United Arab Emirates

The following tables show how much it costs to remit money from United Arab Emirates to

- Egypt
- India
- Pakistan
- Philippines
- Sri Lanka

Note: Corridor averages are unweighted and do not reflect the market shares of the different firms that compose the average. For comparability purposes, the two initial USD reference amounts of $200 and $500 were kept. In the third quarter of 2009, the amounts in local currency were adjusted in order to reflect foreign exchange fluctuations.

How much does it cost to remit?

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Remitting from United Arab Emirates to Egypt

Collection period for Third quarter 2009

See prices in AED | USD

7351835

				Total cost
Firm name	Firm type	Fee (AED)	Exchange rate margin (%)	Percent (%)	AED	Transfer speed	Network Coverage	Date
Wall St Exchange	MTO	15.00	0.67	2.71	19.92	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	15.00	1.33	3.37	24.77	Next day	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	15.00	1.33	3.37	24.77	Next day	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	23.00	0.67	3.80	27.93	Less than one hour	Nationwide	Sep 19, 2009
MoneyGram	MTO	30.00	0.00	4.08	29.99	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	25.00	1.33	4.73	34.77	Next day	Nationwide	Sep 19, 2009
Al Ansari	MTO	35.00	0.00	4.76	34.99	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	35.00	0.00	4.76	34.99	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	25.00	7.33	10.73	78.87	2 days	Nationwide	Sep 19, 2009
Lari	MTO	35.00	6.00	10.76	79.09	Less than one hour	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	30.00	7.33	11.41	83.86	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	30.00	7.33	11.41	83.86	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	35.00	7.33	12.10	88.94	2 days	Nationwide	Sep 19, 2009
MTO Average		26.77	3.13	6.77	49.76
Total Average		26.77	3.13	6.77	49.76

	Total cost
Firm name	Firm type	Fee (AED)	Exchange rate margin (%)	Percent (%)	AED	Transfer speed	Network Coverage	Date
Wall St Exchange	MTO	15.00	0.67	1.48	27.16	2 days	Nationwide	Sep 19, 2009
MoneyGram	MTO	30.00	0.00	1.63	29.91	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	35.00	0.00	1.91	35.05	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	35.00	0.00	1.91	35.05	Less than one hour	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	23.00	0.67	1.92	35.23	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	15.00	1.33	2.15	39.45	Next day	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	15.00	1.33	2.15	39.45	Next day	Nationwide	Sep 19, 2009
Al Ansari	MTO	25.00	1.33	2.70	49.54	Next day	Nationwide	Sep 19, 2009
Lari	MTO	35.00	6.00	7.91	145.15	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	25.00	7.33	8.70	159.64	2 days	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	30.00	7.33	8.97	164.60	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	30.00	7.33	8.97	164.60	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	35.00	7.33	9.24	169.55	2 days	Nationwide	Sep 19, 2009
MTO Average		26.77	3.13	4.59	84.23
Total Average		26.77	3.13	4.59	84.23

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Wall St Exchange	MTO	4.08	0.67	2.71	5.42	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	4.08	1.33	3.37	6.74	Next day	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	4.08	1.33	3.37	6.74	Next day	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	6.26	0.67	3.80	7.60	Less than one hour	Nationwide	Sep 19, 2009
MoneyGram	MTO	8.16	0.00	4.08	8.16	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	6.80	1.33	4.73	9.46	Next day	Nationwide	Sep 19, 2009
Al Ansari	MTO	9.52	0.00	4.76	9.52	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	9.52	0.00	4.76	9.52	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	6.80	7.33	10.73	21.46	2 days	Nationwide	Sep 19, 2009
Lari	MTO	9.52	6.00	10.76	21.52	Less than one hour	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	8.16	7.33	11.41	22.82	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	8.16	7.33	11.41	22.82	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	9.52	7.33	12.10	24.20	2 days	Nationwide	Sep 19, 2009
MTO Average		7.28	3.13	6.77	13.54
Total Average		7.28	3.13	6.77	13.54

