 days	Nationwide	Aug 10, 2009
Caisse D'Epargne I'lle de France*	Bank	19.33	*0.00	*5.52	*19.32	3-5 days	Nationwide	Aug 10, 2009
iKobo	MTO	21.25	0.00	6.07	21.24	Less than one hour	Nationwide	Aug 10, 2009
MoneyGram	MTO	16.00	2.11	6.68	23.38	Less than one hour	Nationwide	Aug 10, 2009
Western Union	MTO	25.00	2.11	9.26	32.41	Less than one hour	Nationwide	Aug 10, 2009
Western Union	MTO	29.00	2.11	10.40	36.40	Less than one hour	Nationwide	Aug 10, 2009
Bank of China*	Bank	38.00	*0.00	*10.86	*38.01	3-5 days	Nationwide	Aug 10, 2009
Credit Agricole	Bank	15.50	9.91	14.34	50.19	3-5 days	Nationwide	Aug 10, 2009
Bank Average		20.69	1.65	7.56	26.46
MTO Average		17.05	0.79	5.66	19.81
Post office Average		19.00	0.00	5.43	19.00
Total Average		18.64	1.08	6.41	22.44
Total Average in First Quarter 2009		16.58	2.23	7.26	25.41

Corridor note

* indicates that the RSP is not transparent and did not provide all the relevant information. Roll-over firm name for more info.

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Moneybookers*	MTO	4.51	*0.00	*2.26	*4.52	2 days	Nationwide	Aug 10, 2009
Coinstar*	MTO	11.43	*0.00	*5.71	*11.42	Same day	Nationwide	Aug 10, 2009
Flouss*	MTO	11.43	*0.00	*5.71	*11.42	Less than one hour	N/A	Aug 10, 2009
Ria Envia*	MTO	11.43	*0.00	*5.71	*11.42	Same day	Nationwide	Aug 10, 2009
iKobo	MTO	11.50	0.00	8.21	16.42	Less than one hour	Nationwide	Aug 10, 2009
Post Office*	Post office	16.43	*0.00	*8.21	*16.42	2 days	Nationwide	Aug 10, 2009
BNP Paribas*	Bank	20.43	*0.00	*10.21	*20.42	3-5 days	Nationwide	Aug 10, 2009
Credit Lyonnais*	Bank	23.57	*0.00	*11.79	*23.58	3-5 days	Nationwide	Aug 10, 2009
Western Union	MTO	21.43	2.11	12.83	25.66	Less than one hour	Nationwide	Aug 10, 2009
Societe Generale*	Bank	25.71	*0.00	*12.86	*25.72	3-5 days	Nationwide	Aug 10, 2009
MoneyGram	MTO	22.86	2.11	13.54	27.08	Less than one hour	Nationwide	Aug 10, 2009
Caisse D'Epargne I'lle de France*	Bank	27.61	*0.00	*13.81	*27.62	3-5 days	Nationwide	Aug 10, 2009
Western Union	MTO	27.14	2.11	15.68	31.36	Less than one hour	Nationwide	Aug 10, 2009
Credit Agricole	Bank	22.14	9.91	20.98	41.96	3-5 days	Nationwide	Aug 10, 2009
Bank of China*	Bank	54.29	*0.00	*27.14	*54.28	3-5 days	Nationwide	Aug 10, 2009
Bank Average		28.96	1.65	16.13	32.26
MTO Average		15.22	0.79	8.71	17.42
Post office Average		16.43	0.00	8.21	16.42
Total Average		20.79	1.08	11.64	23.28
Total Average in First Quarter 2009		21.60	2.23	13.03	26.06

