Russian Federation

The following tables show how much it costs to remit money from Russian Federation to

- Armenia
- Azerbaijan
- Belarus
- Estonia
- Georgia
- Kazakhstan
- Kyrgyz Republic
- Latvia
- Lithuania
- Moldova
- Tajikistan
- Ukraine
- Uzbekistan

Note: Corridor averages are unweighted and do not reflect the market shares of the different firms that compose the average. For comparability purposes, the two initial USD reference amounts of $200 and $500 were kept. In the third quarter of 2009, the amounts in local currency were adjusted in order to reflect foreign exchange fluctuations.

How much does it cost to remit?

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Find out by selecting sending and receiving countries below:

Remitting from Russian Federation to Armenia

Collection period for Third quarter 2009 | First quarter 2009 | 2008

See prices in RUB | USD

630015700

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Interexpress	MTO	63.00	0.00	1.00	63.00	Less than one hour	Nationwide	Aug 24, 2009
Unistream	MTO	76.23	0.00	1.21	76.23	Less than one hour	Nationwide	Aug 24, 2009
Anelik	MTO	94.50	0.00	1.50	94.50	Less than one hour	Nationwide	Aug 24, 2009
Leader-Exclusive	MTO	94.65	0.00	1.50	94.50	Less than one hour	Nationwide	Aug 24, 2009
Blizko	MTO	110.00	0.00	1.75	110.25	Less than one hour	Nationwide	Aug 24, 2009
Leader	MTO	126.20	0.00	2.00	126.00	Less than one hour	Nationwide	Aug 24, 2009
Migom	MTO	160.00	0.00	2.54	160.02	Less than one hour	Nationwide	Aug 24, 2009
Contact	MTO	189.00	0.00	3.00	189.00	Less than one hour	Nationwide	Aug 24, 2009
MTO Average		114.20	0.00	1.81	114.03
Total Average		114.20	0.00	1.81	114.03
Total Average in First Quarter 2009		97.07	0.00	2.05	129.15

	Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Interexpress	MTO	63.00	0.00	0.40	62.80	Less than one hour	Nationwide	Aug 24, 2009
Unistream	MTO	75.60	0.00	0.48	75.36	Less than one hour	Nationwide	Aug 24, 2009
Anelik	MTO	236.25	0.00	1.50	235.50	Less than one hour	Nationwide	Aug 24, 2009
Leader-Exclusive	MTO	236.62	0.00	1.51	237.07	Less than one hour	Nationwide	Aug 24, 2009
Blizko	MTO	300.00	0.00	1.91	299.87	Less than one hour	Nationwide	Aug 24, 2009
Leader	MTO	315.50	0.00	2.01	315.57	Less than one hour	Nationwide	Aug 24, 2009
Migom	MTO	350.00	0.00	2.23	350.11	Less than one hour	Nationwide	Aug 24, 2009
Contact	MTO	471.00	0.00	3.00	471.00	Less than one hour	Nationwide	Aug 24, 2009
MTO Average		256.00	0.00	1.63	255.91
Total Average		256.00	0.00	1.63	255.91
Total Average in First Quarter 2009		242.67	0.00	2.05	321.85

Corridor note

In this corridor RSPs send and pay out in RUB. At the point of collection, the money may be converted to the local currency. Remittance recipients may incur an additional cost (not shown here) if and when converting the RUB to the local currency. The 0% in the exchange rate margin does NOT necessarily mean that there is no exchange rate cost, but rather that this cost is not known by the sender at the time of sending.

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Interexpress	MTO	2.00	0.00	1.00	2.00	Less than one hour	Nationwide	Aug 24, 2009
Unistream	MTO	2.42	0.00	1.21	2.42	Less than one hour	Nationwide	Aug 24, 2009
Anelik	MTO	3.00	0.00	1.50	3.00	Less than one hour	Nationwide	Aug 24, 2009
Leader-Exclusive	MTO	3.00	0.00	1.50	3.00	Less than one hour	Nationwide	Aug 24, 2009
Blizko	MTO	3.48	0.00	1.75	3.50	Less than one hour	Nationwide	Aug 24, 2009
Leader	MTO	4.00	0.00	2.00	4.00	Less than one hour	Nationwide	Aug 24, 2009
Migom	MTO	4.99	0.00	2.54	5.08	Less than one hour	Nationwide	Aug 24, 2009
Contact	MTO	6.00	0.00	3.00	6.00	Less than one hour	Nationwide	Aug 24, 2009
MTO Average		3.61	0.00	1.81	3.62
Total Average		3.61	0.00	1.81	3.62
Total Average in First Quarter 2009		4.10	0.00	2.05	4.10

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Interexpress	MTO	2.00	0.00	0.40	2.00	Less than one hour	Nationwide	Aug 24, 2009
Unistream	MTO	2.40	0.00	0.48	2.40	Less than one hour	Nationwide	Aug 24, 2009
Anelik	MTO	7.50	0.00	1.50	7.50	Less than one hour	Nationwide	Aug 24, 2009
Leader-Exclusive	MTO	7.50	0.00	1.51	7.55	Less than one hour	Nationwide	Aug 24, 2009
Blizko	MTO	9.48	0.00	1.91	9.55	Less than one hour	Nationwide	Aug 24, 2009
Leader	MTO	10.00	0.00	2.01	10.05	Less than one hour	Nationwide	Aug 24, 2009
Migom	MTO	10.92	0.00	2.23	11.15	Less than one hour	Nationwide	Aug 24, 2009
Contact	MTO	14.95	0.00	3.00	15.00	Less than one hour	Nationwide	Aug 24, 2009
MTO Average		8.09	0.00	1.63	8.15
Total Average		8.09	0.00	1.63	8.15
Total Average in First Quarter 2009		10.24	0.00	2.05	10.25

Corridor note

4739.1411847.85

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Interexpress (Location1)	MTO	68.78	0.00	1.45	68.72	Less than one hour	Nationwide	Feb 05, 2009
Anelik	MTO	71.09	0.00	1.50	71.09	Less than one hour	Nationwide	Feb 05, 2009
Leader-Exclusive	MTO	71.09	0.00	1.50	71.09	Less than one hour	Nationwide	Feb 05, 2009
Unistream (Location1)	MTO	71.39	0.00	1.51	71.56	Less than one hour	Nationwide	Feb 05, 2009
Blizko	MTO	78.16	0.00	1.65	78.20	Less than one hour	Nationwide	Feb 05, 2009
Migom	MTO	91.19	0.00	1.92	90.99	Less than one hour	Nationwide	Feb 05, 2009
Leader	MTO	94.78	0.00	2.00	94.78	Less than one hour	Nationwide	Feb 05, 2009
Unistream (Location2)	MTO	95.10	0.00	2.01	95.26	Less than one hour	Nationwide	Feb 05, 2009
Interexpress (Location2)	MTO	114.64	0.00	2.42	114.69	Less than one hour	Nationwide	Feb 05, 2009
Contact	MTO	142.17	0.00	3.00	142.17	Less than one hour	Nationwide	Feb 05, 2009
Western Union	MTO	169.35	0.00	3.57	169.19	Less than one hour	Nationwide	Feb 05, 2009
MTO Average		97.07	0.00	2.05	97.15
Total Average		97.07	0.00	2.05	97.15
Total Average in 2008		114.43	0.00	2.41	114.21

	Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Interexpress (Location1)	MTO	171.95	0.00	1.45	171.79	Less than one hour	Nationwide	Feb 05, 2009
Anelik	MTO	177.72	0.00	1.50	177.72	Less than one hour	Nationwide	Feb 05, 2009
Leader-Exclusive	MTO	177.72	0.00	1.50	177.72	Less than one hour	Nationwide	Feb 05, 2009
Unistream (Location1)	MTO	178.47	0.00	1.51	178.90	Less than one hour	Nationwide	Feb 05, 2009
Blizko	MTO	195.40	0.00	1.65	195.49	Less than one hour	Nationwide	Feb 05, 2009
Migom	MTO	227.97	0.00	1.92	227.48	Less than one hour	Nationwide	Feb 05, 2009
Leader	MTO	236.96	0.00	2.00	236.96	Less than one hour	Nationwide	Feb 05, 2009
Unistream (Location2)	MTO	237.74	0.00	2.01	238.14	Less than one hour	Nationwide	Feb 05, 2009
Interexpress (Location2)	MTO	286.59	0.00	2.42	286.72	Less than one hour	Nationwide	Feb 05, 2009
Contact	MTO	355.44	0.00	3.00	355.44	Less than one hour	Nationwide	Feb 05, 2009
Western Union	MTO	423.37	0.00	3.57	422.97	Less than one hour	Nationwide	Feb 05, 2009
MTO Average		242.67	0.00	2.05	242.88
Total Average		242.67	0.00	2.05	242.88
Total Average in 2008		264.82	0.00	2.24	265.39

Corridor note

RSPs are not able to quote the amount to be received in local currency. The 0% in the exchange rate margin does NOT necessarily mean that there is no exchange rate cost, but rather that this cost is not known by the sender at the time of sending.

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Interexpress (Location1)	MTO	2.90	0.00	1.45	2.90	Less than one hour	Nationwide	Feb 05, 2009
Anelik	MTO	3.00	0.00	1.50	3.00	Less than one hour	Nationwide	Feb 05, 2009
Leader-Exclusive	MTO	3.00	0.00	1.50	3.00	Less than one hour	Nationwide	Feb 05, 2009
Unistream (Location1)	MTO	3.01	0.00	1.51	3.02	Less than one hour	Nationwide	Feb 05, 2009
Blizko	MTO	3.30	0.00	1.65	3.30	Less than one hour	Nationwide	Feb 05, 2009
Migom	MTO	3.85	0.00	1.92	3.84	Less than one hour	Nationwide	Feb 05, 2009
Leader	MTO	4.00	0.00	2.00	4.00	Less than one hour	Nationwide	Feb 05, 2009
Unistream (Location2)	MTO	4.01	0.00	2.01	4.02	Less than one hour	Nationwide	Feb 05, 2009
Interexpress (Location2)	MTO	4.84	0.00	2.42	4.84	Less than one hour	Nationwide	Feb 05, 2009
Contact	MTO	6.00	0.00	3.00	6.00	Less than one hour	Nationwide	Feb 05, 2009
Western Union	MTO	7.15	0.00	3.57	7.14	Less than one hour	Nationwide	Feb 05, 2009
MTO Average		4.10	0.00	2.05	4.10
Total Average		4.10	0.00	2.05	4.10
Total Average in 2008		4.83	0.00	2.41	4.82

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Interexpress (Location1)	MTO	7.26	0.00	1.45	7.25	Less than one hour	Nationwide	Feb 05, 2009
Anelik	MTO	7.50	0.00	1.50	7.50	Less than one hour	Nationwide	Feb 05, 2009
Leader-Exclusive	MTO	7.50	0.00	1.50	7.50	Less than one hour	Nationwide	Feb 05, 2009
Unistream (Location1)	MTO	7.53	0.00	1.51	7.55	Less than one hour	Nationwide	Feb 05, 2009
Blizko	MTO	8.25	0.00	1.65	8.25	Less than one hour	Nationwide	Feb 05, 2009
Migom	MTO	9.62	0.00	1.92	9.60	Less than one hour	Nationwide	Feb 05, 2009
Leader	MTO	10.00	0.00	2.00	10.00	Less than one hour	Nationwide	Feb 05, 2009
Unistream (Location2)	MTO	10.03	0.00	2.01	10.05	Less than one hour	Nationwide	Feb 05, 2009
Interexpress (Location2)	MTO	12.09	0.00	2.42	12.10	Less than one hour	Nationwide	Feb 05, 2009
Contact	MTO	15.00	0.00	3.00	15.00	Less than one hour	Nationwide	Feb 05, 2009
Western Union	MTO	17.87	0.00	3.57	17.85	Less than one hour	Nationwide	Feb 05, 2009
MTO Average		10.24	0.00	2.05	10.25
Total Average		10.24	0.00	2.05	10.25
Total Average in 2008		11.18	0.00	2.24	11.20

Corridor note

4739.1411847.85

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Blizko	MTO	70.00	0.00	1.48	70.14	1 minute	-	Jun 05, 2008
Anelik	MTO	71.09	0.00	1.50	71.09	<24 hours	-	Jun 05, 2008
Interexpress	MTO	71.09	0.00	1.50	71.09	15 minutes	-	Jun 05, 2008
Unistream	MTO	71.09	0.00	1.50	71.09	10 minutes	-	Jun 05, 2008
Migom	MTO	90.00	0.00	1.90	90.04	5-10 minutes	-	Jun 05, 2008
Contact	MTO	142.17	0.00	3.00	142.17	15 minutes - 24 hours	-	Jun 05, 2008
Bistraya Pochta (Fast Mail)	Bank/Post office	150.00	0.00	3.17	150.23	1-15 minutes	-	Jun 05, 2008
Western Union	MTO	250.00	0.00	5.28	250.23	15 minutes	-	Jun 05, 2008
Bank/Post office Average		150.00	0.00	3.17	150.23
MTO Average		109.35	0.00	2.31	109.47
Total Average		114.43	0.00	2.41	114.21
First Quarter 2009		97.07	0.00	2.05	97.15

	Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Anelik	MTO	177.72	0.00	1.50	177.72	<24 hours	-	Jun 05, 2008
Unistream	MTO	177.72	0.00	1.50	177.72	10 minutes	-	Jun 05, 2008
Interexpress	MTO	177.72	0.00	1.50	177.72	15 minutes	-	Jun 05, 2008
Blizko	MTO	180.00	0.00	1.52	180.09	1 minute	-	Jun 05, 2008
Migom	MTO	250.00	0.00	2.11	249.99	5-10 minutes	-	Jun 05, 2008
Bistraya Pochta (Fast Mail)	Bank/Post office	300.00	0.00	2.53	299.75	1-15 minutes	-	Jun 05, 2008
Contact	MTO	355.44	0.00	3.00	355.44	15 minutes - 24 hours	-	Jun 05, 2008
Western Union	MTO	500.00	0.00	4.22	499.98	15 minutes	-	Jun 05, 2008
Bank/Post office Average		300.00	0.00	2.53	299.75
MTO Average		259.80	0.00	2.19	259.47
Total Average		264.82	0.00	2.24	265.39
First Quarter 2009		242.67	0.00	2.05	242.88