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Wall St Exchange	MTO	4.09	0.67	1.48	7.40	2 days	Nationwide	Sep 19, 2009
MoneyGram	MTO	8.17	0.00	1.63	8.15	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	9.54	0.00	1.91	9.55	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	9.54	0.00	1.91	9.55	Less than one hour	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	6.27	0.67	1.92	9.60	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	4.09	1.33	2.15	10.75	Next day	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	4.09	1.33	2.15	10.75	Next day	Nationwide	Sep 19, 2009
Al Ansari	MTO	6.81	1.33	2.70	13.50	Next day	Nationwide	Sep 19, 2009
Lari	MTO	9.54	6.00	7.91	39.55	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	6.81	7.33	8.70	43.50	2 days	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	8.17	7.33	8.97	44.85	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	8.17	7.33	8.97	44.85	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	9.54	7.33	9.24	46.20	2 days	Nationwide	Sep 19, 2009
MTO Average		7.29	3.13	4.59	22.95
Total Average		7.29	3.13	4.59	22.95

Remitting from United Arab Emirates to India

Collection period for Third quarter 2009

See prices in AED | USD

7351835

				Total cost
Firm name	Firm type	Fee (AED)	Exchange rate margin (%)	Percent (%)	AED	Transfer speed	Network Coverage	Date
Al Ansari	MTO	5.00	0.23	0.91	6.69	3-5 days	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	5.00	0.23	0.91	6.69	2 days	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	5.00	0.76	1.44	10.58	3-5 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	15.00	0.23	2.27	16.68	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	15.00	0.23	2.27	16.68	Less than one hour	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	15.00	0.23	2.27	16.68	6 days or more	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	15.00	0.76	2.80	20.58	2 days	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	15.00	0.76	2.80	20.58	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	15.00	0.99	3.03	22.27	2 days	Nationwide	Sep 19, 2009
MoneyGram	MTO	16.00	1.15	3.32	24.40	Less than one hour	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	18.00	1.15	3.59	26.39	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	15.00	1.76	3.80	27.93	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	15.00	1.76	3.80	27.93	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	15.00	2.29	4.33	31.83	Next day	Nationwide	Sep 19, 2009
Lari	MTO	15.00	2.29	4.33	31.83	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	25.00	0.99	4.39	32.27	Less than one hour	Nationwide	Sep 19, 2009
HSBC	Bank	100.00	2.14	15.74	115.69	Same day	Nationwide	Sep 19, 2009
HSBC	Bank	100.00	2.14	15.74	115.69	2 days	N/A	Sep 19, 2009
Bank Average		100.00	2.14	15.74	115.69
MTO Average		14.00	0.99	2.89	21.24
Total Average		23.56	1.12	4.32	31.75

	Total cost
Firm name	Firm type	Fee (AED)	Exchange rate margin (%)	Percent (%)	AED	Transfer speed	Network Coverage	Date
Al Ansari	MTO	5.00	0.23	0.50	9.18	3-5 days	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	5.00	0.23	0.50	9.18	2 days	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	5.00	0.76	1.04	19.08	3-5 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	15.00	0.23	1.05	19.27	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	15.00	0.23	1.05	19.27	Less than one hour	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	15.00	0.23	1.05	19.27	6 days or more	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	15.00	0.76	1.58	28.99	2 days	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	15.00	0.76	1.58	28.99	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	15.00	0.99	1.81	33.21	2 days	Nationwide	Sep 19, 2009
MoneyGram	MTO	16.00	1.15	2.02	37.07	Less than one hour	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	18.00	1.15	2.13	39.09	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	25.00	0.99	2.35	43.12	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	15.00	1.76	2.57	47.16	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	15.00	1.76	2.57	47.16	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	15.00	2.29	3.11	57.07	Next day	Nationwide	Sep 19, 2009
Lari	MTO	15.00	2.29	3.11	57.07	Less than one hour	Nationwide	Sep 19, 2009
HSBC	Bank	100.00	2.14	7.59	139.28	Same day	Nationwide	Sep 19, 2009
HSBC	Bank	100.00	2.14	7.59	139.28	2 days	N/A	Sep 19, 2009
Bank Average		100.00	2.14	7.59	139.28
MTO Average		14.00	0.99	1.75	32.11
Total Average		23.56	1.12	2.40	44.04