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Moneybookers*	MTO	10.21	*0.00	*2.04	*10.20	2 days	Nationwide	Aug 10, 2009
Coinstar*	MTO	17.14	*0.00	*3.43	*17.15	Same day	Nationwide	Aug 10, 2009
Ria Envia*	MTO	17.14	*0.00	*3.43	*17.15	Same day	Nationwide	Aug 10, 2009
Flouss*	MTO	20.00	*0.00	*4.00	*20.00	Less than one hour	N/A	Aug 10, 2009
Credit Lyonnais*	Bank	23.57	*0.00	*4.71	*23.55	3-5 days	Nationwide	Aug 10, 2009
BNP Paribas*	Bank	24.00	*0.00	*4.80	*24.00	3-5 days	Nationwide	Aug 10, 2009
Societe Generale*	Bank	25.71	*0.00	*5.14	*25.70	3-5 days	Nationwide	Aug 10, 2009
Post Office*	Post office	27.14	*0.00	*5.43	*27.15	2 days	Nationwide	Aug 10, 2009
Caisse D'Epargne I'lle de France*	Bank	27.61	*0.00	*5.52	*27.60	3-5 days	Nationwide	Aug 10, 2009
iKobo	MTO	21.25	0.00	6.07	30.35	Less than one hour	Nationwide	Aug 10, 2009
MoneyGram	MTO	22.86	2.11	6.68	33.40	Less than one hour	Nationwide	Aug 10, 2009
Western Union	MTO	35.71	2.11	9.26	46.30	Less than one hour	Nationwide	Aug 10, 2009
Western Union	MTO	41.43	2.11	10.40	52.00	Less than one hour	Nationwide	Aug 10, 2009
Bank of China*	Bank	54.29	*0.00	*10.86	*54.30	3-5 days	Nationwide	Aug 10, 2009
Credit Agricole	Bank	22.14	9.91	14.34	71.70	3-5 days	Nationwide	Aug 10, 2009
Bank Average		29.55	1.65	7.56	37.80
MTO Average		23.22	0.79	5.66	28.30
Post office Average		27.14	0.00	5.43	27.15
Total Average		26.01	1.08	6.41	32.05
Total Average in First Quarter 2009		25.13	2.23	7.26	36.30

Corridor note

* indicates that the RSP is not transparent and did not provide all the relevant information. Roll-over firm name for more info.

135330

				Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Ria Envia	MTO	8.00	0.00	5.93	8.01	Same day	Nationwide	Feb 17, 2009
Post Office	Post office	12.70	0.00	9.41	12.70	2 days	Nationwide	Feb 17, 2009
Western Union	MTO	15.00	0.00	11.11	15.00	Less than one hour	Nationwide	Feb 17, 2009
MoneyGram	MTO	16.00	0.00	11.85	16.00	Less than one hour	Nationwide	Feb 17, 2009
Coinstar	MTO	8.00	6.04	11.97	16.16	Same day	Nationwide	Feb 17, 2009
Credit Lyonnais	Bank	16.50	0.12	12.34	16.66	3-5 days	Nationwide	Feb 17, 2009
Societe Generale	Bank	18.00	-0.35	12.98	17.52	3-5 days	Nationwide	Feb 17, 2009
BNP Paribas	Bank	16.80	0.70	13.14	17.74	3-5 days	Nationwide	Feb 17, 2009
Caisse D'Epargne Ile-de-France	Bank	19.33	4.99	19.31	26.07	3-5 days	Nationwide	Feb 17, 2009
Credit Agricole	Bank	15.50	10.80	22.28	30.08	3-5 days	Nationwide	Feb 17, 2009
Bank Average		17.23	3.25	16.01	21.61
MTO Average		11.75	1.51	10.21	13.78
Post office Average		12.70	0.00	9.41	12.70
Total Average		14.58	2.23	13.03	17.59
Total Average in 2008		13.76	0.00	10.20	13.77

	Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Post Office	Post office	12.70	0.00	3.85	12.70	2 days	Nationwide	Feb 17, 2009
Ria Envia	MTO	14.00	0.00	4.24	13.99	Same day	Nationwide	Feb 17, 2009
MoneyGram	MTO	16.00	0.00	4.85	16.00	Less than one hour	Nationwide	Feb 17, 2009
Societe Generale	Bank	18.00	-0.35	5.11	16.86	3-5 days	Nationwide	Feb 17, 2009
Credit Lyonnais	Bank	16.50	0.12	5.12	16.90	3-5 days	Nationwide	Feb 17, 2009
BNP Paribas	Bank	16.80	0.70	5.79	19.11	3-5 days	Nationwide	Feb 17, 2009
Western Union	MTO	25.00	0.00	7.58	25.01	Less than one hour	Nationwide	Feb 17, 2009
Coinstar	MTO	12.00	6.04	9.68	31.94	Same day	Nationwide	Feb 17, 2009
Caisse D'Epargne Ile-de-France	Bank	19.33	4.99	10.85	35.80	3-5 days	Nationwide	Feb 17, 2009
Credit Agricole	Bank	15.50	10.80	15.50	51.15	3-5 days	Nationwide	Feb 17, 2009
Bank Average		17.23	3.25	8.47	27.95
MTO Average		16.75	1.51	6.59	21.75
Post office Average		12.70	0.00	3.85	12.70
Total Average		16.58	2.23	7.26	23.96
Total Average in 2008		16.03	0.00	4.86	16.04

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Ria Envia	MTO	11.85	0.00	5.93	11.86	Same day	Nationwide	Feb 17, 2009
Post Office	Post office	18.81	0.00	9.41	18.82	2 days	Nationwide	Feb 17, 2009
Western Union	MTO	22.22	0.00	11.11	22.22	Less than one hour	Nationwide	Feb 17, 2009
MoneyGram	MTO	23.70	0.00	11.85	23.70	Less than one hour	Nationwide	Feb 17, 2009
Coinstar	MTO	11.85	6.04	11.97	23.94	Same day	Nationwide	Feb 17, 2009
Credit Lyonnais	Bank	24.44	0.12	12.34	24.68	3-5 days	Nationwide	Feb 17, 2009
Societe Generale	Bank	26.67	-0.35	12.98	25.96	3-5 days	Nationwide	Feb 17, 2009
BNP Paribas	Bank	24.89	0.70	13.14	26.28	3-5 days	Nationwide	Feb 17, 2009
Caisse D'Epargne Ile-de-France	Bank	28.64	4.99	19.31	38.62	3-5 days	Nationwide	Feb 17, 2009
Credit Agricole	Bank	22.96	10.80	22.28	44.56	3-5 days	Nationwide	Feb 17, 2009
Bank Average		25.52	3.25	16.01	32.02
MTO Average		17.41	1.51	10.21	20.42
Post office Average		18.81	0.00	9.41	18.82
Total Average		21.60	2.23	13.03	26.06
Total Average in 2008		20.39	0.00	10.20	20.40

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Post Office	Post office	19.24	0.00	3.85	19.25	2 days	Nationwide	Feb 17, 2009
Ria Envia	MTO	21.21	0.00	4.24	21.20	Same day	Nationwide	Feb 17, 2009
MoneyGram	MTO	24.24	0.00	4.85	24.25	Less than one hour	Nationwide	Feb 17, 2009
Societe Generale	Bank	27.27	-0.35	5.11	25.55	3-5 days	Nationwide	Feb 17, 2009
Credit Lyonnais	Bank	25.00	0.12	5.12	25.60	3-5 days	Nationwide	Feb 17, 2009
BNP Paribas	Bank	25.45	0.70	5.79	28.95	3-5 days	Nationwide	Feb 17, 2009
Western Union	MTO	37.88	0.00	7.58	37.90	Less than one hour	Nationwide	Feb 17, 2009
Coinstar	MTO	18.18	6.04	9.68	48.40	Same day	Nationwide	Feb 17, 2009
Caisse D'Epargne Ile-de-France	Bank	29.29	4.99	10.85	54.25	3-5 days	Nationwide	Feb 17, 2009
Credit Agricole	Bank	23.48	10.80	15.50	77.50	3-5 days	Nationwide	Feb 17, 2009
Bank Average		26.10	3.25	8.47	42.35
MTO Average		25.38	1.51	6.59	32.95
Post office Average		19.24	0.00	3.85	19.25
Total Average		25.13	2.23	7.26	36.30
Total Average in 2008		24.29	0.00	4.86	24.30