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Blizko	MTO	2.95	0.00	1.48	2.96	1 minute	-	Jun 05, 2008
Anelik	MTO	3.00	0.00	1.50	3.00	<24 hours	-	Jun 05, 2008
Interexpress	MTO	3.00	0.00	1.50	3.00	15 minutes	-	Jun 05, 2008
Unistream	MTO	3.00	0.00	1.50	3.00	10 minutes	-	Jun 05, 2008
Migom	MTO	3.80	0.00	1.90	3.80	5-10 minutes	-	Jun 05, 2008
Contact	MTO	6.00	0.00	3.00	6.00	15 minutes - 24 hours	-	Jun 05, 2008
Bistraya Pochta (Fast Mail)	Bank/Post office	6.33	0.00	3.17	6.34	1-15 minutes	-	Jun 05, 2008
Western Union	MTO	10.55	0.00	5.28	10.56	15 minutes	-	Jun 05, 2008
Bank/Post office Average		6.33	0.00	3.17	6.34
MTO Average		4.61	0.00	2.31	4.62
Total Average		4.83	0.00	2.41	4.82
First Quarter 2009		4.10	0.00	2.05	4.10

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Anelik	MTO	7.50	0.00	1.50	7.50	<24 hours	-	Jun 05, 2008
Unistream	MTO	7.50	0.00	1.50	7.50	10 minutes	-	Jun 05, 2008
Interexpress	MTO	7.50	0.00	1.50	7.50	15 minutes	-	Jun 05, 2008
Blizko	MTO	7.60	0.00	1.52	7.60	1 minute	-	Jun 05, 2008
Migom	MTO	10.55	0.00	2.11	10.55	5-10 minutes	-	Jun 05, 2008
Bistraya Pochta (Fast Mail)	Bank/Post office	12.66	0.00	2.53	12.65	1-15 minutes	-	Jun 05, 2008
Contact	MTO	15.00	0.00	3.00	15.00	15 minutes - 24 hours	-	Jun 05, 2008
Western Union	MTO	21.10	0.00	4.22	21.10	15 minutes	-	Jun 05, 2008
Bank/Post office Average		12.66	0.00	2.53	12.65
MTO Average		10.96	0.00	2.19	10.95
Total Average		11.18	0.00	2.24	11.20
First Quarter 2009		10.24	0.00	2.05	10.25

Corridor note

Remitting from Russian Federation to Azerbaijan

Collection period for Third quarter 2009 | First quarter 2009 | 2008

See prices in RUB | USD

630015700

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Leader-Econom	MTO	75.72	0.00	1.20	75.60	Less than one hour	Nationwide	Aug 26, 2009
Leader-Exclusive	MTO	94.65	0.00	1.50	94.50	Less than one hour	Nationwide	Aug 26, 2009
Leader	MTO	126.20	0.00	2.00	126.00	Less than one hour	Nationwide	Aug 26, 2009
Migom	MTO	160.00	0.00	2.54	160.02	Less than one hour	Nationwide	Aug 26, 2009
Contact	MTO	189.00	0.00	3.00	189.00	Less than one hour	Nationwide	Aug 26, 2009
Western Union	MTO	300.00	0.00	4.76	299.88	Less than one hour	Nationwide	Aug 26, 2009
MTO Average		157.60	0.00	2.50	157.50
Total Average		157.60	0.00	2.50	157.50
Total Average in First Quarter 2009		104.24	0.00	2.20	138.60

	Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Leader-Econom	MTO	189.30	0.00	1.21	189.97	Less than one hour	Nationwide	Aug 26, 2009
Leader-Exclusive	MTO	236.62	0.00	1.51	237.07	Less than one hour	Nationwide	Aug 26, 2009
Leader	MTO	315.50	0.00	2.01	315.57	Less than one hour	Nationwide	Aug 26, 2009
Migom	MTO	350.00	0.00	2.23	350.11	Less than one hour	Nationwide	Aug 26, 2009
Contact	MTO	471.00	0.00	3.00	471.00	Less than one hour	Nationwide	Aug 26, 2009
Western Union	MTO	550.00	0.00	3.50	549.50	Less than one hour	Nationwide	Aug 26, 2009
MTO Average		352.07	0.00	2.24	351.68
Total Average		352.07	0.00	2.24	351.68
Total Average in First Quarter 2009		260.60	0.00	2.20	345.40

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Leader-Econom	MTO	2.40	0.00	1.20	2.40	Less than one hour	Nationwide	Aug 26, 2009
Leader-Exclusive	MTO	3.00	0.00	1.50	3.00	Less than one hour	Nationwide	Aug 26, 2009
Leader	MTO	4.00	0.00	2.00	4.00	Less than one hour	Nationwide	Aug 26, 2009
Migom	MTO	4.99	0.00	2.54	5.08	Less than one hour	Nationwide	Aug 26, 2009
Contact	MTO	6.00	0.00	3.00	6.00	Less than one hour	Nationwide	Aug 26, 2009
Western Union	MTO	9.36	0.00	4.76	9.52	Less than one hour	Nationwide	Aug 26, 2009
MTO Average		4.96	0.00	2.50	5.00
Total Average		4.96	0.00	2.50	5.00
Total Average in First Quarter 2009		4.40	0.00	2.20	4.40

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Leader-Econom	MTO	6.00	0.00	1.21	6.05	Less than one hour	Nationwide	Aug 26, 2009
Leader-Exclusive	MTO	7.50	0.00	1.51	7.55	Less than one hour	Nationwide	Aug 26, 2009
Leader	MTO	10.00	0.00	2.01	10.05	Less than one hour	Nationwide	Aug 26, 2009
Migom	MTO	10.92	0.00	2.23	11.15	Less than one hour	Nationwide	Aug 26, 2009
Contact	MTO	14.95	0.00	3.00	15.00	Less than one hour	Nationwide	Aug 26, 2009
Western Union	MTO	17.46	0.00	3.50	17.50	Less than one hour	Nationwide	Aug 26, 2009
MTO Average		11.14	0.00	2.24	11.20
Total Average		11.14	0.00	2.24	11.20
Total Average in First Quarter 2009		11.00	0.00	2.20	11.00

Corridor note

4739.1411847.85

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Leader-Econom	MTO	56.87	0.00	1.20	56.87	Less than one hour	Nationwide	Feb 05, 2009
Leader-Exclusive	MTO	71.09	0.00	1.50	71.09	Less than one hour	Nationwide	Feb 05, 2009
Migom	MTO	91.19	0.00	1.92	90.99	Less than one hour	Nationwide	Feb 05, 2009
Leader	MTO	94.78	0.00	2.00	94.78	Less than one hour	Nationwide	Feb 05, 2009
Contact	MTO	142.17	0.00	3.00	142.17	Less than one hour	Nationwide	Feb 05, 2009
Western Union	MTO	169.35	0.00	3.57	169.19	Less than one hour	Nationwide	Feb 05, 2009
MTO Average		104.24	0.00	2.20	104.26
Total Average		104.24	0.00	2.20	104.26
Total Average in 2008		146.94	0.00	3.10	146.91

	Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Leader-Econom	MTO	142.17	0.00	1.20	142.17	Less than one hour	Nationwide	Feb 05, 2009
Leader-Exclusive	MTO	177.72	0.00	1.50	177.72	Less than one hour	Nationwide	Feb 05, 2009
Migom	MTO	227.97	0.00	1.92	227.48	Less than one hour	Nationwide	Feb 05, 2009
Leader	MTO	236.96	0.00	2.00	236.96	Less than one hour	Nationwide	Feb 05, 2009
Contact	MTO	355.44	0.00	3.00	355.44	Less than one hour	Nationwide	Feb 05, 2009
Western Union	MTO	423.37	0.00	3.57	422.97	Less than one hour	Nationwide	Feb 05, 2009
MTO Average		260.60	0.00	2.20	260.65
Total Average		260.60	0.00	2.20	260.65
Total Average in 2008		312.35	0.00	2.64	312.78

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Leader-Econom	MTO	2.40	0.00	1.20	2.40	Less than one hour	Nationwide	Feb 05, 2009
Leader-Exclusive	MTO	3.00	0.00	1.50	3.00	Less than one hour	Nationwide	Feb 05, 2009
Migom	MTO	3.85	0.00	1.92	3.84	Less than one hour	Nationwide	Feb 05, 2009
Leader	MTO	4.00	0.00	2.00	4.00	Less than one hour	Nationwide	Feb 05, 2009
Contact	MTO	6.00	0.00	3.00	6.00	Less than one hour	Nationwide	Feb 05, 2009
Western Union	MTO	7.15	0.00	3.57	7.14	Less than one hour	Nationwide	Feb 05, 2009
MTO Average		4.40	0.00	2.20	4.40
Total Average		4.40	0.00	2.20	4.40
Total Average in 2008		6.20	0.00	3.10	6.20

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Leader-Econom	MTO	6.00	0.00	1.20	6.00	Less than one hour	Nationwide	Feb 05, 2009
Leader-Exclusive	MTO	7.50	0.00	1.50	7.50	Less than one hour	Nationwide	Feb 05, 2009
Migom	MTO	9.62	0.00	1.92	9.60	Less than one hour	Nationwide	Feb 05, 2009
Leader	MTO	10.00	0.00	2.00	10.00	Less than one hour	Nationwide	Feb 05, 2009
Contact	MTO	15.00	0.00	3.00	15.00	Less than one hour	Nationwide	Feb 05, 2009
Western Union	MTO	17.87	0.00	3.57	17.85	Less than one hour	Nationwide	Feb 05, 2009
MTO Average		11.00	0.00	2.20	11.00
Total Average		11.00	0.00	2.20	11.00
Total Average in 2008		13.18	0.00	2.64	13.20

Corridor note

4739.1411847.85

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Leader	MTO	71.09	0.00	1.50	71.09	10-15 minutes	-	Jun 05, 2008
Interexpress - to Zamin Bank, Mugan' Bank	MTO	94.78	0.00	2.00	94.78	15 minutes	-	Jun 05, 2008
Unistream	MTO	94.78	0.00	2.00	94.78	10 minutes	-	Jun 05, 2008
Interexpress - to all banks	MTO	132.70	0.00	2.80	132.70	15 minutes	-	Jun 05, 2008
Contact	MTO	142.17	0.00	3.00	142.17	15 minutes - 24 hours	-	Jun 05, 2008
Bistraya Pochta (Fast Mail)	Bank/Post office	150.00	0.00	3.17	150.23	15 minutes	-	Jun 05, 2008
PrivateMoney	MTO	240.00	0.00	5.06	239.80	10 minutes	-	Jun 05, 2008
Western Union	MTO	250.00	0.00	5.28	250.23	15 minutes	-	Jun 05, 2008
Bank/Post office Average		150.00	0.00	3.17	150.23
MTO Average		146.50	0.00	3.09	146.44
Total Average		146.94	0.00	3.10	146.91
First Quarter 2009		104.24	0.00	2.20	104.26

	Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Leader	MTO	177.72	0.00	1.50	177.72	10-15 minutes	-	Jun 05, 2008
Interexpress - to Zamin Bank, Mugan' Bank	MTO	236.96	0.00	2.00	236.96	15 minutes	-	Jun 05, 2008
Unistream	MTO	236.96	0.00	2.00	236.96	10 minutes	-	Jun 05, 2008
Bistraya Pochta (Fast Mail)	Bank/Post office	300.00	0.00	2.53	299.75	15 minutes	-	Jun 05, 2008
Interexpress - to all banks	MTO	331.74	0.00	2.80	331.74	15 minutes	-	Jun 05, 2008
Contact	MTO	355.44	0.00	3.00	355.44	15 minutes - 24 hours	-	Jun 05, 2008
PrivateMoney	MTO	360.00	0.00	3.04	360.17	10 minutes	-	Jun 05, 2008
Western Union	MTO	500.00	0.00	4.22	499.98	15 minutes	-	Jun 05, 2008
Bank/Post office Average		300.00	0.00	2.53	299.75
MTO Average		314.12	0.00	2.65	313.97
Total Average		312.35	0.00	2.64	312.78
First Quarter 2009		260.60	0.00	2.20	260.65

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Leader	MTO	3.00	0.00	1.50	3.00	10-15 minutes	-	Jun 05, 2008
Interexpress - to Zamin Bank, Mugan' Bank	MTO	4.00	0.00	2.00	4.00	15 minutes	-	Jun 05, 2008
Unistream	MTO	4.00	0.00	2.00	4.00	10 minutes	-	Jun 05, 2008
Interexpress - to all banks	MTO	5.60	0.00	2.80	5.60	15 minutes	-	Jun 05, 2008
Contact	MTO	6.00	0.00	3.00	6.00	15 minutes - 24 hours	-	Jun 05, 2008
Bistraya Pochta (Fast Mail)	Bank/Post office	6.33	0.00	3.17	6.34	15 minutes	-	Jun 05, 2008
PrivateMoney	MTO	10.13	0.00	5.06	10.12	10 minutes	-	Jun 05, 2008
Western Union	MTO	10.55	0.00	5.28	10.56	15 minutes	-	Jun 05, 2008
Bank/Post office Average		6.33	0.00	3.17	6.34
MTO Average		6.18	0.00	3.09	6.18
Total Average		6.20	0.00	3.10	6.20
First Quarter 2009		4.40	0.00	2.20	4.40