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Al Ansari	MTO	1.36	0.23	0.91	1.82	3-5 days	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	1.36	0.23	0.91	1.82	2 days	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	1.36	0.76	1.44	2.88	3-5 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	4.08	0.23	2.27	4.54	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	4.08	0.23	2.27	4.54	Less than one hour	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	4.08	0.23	2.27	4.54	6 days or more	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	4.08	0.76	2.80	5.60	2 days	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	4.08	0.76	2.80	5.60	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	4.08	0.99	3.03	6.06	2 days	Nationwide	Sep 19, 2009
MoneyGram	MTO	4.35	1.15	3.32	6.64	Less than one hour	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	4.90	1.15	3.59	7.18	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	4.08	1.76	3.80	7.60	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	4.08	1.76	3.80	7.60	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	4.08	2.29	4.33	8.66	Next day	Nationwide	Sep 19, 2009
Lari	MTO	4.08	2.29	4.33	8.66	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	6.80	0.99	4.39	8.78	Less than one hour	Nationwide	Sep 19, 2009
HSBC	Bank	27.21	2.14	15.74	31.48	Same day	Nationwide	Sep 19, 2009
HSBC	Bank	27.21	2.14	15.74	31.48	2 days	N/A	Sep 19, 2009
Bank Average		27.21	2.14	15.74	31.48
MTO Average		3.81	0.99	2.89	5.78
Total Average		6.41	1.12	4.32	8.64

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Al Ansari	MTO	1.36	0.23	0.50	2.50	3-5 days	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	1.36	0.23	0.50	2.50	2 days	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	1.36	0.76	1.04	5.20	3-5 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	4.09	0.23	1.05	5.25	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	4.09	0.23	1.05	5.25	Less than one hour	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	4.09	0.23	1.05	5.25	6 days or more	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	4.09	0.76	1.58	7.90	2 days	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	4.09	0.76	1.58	7.90	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	4.09	0.99	1.81	9.05	2 days	Nationwide	Sep 19, 2009
MoneyGram	MTO	4.36	1.15	2.02	10.10	Less than one hour	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	4.90	1.15	2.13	10.65	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	6.81	0.99	2.35	11.75	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	4.09	1.76	2.57	12.85	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	4.09	1.76	2.57	12.85	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	4.09	2.29	3.11	15.55	Next day	Nationwide	Sep 19, 2009
Lari	MTO	4.09	2.29	3.11	15.55	Less than one hour	Nationwide	Sep 19, 2009
HSBC	Bank	27.25	2.14	7.59	37.95	Same day	Nationwide	Sep 19, 2009
HSBC	Bank	27.25	2.14	7.59	37.95	2 days	N/A	Sep 19, 2009
Bank Average		27.25	2.14	7.59	37.95
MTO Average		3.81	0.99	1.75	8.75
Total Average		6.42	1.12	2.40	12.00

Remitting from United Arab Emirates to Pakistan

Collection period for Third quarter 2009

See prices in AED | USD

7351835

				Total cost
Firm name	Firm type	Fee (AED)	Exchange rate margin (%)	Percent (%)	AED	Transfer speed	Network Coverage	Date
UAE Exchange	MTO	0.00	0.66	0.66	4.85	2 days	Nationwide	Sep 19, 2009
UAE Exchange	MTO	5.00	0.66	1.34	9.85	3-5 days	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	5.00	1.11	1.79	13.16	3-5 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	5.00	1.24	1.92	14.11	3-5 days	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	15.00	0.44	2.48	18.23	6 days or more	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	15.00	1.11	3.15	23.15	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	15.00	1.24	3.28	24.11	2 days	Nationwide	Sep 19, 2009
MoneyGram	MTO	20.00	0.62	3.34	24.55	Less than one hour	Nationwide	Sep 19, 2009
Asia Exchange Centre	MTO	15.00	1.37	3.41	25.06	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	15.00	1.37	3.41	25.06	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	25.00	1.37	4.77	35.06	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	25.00	1.37	4.77	35.06	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	25.00	4.96	8.36	61.45	Less than one hour	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	20.00	5.72	8.44	62.03	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	0.00	11.39	11.39	83.72	Less than one hour	Nationwide	Sep 19, 2009
MTO Average		13.67	2.31	4.17	30.65
Total Average		13.67	2.31	4.17	30.65