135330

				Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Coinstar	MTO	8.00	0.00	5.93	8.01	Same day	-	May 15, 2008
Ria Envia	MTO	8.00	0.00	5.93	8.01	Same day	-	May 15, 2008
Post Office	Post office	8.75	0.00	6.48	8.75	2 days	-	May 15, 2008
Societe Generale	Bank	10.00	0.00	7.41	10.00	Over 2 days	-	May 15, 2008
MoneyGram	MTO	16.00	0.00	11.85	16.00	Same day	-	May 15, 2008
Credit Agricole	Bank	16.10	0.00	11.93	16.11	Over 2 days	-	May 15, 2008
BNP Paribas	Bank	16.30	0.00	12.07	16.29	Over 2 days	-	May 15, 2008
Credit Lyonnais	Bank	16.50	0.00	12.22	16.50	Over 2 days	-	May 15, 2008
Caisse D'Epargne I'lle de France	Bank	19.00	0.00	14.07	18.99	Over 2 days	-	May 15, 2008
Western Union	MTO	19.00	0.00	14.07	18.99	Same day	-	May 15, 2008
Bank Average		15.58	0.00	11.54	15.58
MTO Average		12.75	0.00	9.44	12.74
Post office Average		8.75	0.00	6.48	8.75
Total Average		13.76	0.00	10.20	13.77
First Quarter 2009		14.58	2.23	13.03	17.59

	Total cost
Firm name	Firm type	Fee (EUR)	Exchange rate margin (%)	Percent (%)	EUR	Transfer speed	Network Coverage	Date
Societe Generale	Bank	10.00	0.00	3.03	10.00	Over 2 days	-	May 15, 2008
Coinstar	MTO	12.00	0.00	3.64	12.01	Same day	-	May 15, 2008
BNP Paribas	Bank	13.80	0.00	4.18	13.79	Over 2 days	-	May 15, 2008
Post Office	Post office	13.90	0.00	4.21	13.89	2 days	-	May 15, 2008
Ria Envia	MTO	14.00	0.00	4.24	13.99	Same day	-	May 15, 2008
MoneyGram	MTO	16.00	0.00	4.85	16.00	Same day	-	May 15, 2008
Credit Agricole	Bank	16.10	0.00	4.88	16.10	Over 2 days	-	May 15, 2008
Credit Lyonnais	Bank	16.50	0.00	5.00	16.50	Over 2 days	-	May 15, 2008
Caisse D'Epargne I'lle de France	Bank	19.00	0.00	5.76	19.01	Over 2 days	-	May 15, 2008
Western Union	MTO	29.00	0.00	8.79	29.01	Same day	-	May 15, 2008
Bank Average		15.08	0.00	4.57	15.08
MTO Average		17.75	0.00	5.38	17.75
Post office Average		13.90	0.00	4.21	13.89
Total Average		16.03	0.00	4.86	16.04
First Quarter 2009		16.58	2.23	7.26	23.96

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Coinstar	MTO	11.85	0.00	5.93	11.86	Same day	-	May 15, 2008
Ria Envia	MTO	11.85	0.00	5.93	11.86	Same day	-	May 15, 2008
Post Office	Post office	12.96	0.00	6.48	12.96	2 days	-	May 15, 2008
Societe Generale	Bank	14.81	0.00	7.41	14.82	Over 2 days	-	May 15, 2008
MoneyGram	MTO	23.70	0.00	11.85	23.70	Same day	-	May 15, 2008
Credit Agricole	Bank	23.85	0.00	11.93	23.86	Over 2 days	-	May 15, 2008
BNP Paribas	Bank	24.15	0.00	12.07	24.14	Over 2 days	-	May 15, 2008
Credit Lyonnais	Bank	24.44	0.00	12.22	24.44	Over 2 days	-	May 15, 2008
Caisse D'Epargne I'lle de France	Bank	28.15	0.00	14.07	28.14