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Leader	MTO	7.50	0.00	1.50	7.50	10-15 minutes	-	Jun 05, 2008
Interexpress - to Zamin Bank, Mugan' Bank	MTO	10.00	0.00	2.00	10.00	15 minutes	-	Jun 05, 2008
Unistream	MTO	10.00	0.00	2.00	10.00	10 minutes	-	Jun 05, 2008
Bistraya Pochta (Fast Mail)	Bank/Post office	12.66	0.00	2.53	12.65	15 minutes	-	Jun 05, 2008
Interexpress - to all banks	MTO	14.00	0.00	2.80	14.00	15 minutes	-	Jun 05, 2008
Contact	MTO	15.00	0.00	3.00	15.00	15 minutes - 24 hours	-	Jun 05, 2008
PrivateMoney	MTO	15.19	0.00	3.04	15.20	10 minutes	-	Jun 05, 2008
Western Union	MTO	21.10	0.00	4.22	21.10	15 minutes	-	Jun 05, 2008
Bank/Post office Average		12.66	0.00	2.53	12.65
MTO Average		13.26	0.00	2.65	13.25
Total Average		13.18	0.00	2.64	13.20
First Quarter 2009		11.00	0.00	2.20	11.00

Corridor note

Remitting from Russian Federation to Belarus

Collection period for Third quarter 2009 | First quarter 2009 | 2008

See prices in RUB | USD

See prices in USD

630015700

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Anelik	MTO	94.50	0.00	1.50	94.50	Next day	Urban only	Sep 16, 2009
Faster	MTO	94.50	0.00	1.50	94.50	Less than one hour	Urban only	Sep 16, 2009
Blizko	MTO	126.00	0.00	2.00	126.00	Less than one hour	Nationwide	Sep 16, 2009
Unistream	MTO	132.30	0.00	2.10	132.30	Less than one hour	Nationwide	Sep 16, 2009
Bistraya Pochta (Fast Mail)	Bank/Post office	157.50	0.00	2.50	157.50	Less than one hour	Urban only	Sep 16, 2009
MoneyGram	MTO	157.50	0.00	2.50	157.50	Less than one hour	Nationwide	Sep 16, 2009
Migom	MTO	160.00	0.00	2.54	160.02	Less than one hour	Nationwide	Sep 16, 2009
Contact	MTO	189.00	0.00	3.00	189.00	Next day	Nationwide	Sep 16, 2009
Western Union	MTO	300.00	0.00	4.76	299.88	Less than one hour	Nationwide	Sep 16, 2009
Bank/Post office Average		157.50	0.00	2.50	157.50
MTO Average		156.72	0.00	2.49	156.87
Total Average		156.81	0.00	2.49	156.87
Total Average in First Quarter 2009		99.11	0.00	2.09	131.67

	Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Anelik	MTO	235.50	0.00	1.50	235.50	Next day	Urban only	Sep 16, 2009
Faster	MTO	235.50	0.00	1.50	235.50	Less than one hour	Urban only	Sep 16, 2009
Bistraya Pochta (Fast Mail)	Bank/Post office	314.00	0.00	2.00	314.00	Less than one hour	Urban only	Sep 16, 2009
Blizko	MTO	314.00	0.00	2.00	314.00	Less than one hour	Nationwide	Sep 16, 2009
MoneyGram	MTO	314.00	0.00	2.00	314.00	Less than one hour	Nationwide	Sep 16, 2009
Unistream	MTO	329.70	0.00	2.10	329.70	Less than one hour	Nationwide	Sep 16, 2009
Migom	MTO	350.00	0.00	2.23	350.11	Less than one hour	Nationwide	Sep 16, 2009
Contact	MTO	471.00	0.00	3.00	471.00	Next day	Nationwide	Sep 16, 2009
Western Union	MTO	550.00	0.00	3.50	549.50	Less than one hour	Nationwide	Sep 16, 2009
Bank/Post office Average		314.00	0.00	2.00	314.00
MTO Average		349.96	0.00	2.23	350.11
Total Average		345.97	0.00	2.20	345.40
Total Average in First Quarter 2009		247.78	0.00	2.09	328.13

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Anelik	MTO	6.00	0.00	1.50	3.00	Next day	Urban only	Sep 16, 2009
Faster	MTO	3.00	0.00	1.50	3.00	Less than one hour	Urban only	Sep 16, 2009
Blizko	MTO	4.00	0.00	2.00	4.00	Less than one hour	Nationwide	Sep 16, 2009
Unistream	MTO	4.20	0.00	2.10	4.20	Less than one hour	Nationwide	Sep 16, 2009
Bistraya Pochta (Fast Mail)	Bank/Post office	5.00	0.00	2.50	5.00	Less than one hour	Urban only	Sep 16, 2009
MoneyGram	MTO	5.00	0.00	2.50	5.00	Less than one hour	Nationwide	Sep 16, 2009
Migom	MTO	5.00	0.00	2.54	5.08	Less than one hour	Nationwide	Sep 16, 2009
Contact	MTO	6.00	0.00	3.00	6.00	Next day	Nationwide	Sep 16, 2009
Western Union	MTO	6.00	0.00	4.76	9.52	Less than one hour	Nationwide	Sep 16, 2009
Bank/Post office Average		5.00	0.00	2.50	5.00
MTO Average		4.90	0.00	2.49	4.98
Total Average		4.91	0.00	2.49	4.98
Total Average in First Quarter 2009		4.18	0.00	2.09	4.18

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Anelik	MTO	15.00	0.00	1.50	7.50	Next day	Urban only	Sep 16, 2009
Faster	MTO	7.50	0.00	1.50	7.50	Less than one hour	Urban only	Sep 16, 2009
Bistraya Pochta (Fast Mail)	Bank/Post office	10.00	0.00	2.00	10.00	Less than one hour	Urban only	Sep 16, 2009
Blizko	MTO	10.00	0.00	2.00	10.00	Less than one hour	Nationwide	Sep 16, 2009
MoneyGram	MTO	10.00	0.00	2.00	10.00	Less than one hour	Nationwide	Sep 16, 2009
Unistream	MTO	10.50	0.00	2.10	10.50	Less than one hour	Nationwide	Sep 16, 2009
Migom	MTO	12.00	0.00	2.23	11.15	Less than one hour	Nationwide	Sep 16, 2009
Contact	MTO	15.00	0.00	3.00	15.00	Next day	Nationwide	Sep 16, 2009
Western Union	MTO	18.00	0.00	3.50	17.50	Less than one hour	Nationwide	Sep 16, 2009
Bank/Post office Average		10.00	0.00	2.00	10.00
MTO Average		12.25	0.00	2.23	11.15
Total Average		12.00	0.00	2.20	11.00
Total Average in First Quarter 2009		10.46	0.00	2.09	10.45