	Total cost
Firm name	Firm type	Fee (AED)	Exchange rate margin (%)	Percent (%)	AED	Transfer speed	Network Coverage	Date
UAE Exchange	MTO	0.00	0.66	0.66	12.11	2 days	Nationwide	Sep 19, 2009
UAE Exchange	MTO	5.00	0.66	0.94	17.25	3-5 days	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	15.00	0.44	1.26	23.12	6 days or more	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	5.00	1.11	1.38	25.32	3-5 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	5.00	1.24	1.51	27.71	3-5 days	Nationwide	Sep 19, 2009
MoneyGram	MTO	20.00	0.49	1.58	28.99	Less than one hour	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	15.00	1.11	1.93	35.42	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	15.00	1.24	2.06	37.80	2 days	Nationwide	Sep 19, 2009
Asia Exchange Centre	MTO	15.00	1.37	2.19	40.19	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	15.00	1.37	2.19	40.19	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	25.00	1.37	2.74	50.28	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	25.00	1.37	2.74	50.28	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	25.00	4.96	6.32	115.97	Less than one hour	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	20.00	5.72	6.81	124.96	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	0.00	11.39	11.39	209.01	Less than one hour	Nationwide	Sep 19, 2009
MTO Average		13.67	2.30	3.05	55.97
Total Average		13.67	2.30	3.05	55.97

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
UAE Exchange	MTO	0.00	0.66	0.66	1.32	2 days	Nationwide	Sep 19, 2009
UAE Exchange	MTO	1.36	0.66	1.34	2.68	3-5 days	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	1.36	1.11	1.79	3.58	3-5 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	1.36	1.24	1.92	3.84	3-5 days	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	4.08	0.44	2.48	4.96	6 days or more	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	4.08	1.11	3.15	6.30	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	4.08	1.24	3.28	6.56	2 days	Nationwide	Sep 19, 2009
MoneyGram	MTO	5.44	0.62	3.34	6.68	Less than one hour	Nationwide	Sep 19, 2009
Asia Exchange Centre	MTO	4.08	1.37	3.41	6.82	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	4.08	1.37	3.41	6.82	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	6.80	1.37	4.77	9.54	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	6.80	1.37	4.77	9.54	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	6.80	4.96	8.36	16.72	Less than one hour	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	5.44	5.72	8.44	16.88	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	0.00	11.39	11.39	22.78	Less than one hour	Nationwide	Sep 19, 2009
MTO Average		3.72	2.31	4.17	8.34
Total Average		3.72	2.31	4.17	8.34

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
UAE Exchange	MTO	0.00	0.66	0.66	3.30	2 days	Nationwide	Sep 19, 2009
UAE Exchange	MTO	1.36	0.66	0.94	4.70	3-5 days	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	4.09	0.44	1.26	6.30	6 days or more	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	1.36	1.11	1.38	6.90	3-5 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	1.36	1.24	1.51	7.55	3-5 days	Nationwide	Sep 19, 2009
MoneyGram	MTO	5.45	0.49	1.58	7.90	Less than one hour	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	4.09	1.11	1.93	9.65	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	4.09	1.24	2.06	10.30	2 days	Nationwide	Sep 19, 2009
Asia Exchange Centre	MTO	4.09	1.37	2.19	10.95	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	4.09	1.37	2.19	10.95	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	6.81	1.37	2.74	13.70	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	6.81	1.37	2.74	13.70	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	6.81	4.96	6.32	31.60	Less than one hour	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	5.45	5.72	6.81	34.05	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	0.00	11.39	11.39	56.95	Less than one hour	Nationwide	Sep 19, 2009
MTO Average		3.72	2.30	3.05	15.25
Total Average		3.72	2.30	3.05	15.25

Remitting from United Arab Emirates to Philippines

Collection period for Third quarter 2009

See prices in AED | USD

7351835

				Total cost
Firm name	Firm type	Fee (AED)	Exchange rate margin (%)	Percent (%)	AED	Transfer speed	Network Coverage	Date
Wall St Exchange	MTO	15.00	-0.08	1.96	14.41	Next day	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	15.00	1.00	3.04	22.34	Next day	Nationwide	Sep 19, 2009
Emirates International Exchange	MTO	15.00	1.08	3.12	22.93	Next day	Nationwide	Sep 19, 2009
Al Ansari	MTO	15.00	1.69	3.73	27.42	Next day	Nationwide	Sep 19, 2009
Lari	MTO	15.00	1.92	3.96	29.11	2 days	Nationwide	Sep 19, 2009
UAE Exchange	MTO	15.00	2.23	4.27	31.38	Next day	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	30.00	0.31	4.39	32.27	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	20.00	1.69	4.41	32.41	Less than one hour	Nationwide	Sep 19, 2009
MoneyGram	MTO	30.00	1.61	5.69	41.82	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	35.00	1.77	6.53	48.00	Less than one hour	Nationwide	Sep 19, 2009
Emirates International Exchange	MTO	35.00	1.77	6.53	48.00	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	35.00	1.77	6.53	48.00	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	35.00	1.92	6.68	49.10	Less than one hour	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	15.00	7.45	9.49	69.75	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	30.00	8.60	12.68	93.20	Less than one hour	Nationwide	Sep 19, 2009
MTO Average		23.67	2.31	5.53	40.65
Total Average		23.67	2.31	5.53	40.65

	Total cost
Firm name	Firm type	Fee (AED)	Exchange rate margin (%)	Percent (%)	AED	Transfer speed	Network Coverage	Date
Wall St Exchange	MTO	15.00	-0.08	0.74	13.58	Next day	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	15.00	1.00	1.82	33.40	Next day	Nationwide	Sep 19, 2009
Emirates International Exchange	MTO	15.00	1.08	1.89	34.68	Next day	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	30.00	0.31	1.94	35.60	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	15.00	1.69	2.51	46.06	Next day	Nationwide	Sep 19, 2009
Lari	MTO	15.00	1.92	2.74	50.28	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	20.00	1.69	2.78	51.01	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	15.00	2.23	3.04	55.78	Next day	Nationwide	Sep 19, 2009
MoneyGram	MTO	30.00	1.61	3.25	59.64	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	35.00	1.77	3.67	67.34	Less than one hour	Nationwide	Sep 19, 2009
Emirates International Exchange	MTO	35.00	1.77	3.67	67.34	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	35.00	1.77	3.67	67.34	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	35.00	1.92	3.83	70.28	Less than one hour	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	15.00	7.45	8.27	151.75	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	30.00	8.60	10.24	187.90	Less than one hour	Nationwide	Sep 19, 2009
MTO Average		23.67	2.31	3.60	66.06
Total Average		23.67	2.31	3.60	66.06