Corridor note

4739.1411847.85

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Anelik	MTO	71.09	0.00	1.50	71.09	Next day	Urban only	Feb 04, 2009
Blizko	MTO	78.16	0.00	1.65	78.20	Next day	Nationwide	Feb 04, 2009
Migom	MTO	91.19	0.00	1.92	90.99	Next day	Nationwide	Feb 04, 2009
Unistream	MTO	94.78	0.00	2.00	94.78	Less than one hour	Nationwide	Feb 04, 2009
Bistraya Pochta (Fast Mail)	Bank/Post office	94.78	0.00	2.00	94.78	Next day	Urban only	Feb 04, 2009
Faster	MTO	94.78	0.00	2.00	94.78	Less than one hour	Urban only	Feb 04, 2009
MoneyGram	MTO	94.78	0.00	2.00	94.78	Less than one hour	Nationwide	Feb 04, 2009
Western Union	MTO	130.27	0.00	2.75	130.33	Less than one hour	Nationwide	Feb 04, 2009
Contact	MTO	142.17	0.00	3.00	142.17	Next day	Nationwide	Feb 04, 2009
Bank/Post office Average		94.78	0.00	2.00	94.78
MTO Average		99.65	0.00	2.10	99.52
Total Average		99.11	0.00	2.09	99.05

	Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Anelik	MTO	177.72	0.00	1.50	177.72	Next day	Urban only	Feb 04, 2009
Blizko	MTO	195.40	0.00	1.65	195.49	Next day	Nationwide	Feb 04, 2009
Migom	MTO	227.97	0.00	1.92	227.48	Next day	Nationwide	Feb 04, 2009
Unistream	MTO	236.96	0.00	2.00	236.96	Less than one hour	Nationwide	Feb 04, 2009
Bistraya Pochta (Fast Mail)	Bank/Post office	236.96	0.00	2.00	236.96	Next day	Urban only	Feb 04, 2009
Faster	MTO	236.96	0.00	2.00	236.96	Less than one hour	Urban only	Feb 04, 2009
MoneyGram	MTO	236.96	0.00	2.00	236.96	Less than one hour	Nationwide	Feb 04, 2009
Western Union	MTO	325.67	0.00	2.75	325.82	Less than one hour	Nationwide	Feb 04, 2009
Contact	MTO	355.44	0.00	3.00	355.44	Next day	Nationwide	Feb 04, 2009
Bank/Post office Average		236.96	0.00	2.00	236.96
MTO Average		249.13	0.00	2.10	248.80
Total Average		247.78	0.00	2.09	247.62

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Anelik	MTO	3.00	0.00	1.50	3.00	Next day	Urban only	Feb 04, 2009
Blizko	MTO	3.30	0.00	1.65	3.30	Next day	Nationwide	Feb 04, 2009
Migom	MTO	3.85	0.00	1.92	3.84	Next day	Nationwide	Feb 04, 2009
Unistream	MTO	4.00	0.00	2.00	4.00	Less than one hour	Nationwide	Feb 04, 2009
Bistraya Pochta (Fast Mail)	Bank/Post office	4.00	0.00	2.00	4.00	Next day	Urban only	Feb 04, 2009
Faster	MTO	4.00	0.00	2.00	4.00	Less than one hour	Urban only	Feb 04, 2009
MoneyGram	MTO	4.00	0.00	2.00	4.00	Less than one hour	Nationwide	Feb 04, 2009
Western Union	MTO	5.50	0.00	2.75	5.50	Less than one hour	Nationwide	Feb 04, 2009
Contact	MTO	6.00	0.00	3.00	6.00	Next day	Nationwide	Feb 04, 2009
Bank/Post office Average		4.00	0.00	2.00	4.00
MTO Average		4.21	0.00	2.10	4.20
Total Average		4.18	0.00	2.09	4.18
Total Average in 2008		5.14	0.00	2.57	5.14

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Anelik	MTO	7.50	0.00	1.50	7.50	Next day	Urban only	Feb 04, 2009
Blizko	MTO	8.25	0.00	1.65	8.25	Next day	Nationwide	Feb 04, 2009
Migom	MTO	9.62	0.00	1.92	9.60	Next day	Nationwide	Feb 04, 2009
Unistream	MTO	10.00	0.00	2.00	10.00	Less than one hour	Nationwide	Feb 04, 2009
Bistraya Pochta (Fast Mail)	Bank/Post office	10.00	0.00	2.00	10.00	Next day	Urban only	Feb 04, 2009
Faster	MTO	10.00	0.00	2.00	10.00	Less than one hour	Urban only	Feb 04, 2009
MoneyGram	MTO	10.00	0.00	2.00	10.00	Less than one hour	Nationwide	Feb 04, 2009
Western Union	MTO	13.74	0.00	2.75	13.75	Less than one hour	Nationwide	Feb 04, 2009
Contact	MTO	15.00	0.00	3.00	15.00	Next day	Nationwide	Feb 04, 2009
Bank/Post office Average		10.00	0.00	2.00	10.00
MTO Average		10.51	0.00	2.10	10.50
Total Average		10.46	0.00	2.09	10.45
Total Average in 2008		12.75	0.00	2.55	12.75

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Blizko	MTO	4.00	0.00	2.00	4.00	1 day	-	May 28, 2008
Unistream	MTO	4.12	0.00	2.06	4.12	10 minutes	-	May 28, 2008
Bistraya Pochta (Fast Mail)	Bank/Post office	5.00	0.00	2.50	5.00	1 day	-	May 28, 2008
Migom	MTO	5.00	0.00	2.50	5.00	1 day	-	May 28, 2008
MoneyGram	MTO	5.00	0.00	2.50	5.00	10 minutes	-	May 28, 2008
Anelik	MTO	6.00	0.00	3.00	6.00	1 day	-	May 28, 2008
Contact	MTO	6.00	0.00	3.00	6.00	1 day	-	May 28, 2008
Western Union	MTO	6.00	0.00	3.00	6.00	10 minutes	-	May 28, 2008
Bank/Post office Average		5.00	0.00	2.50	5.00
MTO Average		5.16	0.00	2.58	5.16
Total Average		5.14	0.00	2.57	5.14
First Quarter 2009		4.18	0.00	2.09	4.18

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Bistraya Pochta (Fast Mail)	Bank/Post office	10.00	0.00	2.00	10.00	1 day	-	May 28, 2008
Blizko	MTO	10.00	0.00	2.00	10.00	1 day	-	May 28, 2008
MoneyGram	MTO	10.00	0.00	2.00	10.00	10 minutes	-	May 28, 2008
Unistream	MTO	10.00	0.00	2.00	10.00	10 minutes	-	May 28, 2008
Migom	MTO	12.00	0.00	2.40	12.00	1 day	-	May 28, 2008
Anelik	MTO	15.00	0.00	3.00	15.00	1 day	-	May 28, 2008
Contact	MTO	15.00	0.00	3.00	15.00	1 day	-	May 28, 2008
Western Union	MTO	20.00	0.00	4.00	20.00	10 minutes	-	May 28, 2008
Bank/Post office Average		10.00	0.00	2.00	10.00
MTO Average		13.14	0.00	2.63	13.15
Total Average		12.75	0.00	2.55	12.75
First Quarter 2009		10.46	0.00	2.09	10.45

Corridor note

In this corridor, only USD are sent and paid out. RSPs do not convert the local currency to USD, and therefore are not able to provide an exchange rate. At the point of collection, the money may need to be converted again to the local currency. Remittance recipients may incur an additional cost (not shown here) if and when converting the USD to the local currency