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Wall St Exchange	MTO	4.08	-0.08	1.96	3.92	Next day	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	4.08	1.00	3.04	6.08	Next day	Nationwide	Sep 19, 2009
Emirates International Exchange	MTO	4.08	1.08	3.12	6.24	Next day	Nationwide	Sep 19, 2009
Al Ansari	MTO	4.08	1.69	3.73	7.46	Next day	Nationwide	Sep 19, 2009
Lari	MTO	4.08	1.92	3.96	7.92	2 days	Nationwide	Sep 19, 2009
UAE Exchange	MTO	4.08	2.23	4.27	8.54	Next day	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	8.16	0.31	4.39	8.78	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	5.44	1.69	4.41	8.82	Less than one hour	Nationwide	Sep 19, 2009
MoneyGram	MTO	8.16	1.61	5.69	11.38	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	9.52	1.77	6.53	13.06	Less than one hour	Nationwide	Sep 19, 2009
Emirates International Exchange	MTO	9.52	1.77	6.53	13.06	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	9.52	1.77	6.53	13.06	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	9.52	1.92	6.68	13.36	Less than one hour	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	4.08	7.45	9.49	18.98	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	8.16	8.60	12.68	25.36	Less than one hour	Nationwide	Sep 19, 2009
MTO Average		6.44	2.31	5.53	11.06
Total Average		6.44	2.31	5.53	11.06

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Wall St Exchange	MTO	4.09	-0.08	0.74	3.70	Next day	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	4.09	1.00	1.82	9.10	Next day	Nationwide	Sep 19, 2009
Emirates International Exchange	MTO	4.09	1.08	1.89	9.45	Next day	Nationwide	Sep 19, 2009
Wall St Exchange	MTO	8.17	0.31	1.94	9.70	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	4.09	1.69	2.51	12.55	Next day	Nationwide	Sep 19, 2009
Lari	MTO	4.09	1.92	2.74	13.70	2 days	Nationwide	Sep 19, 2009
Al Ansari	MTO	5.45	1.69	2.78	13.90	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	4.09	2.23	3.04	15.20	Next day	Nationwide	Sep 19, 2009
MoneyGram	MTO	8.17	1.61	3.25	16.25	Less than one hour	Nationwide	Sep 19, 2009
Al Ansari	MTO	9.54	1.77	3.67	18.35	Less than one hour	Nationwide	Sep 19, 2009
Emirates International Exchange	MTO	9.54	1.77	3.67	18.35	Less than one hour	Nationwide	Sep 19, 2009
Western Union	MTO	9.54	1.77	3.67	18.35	Less than one hour	Nationwide	Sep 19, 2009
Lari	MTO	9.54	1.92	3.83	19.15	Less than one hour	Nationwide	Sep 19, 2009
Al Fardan Exchange	MTO	4.09	7.45	8.27	41.35	Less than one hour	Nationwide	Sep 19, 2009
UAE Exchange	MTO	8.17	8.60	10.24	51.20	Less than one hour	Nationwide	Sep 19, 2009
MTO Average		6.45	2.31	3.60	18.00
Total Average		6.45	2.31	3.60	18.00

Remitting from United Arab Emirates to Sri Lanka

Collection period for Third quarter 2009

See prices in AED | USD

7351835

				Total cost
Firm name	Firm type	Fee (AED)	Exchange rate margin (%)	Percent (%)	AED	Transfer speed	Network Coverage	Date
Al Ansari	MTO	5.00	0.80	1.48	10.88	2 days	Nationwide	Sep 25, 2009
UAE Exchange	MTO	5.00	1.28	1.96	14.41	2 days	Nationwide	Sep 25, 2009
Wall St Exchange	MTO	15.00	0.00	2.04	14.99	6 days or more	Nationwide	Sep 25, 2009
Al Ansari	MTO	15.00	0.80	2.84	20.87	2 days	Nationwide	Sep 25, 2009
Al Fardan Exchange	MTO	15.00	0.96	3.00	22.05	2 days	Nationwide	Sep 25, 2009
UAE Exchange	MTO	15.00	1.28	3.32	24.40	2 days	Nationwide	Sep 25, 2009
MoneyGram	MTO	20.00	0.80	3.52	25.87	Less than one hour	Nationwide	Sep 25, 2009
Western Union	MTO	15.00	1.57	3.61	26.53	Less than one hour	Nationwide	Sep 25, 2009
Lari	MTO	15.00	1.60	3.64	26.75	Next day	Nationwide	Sep 25, 2009
Lari	MTO	20.00	1.60	4.32	31.75	Less than one hour	Nationwide	Sep 25, 2009
UAE Exchange	MTO	20.00	13.54	16.26	119.51	Less than one hour	Nationwide	Sep 25, 2009
Al Ansari	MTO	15.00	15.84	17.88	131.42	Less than one hour	Nationwide	Sep 25, 2009
Al Fardan Exchange	MTO	20.00	15.78	18.50	135.98	Less than one hour	Nationwide	Sep 25, 2009
MTO Average		15.00	4.30	6.34	46.60
Total Average		15.00	4.30	6.34	46.60

	Total cost
Firm name	Firm type	Fee (AED)	Exchange rate margin (%)	Percent (%)	AED	Transfer speed	Network Coverage	Date
Wall St Exchange	MTO	15.00	0.00	0.82	15.05	6 days or more	Nationwide	Sep 25, 2009
Al Ansari	MTO	5.00	0.80	1.07	19.63	2 days	Nationwide	Sep 25, 2009
UAE Exchange	MTO	5.00	1.28	1.55	28.44	2 days	Nationwide	Sep 25, 2009
Al Ansari	MTO	15.00	0.80	1.62	29.73	2 days	Nationwide	Sep 25, 2009
Al Fardan Exchange	MTO	15.00	0.96	1.78	32.66	2 days	Nationwide	Sep 25, 2009
MoneyGram	MTO	20.00	0.80	1.89	34.68	Less than one hour	Nationwide	Sep 25, 2009
UAE Exchange	MTO	15.00	1.28	2.10	38.53	2 days	Nationwide	Sep 25, 2009
Western Union	MTO	15.00	1.57	2.39	43.86	Less than one hour	Nationwide	Sep 25, 2009
Lari	MTO	15.00	1.60	2.42	44.41	Next day	Nationwide	Sep 25, 2009
Lari	MTO	20.00	1.60	2.69	49.36	Less than one hour	Nationwide	Sep 25, 2009
UAE Exchange	MTO	20.00	13.54	14.63	268.46	Less than one hour	Nationwide	Sep 25, 2009
Al Ansari	MTO	15.00	15.84	16.66	305.71	Less than one hour	Nationwide	Sep 25, 2009
Al Fardan Exchange	MTO	20.00	15.78	16.87	309.56	Less than one hour	Nationwide	Sep 25, 2009
MTO Average		15.00	4.30	5.11	93.77
Total Average		15.00	4.30	5.11	93.77

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Al Ansari	MTO	1.36	0.80	1.48	2.96	2 days	Nationwide	Sep 25, 2009
UAE Exchange	MTO	1.36	1.28	1.96	3.92	2 days	Nationwide	Sep 25, 2009
Wall St Exchange	MTO	4.08	0.00	2.04	4.08	6 days or more	Nationwide	Sep 25, 2009
Al Ansari	MTO	4.08	0.80	2.84	5.68	2 days	Nationwide	Sep 25, 2009
Al Fardan Exchange	MTO	4.08	0.96	3.00	6.00	2 days	Nationwide	Sep 25, 2009
UAE Exchange	MTO	4.08	1.28	3.32	6.64	2 days	Nationwide	Sep 25, 2009
MoneyGram	MTO	5.44	0.80	3.52	7.04	Less than one hour	Nationwide	Sep 25, 2009
Western Union	MTO	4.08	1.57	3.61	7.22	Less than one hour	Nationwide	Sep 25, 2009
Lari	MTO	4.08	1.60	3.64	7.28	Next day	Nationwide	Sep 25, 2009
Lari	MTO	5.44	1.60	4.32	8.64	Less than one hour	Nationwide	Sep 25, 2009
UAE Exchange	MTO	5.44	13.54	16.26	32.52	Less than one hour	Nationwide	Sep 25, 2009
Al Ansari	MTO	4.08	15.84	17.88	35.76	Less than one hour	Nationwide	Sep 25, 2009
Al Fardan Exchange	MTO	5.44	15.78	18.50	37.00	Less than one hour	Nationwide	Sep 25, 2009
MTO Average		4.08	4.30	6.34	12.68
Total Average		4.08	4.30	6.34	12.68