Remitting from Russian Federation to Estonia

Collection period for Third quarter 2009 | First quarter 2009 | 2008

See prices in RUB | USD

See prices in USD

630015700

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Anelik	MTO	94.50	0.00	1.50	94.50	Next day	Urban only	Sep 16, 2009
Contact	MTO	189.00	0.00	3.00	189.00	Next day	Urban only	Sep 16, 2009
Unistream	MTO	197.82	0.00	3.14	197.82	Less than one hour	Urban only	Sep 16, 2009
MoneyGram	MTO	630.00	0.00	10.00	630.00	Less than one hour	Main city	Sep 16, 2009
Western Union	MTO	750.00	0.00	11.90	749.70	Less than one hour	Nationwide	Sep 16, 2009
MTO Average		372.26	0.00	5.91	372.33
Total Average		372.26	0.00	5.91	372.33
Total Average in First Quarter 2009		172.02	0.00	3.63	228.69

	Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Anelik	MTO	235.50	0.00	1.50	235.50	Next day	Urban only	Sep 16, 2009
Contact	MTO	471.00	0.00	3.00	471.00	Next day	Urban only	Sep 16, 2009
Unistream	MTO	471.00	0.00	3.00	471.00	Less than one hour	Urban only	Sep 16, 2009
MoneyGram	MTO	1004.80	0.00	6.40	1004.80	Less than one hour	Main city	Sep 16, 2009
Western Union	MTO	1250.00	0.00	7.96	1249.72	Less than one hour	Nationwide	Sep 16, 2009
MTO Average		686.46	0.00	4.37	686.09
Total Average		686.46	0.00	4.37	686.09
Total Average in First Quarter 2009		430.05	0.00	3.63	569.91

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Anelik	MTO	6.00	0.00	1.50	3.00	Next day	Urban only	Sep 16, 2009
Contact	MTO	6.00	0.00	3.00	6.00	Next day	Urban only	Sep 16, 2009
Unistream	MTO	6.28	0.00	3.14	6.28	Less than one hour	Urban only	Sep 16, 2009
MoneyGram	MTO	20.00	0.00	10.00	20.00	Less than one hour	Main city	Sep 16, 2009
Western Union	MTO	20.00	0.00	11.90	23.80	Less than one hour	Nationwide	Sep 16, 2009
MTO Average		11.66	0.00	5.91	11.82
Total Average		11.66	0.00	5.91	11.82
Total Average in First Quarter 2009		7.26	0.00	3.63	7.26

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Anelik	MTO	15.00	0.00	1.50	7.50	Next day	Urban only	Sep 16, 2009
Contact	MTO	15.00	0.00	3.00	15.00	Next day	Urban only	Sep 16, 2009
Unistream	MTO	15.00	0.00	3.00	15.00	Less than one hour	Urban only	Sep 16, 2009
MoneyGram	MTO	32.00	0.00	6.40	32.00	Less than one hour	Main city	Sep 16, 2009
Western Union	MTO	40.00	0.00	7.96	39.80	Less than one hour	Nationwide	Sep 16, 2009
MTO Average		23.40	0.00	4.37	21.85
Total Average		23.40	0.00	4.37	21.85
Total Average in First Quarter 2009		18.15	0.00	3.63	18.15

Corridor note

4739.1411847.85

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Western Union	MTO	130.27	0.00	2.75	130.33	Less than one hour	N/A	Feb 04, 2009
Contact	MTO	142.17	0.00	3.00	142.17	Next day	Urban only	Feb 04, 2009
Anelik	MTO	142.17	0.00	3.00	142.17	Next day	Urban only	Feb 04, 2009
Unistream	MTO	142.17	0.00	3.00	142.17	Less than one hour	N/A	Feb 04, 2009
MoneyGram	MTO	303.30	0.00	6.40	303.30	Less than one hour	Urban only	Feb 04, 2009
MTO Average		172.02	0.00	3.63	172.03
Total Average		172.02	0.00	3.63	172.03

	Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Western Union	MTO	325.67	0.00	2.75	325.82	Less than one hour	N/A	Feb 04, 2009
Contact	MTO	355.44	0.00	3.00	355.44	Next day	Urban only	Feb 04, 2009
Anelik	MTO	355.44	0.00	3.00	355.44	Next day	Urban only	Feb 04, 2009
Unistream	MTO	355.44	0.00	3.00	355.44	Less than one hour	N/A	Feb 04, 2009
MoneyGram	MTO	758.26	0.00	6.40	758.26	Less than one hour	Urban only	Feb 04, 2009
MTO Average		430.05	0.00	3.63	430.08
Total Average		430.05	0.00	3.63	430.08

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Western Union	MTO	5.50	0.00	2.75	5.50	Less than one hour	N/A	Feb 04, 2009
Contact	MTO	6.00	0.00	3.00	6.00	Next day	Urban only	Feb 04, 2009
Anelik	MTO	6.00	0.00	3.00	6.00	Next day	Urban only	Feb 04, 2009
Unistream	MTO	6.00	0.00	3.00	6.00	Less than one hour	N/A	Feb 04, 2009
MoneyGram	MTO	12.80	0.00	6.40	12.80	Less than one hour	Urban only	Feb 04, 2009
MTO Average		7.26	0.00	3.63	7.26
Total Average		7.26	0.00	3.63	7.26
Total Average in 2008		11.62	0.00	5.81	11.62

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Western Union	MTO	13.74	0.00	2.75	13.75	Less than one hour	N/A	Feb 04, 2009
Contact	MTO	15.00	0.00	3.00	15.00	Next day	Urban only	Feb 04, 2009
Anelik	MTO	15.00	0.00	3.00	15.00	Next day	Urban only	Feb 04, 2009
Unistream	MTO	15.00	0.00	3.00	15.00	Less than one hour	N/A	Feb 04, 2009
MoneyGram	MTO	32.00	0.00	6.40	32.00	Less than one hour	Urban only	Feb 04, 2009
MTO Average		18.15	0.00	3.63	18.15
Total Average		18.15	0.00	3.63	18.15
Total Average in 2008		23.40	0.00	4.68	23.40

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Anelik	MTO	6.00	0.00	3.00	6.00	1 day	-	May 28, 2008
Contact	MTO	6.00	0.00	3.00	6.00	1 day	-	May 28, 2008
Unistream	MTO	6.12	0.00	3.06	6.12	10 minutes	-	May 28, 2008
MoneyGram	MTO	20.00	0.00	10.00	20.00	10 minutes	-	May 28, 2008
Western Union	MTO	20.00	0.00	10.00	20.00	10 minutes	-	May 28, 2008
MTO Average		11.62	0.00	5.81	11.62
Total Average		11.62	0.00	5.81	11.62
First Quarter 2009		7.26	0.00	3.63	7.26

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Anelik	MTO	15.00	0.00	3.00	15.00	1 day	-	May 28, 2008
Contact	MTO	15.00	0.00	3.00	15.00	1 day	-	May 28, 2008
Unistream	MTO	15.00	0.00	3.00	15.00	10 minutes	-	May 28, 2008
MoneyGram	MTO	32.00	0.00	6.40	32.00	10 minutes	-	May 28, 2008
Western Union	MTO	40.00	0.00	8.00	40.00	10 minutes	-	May 28, 2008
MTO Average		23.40	0.00	4.68	23.40
Total Average		23.40	0.00	4.68	23.40
First Quarter 2009		18.15	0.00	3.63	18.15

Corridor note

Remitting from Russian Federation to Georgia

Collection period for Third quarter 2009 | First quarter 2009 | 2008

See prices in RUB | USD

630015700

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Leader-Econom	MTO	75.72	0.00	1.20	75.60	Less than one hour	Nationwide	Aug 25, 2009
Unistream	MTO	107.10	0.00	1.70	107.10	Less than one hour	Nationwide	Aug 25, 2009
Migom	MTO	160.00	0.00	2.54	160.02	Less than one hour	Nationwide	Aug 25, 2009
Anelik	MTO	189.00	0.00	3.00	189.00	Less than one hour	Nationwide	Aug 25, 2009
Contact	MTO	189.00	0.00	3.00	189.00	Less than one hour	Nationwide	Aug 25, 2009
Western Union	MTO	300.00	0.00	4.76	299.88	Less than one hour	Nationwide	Aug 25, 2009
MTO Average		170.14	0.00	2.70	170.10
Total Average		170.14	0.00	2.70	170.10
Total Average in First Quarter 2009		106.37	0.00	2.24	141.12

	Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Unistream	MTO	107.10	0.00	0.68	106.76	Less than one hour	Nationwide	Aug 25, 2009
Leader-Econom	MTO	189.30	0.00	1.21	189.97	Less than one hour	Nationwide	Aug 25, 2009
Migom	MTO	350.00	0.00	2.23	350.11	Less than one hour	Nationwide	Aug 25, 2009
Anelik	MTO	471.00	0.00	3.00	471.00	Less than one hour	Nationwide	Aug 25, 2009
Contact	MTO	471.00	0.00	3.00	471.00	Less than one hour	Nationwide	Aug 25, 2009
Western Union	MTO	550.00	0.00	3.50	549.50	Less than one hour	Nationwide	Aug 25, 2009
MTO Average		356.40	0.00	2.27	356.39
Total Average		356.40	0.00	2.27	356.39
Total Average in First Quarter 2009		265.92	0.00	2.24	351.68

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Leader-Econom	MTO	2.40	0.00	1.20	2.40	Less than one hour	Nationwide	Aug 25, 2009
Unistream	MTO	3.40	0.00	1.70	3.40	Less than one hour	Nationwide	Aug 25, 2009
Migom	MTO	4.99	0.00	2.54	5.08	Less than one hour	Nationwide	Aug 25, 2009
Anelik	MTO	6.00	0.00	3.00	6.00	Less than one hour	Nationwide	Aug 25, 2009
Contact	MTO	6.00	0.00	3.00	6.00	Less than one hour	Nationwide	Aug 25, 2009
Western Union	MTO	9.36	0.00	4.76	9.52	Less than one hour	Nationwide	Aug 25, 2009
MTO Average		5.36	0.00	2.70	5.40
Total Average		5.36	0.00	2.70	5.40
Total Average in First Quarter 2009		4.49	0.00	2.24	4.48

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Unistream	MTO	3.40	0.00	0.68	3.40	Less than one hour	Nationwide	Aug 25, 2009
Leader-Econom	MTO	6.00	0.00	1.21	6.05	Less than one hour	Nationwide	Aug 25, 2009
Migom	MTO	10.92	0.00	2.23	11.15	Less than one hour	Nationwide	Aug 25, 2009
Anelik	MTO	15.00	0.00	3.00	15.00	Less than one hour	Nationwide	Aug 25, 2009
Contact	MTO	14.95	0.00	3.00	15.00	Less than one hour	Nationwide	Aug 25, 2009
Western Union	MTO	17.46	0.00	3.50	17.50	Less than one hour	Nationwide	Aug 25, 2009
MTO Average		11.29	0.00	2.27	11.35
Total Average		11.29	0.00	2.27	11.35
Total Average in First Quarter 2009		11.22	0.00	2.24	11.20

Corridor note

4739.1411847.85

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Leader-Econom	MTO	56.87	0.00	1.20	56.87	Less than one hour	Nationwide	Feb 05, 2009
Anelik	MTO	71.09	0.00	1.50	71.09	Less than one hour	Nationwide	Feb 05, 2009
Migom	MTO	91.19	0.00	1.92	90.99	Less than one hour	Nationwide	Feb 05, 2009
Unistream (Location1)	MTO	95.10	0.00	2.01	95.26	Less than one hour	Nationwide	Feb 05, 2009
Unistream (Location2)	MTO	118.80	0.00	2.51	118.95	Less than one hour	Nationwide	Feb 05, 2009
Contact	MTO	142.17	0.00	3.00	142.17	Less than one hour	Nationwide	Feb 05, 2009
Western Union	MTO	169.35	0.00	3.57	169.19	Less than one hour	Nationwide	Feb 05, 2009
MTO Average		106.37	0.00	2.24	106.16
Total Average		106.37	0.00	2.24	106.16
Total Average in 2008		125.83	0.00	2.66	126.06

Corridor note

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Leader-Econom	MTO	2.40	0.00	1.20	2.40	Less than one hour	Nationwide	Feb 05, 2009
Anelik	MTO	3.00	0.00	1.50	3.00	Less than one hour	Nationwide	Feb 05, 2009
Migom	MTO	3.85	0.00	1.92	3.84	Less than one hour	Nationwide	Feb 05, 2009
Unistream (Location1)	MTO	4.01	0.00	2.01	4.02	Less than one hour	Nationwide	Feb 05, 2009
Unistream (Location2)	MTO	5.01	0.00	2.51	5.02	Less than one hour	Nationwide	Feb 05, 2009
Contact	MTO	6.00	0.00	3.00	6.00	Less than one hour	Nationwide	Feb 05, 2009
Western Union	MTO	7.15	0.00	3.57	7.14	Less than one hour	Nationwide	Feb 05, 2009
MTO Average		4.49	0.00	2.24	4.48
Total Average		4.49	0.00	2.24	4.48
Total Average in 2008		5.31	0.00	2.66	5.32

Corridor note

4739.1411847.85

				Total cost
Firm name	Firm type	Fee (RUB)	Exchange rate margin (%)	Percent (%)	RUB	Transfer speed	Network Coverage	Date
Anelik	MTO	71.09	0.00	1.50	71.09	<24 hours	-	May 06, 2008
Unistream	MTO	71.09	0.00	1.50	71.09	10 minutes	-	May 06, 2008
Unistream	MTO	94.78	0.00	2.00	94.78	10 minutes	-	May 06, 2008
Contact	MTO	142.17	0.00	3.00	142.17	<24 hours	-	May 06, 2008
Western Union	MTO	250.00	0.00	5.28	250.23	15 minutes	-	May 06, 2008
MTO Average		125.83	0.00	2.66	126.06
Total Average		125.83	0.00	2.66	126.06
First Quarter 2009		106.37	0.00	2.24	106.16

Corridor note

200500