New Zealand

The following tables show how much it costs to remit money from New Zealand to

- Fiji
- Kiribati
- Papua New Guinea
- Samoa
- Solomon Islands
- Tonga
- Tuvalu
- Vanuatu

Note: Corridor averages are unweighted and do not reflect the market shares of the different firms that compose the average. For comparability purposes, the two initial USD reference amounts of $200 and $500 were kept. In the third quarter of 2009, the amounts in local currency were adjusted in order to reflect foreign exchange fluctuations.

How much does it cost to remit?

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Find out by selecting sending and receiving countries below:

Remitting from New Zealand to Fiji

Collection period for Third quarter 2009

See prices in NZD | USD

300760

				Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
Westpac	Bank	1.00	2.24	2.57	7.71	Less than one hour	Nationwide	Aug 08, 2009
Lotus Foreign Exchange Ltd	MTO	15.00	0.75	5.75	17.25	Same day	Nationwide	Aug 08, 2009
MoneyGram	MTO	12.00	2.24	6.24	18.72	Less than one hour	Nationwide	Aug 08, 2009
Kiwibank	MTO	20.00	1.49	8.16	24.48	2 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	20.00	2.99	9.65	28.95	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	25.00	1.49	9.83	29.49	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	25.00	1.49	9.83	29.49	Less than one hour	Nationwide	Aug 08, 2009
Xpresstrac Money Transfer	MTO	12.00	5.97	9.97	29.91	Same day	Nationwide	Aug 08, 2009
TSB	Bank	30.00	0.75	10.75	32.25	3-5 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	25.00	2.99	11.32	33.96	2 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	25.00	2.99	11.32	33.96	3-5 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	25.00	2.99	11.32	33.96	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	25.00	2.99	11.32	33.96	3-5 days	Nationwide	Aug 08, 2009
Zsaina International	MTO	15.00	6.72	11.72	35.16	Less than one hour	Nationwide	Aug 08, 2009
Westpac	Bank	25.00	3.73	12.06	36.18	2 days	Nationwide	Aug 08, 2009
IMEX Money Transfer	MTO	18.00	6.72	12.72	38.16	Same day	Nationwide	Aug 08, 2009
Bank Average		22.00	2.71	10.04	30.12
MTO Average		17.75	3.36	9.27	27.81
Total Average		19.88	3.03	9.66	28.98

	Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
Westpac	Bank	1.00	2.24	2.37	18.01	Less than one hour	Nationwide	Aug 08, 2009
Lotus Foreign Exchange Ltd	MTO	15.00	0.75	2.72	20.67	Same day	Nationwide	Aug 08, 2009
MoneyGram	MTO	12.00	2.24	3.82	29.03	Less than one hour	Nationwide	Aug 08, 2009
TSB	Bank	25.00	0.75	4.04	30.70	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	20.00	1.49	4.12	31.31	2 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	25.00	1.49	4.78	36.33	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	25.00	1.49	4.78	36.33	Less than one hour	Nationwide	Aug 08, 2009
ASB Bank	Bank	20.00	2.99	5.62	42.71	3-5 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	25.00	2.99	6.27	47.65	2 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	25.00	2.99	6.27	47.65	3-5 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	25.00	2.99	6.27	47.65	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	25.00	2.99	6.27	47.65	3-5 days	Nationwide	Aug 08, 2009
Westpac	Bank	25.00	3.73	7.02	53.35	2 days	Nationwide	Aug 08, 2009
Xpresstrac Money Transfer	MTO	12.00	6.72	8.30	63.08	Same day	Nationwide	Aug 08, 2009
Zsaina International	MTO	15.00	6.72	8.69	66.04	Less than one hour	Nationwide	Aug 08, 2009
IMEX Money Transfer	MTO	18.00	6.72	9.08	69.01	Same day	Nationwide	Aug 08, 2009
Bank Average		21.38	2.71	5.52	41.95
MTO Average		17.75	3.45	5.79	44.00
Total Average		19.56	3.08	5.65	42.94

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Westpac	Bank	0.67	2.24	2.57	5.14	Less than one hour	Nationwide	Aug 08, 2009
Lotus Foreign Exchange Ltd	MTO	10.00	0.75	5.75	11.50	Same day	Nationwide	Aug 08, 2009
MoneyGram	MTO	8.00	2.24	6.24	12.48	Less than one hour	Nationwide	Aug 08, 2009
Kiwibank	MTO	13.33	1.49	8.16	16.32	2 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	13.33	2.99	9.65	19.30	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	16.67	1.49	9.83	19.66	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	16.67	1.49	9.83	19.66	Less than one hour	Nationwide	Aug 08, 2009
Xpresstrac Money Transfer	MTO	8.00	5.97	9.97	19.94	Same day	Nationwide	Aug 08, 2009
TSB	Bank	25.00	0.75	10.75	21.50	3-5 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	16.67	2.99	11.32	22.64	2 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	25.00	2.99	11.32	22.64	3-5 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	16.67	2.99	11.32	22.64	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	16.67	2.99	11.32	22.64	3-5 days	Nationwide	Aug 08, 2009
Zsaina International	MTO	10.00	6.72	11.72	23.44	Less than one hour	Nationwide	Aug 08, 2009
Westpac	Bank	16.67	3.73	12.06	24.12	2 days	Nationwide	Aug 08, 2009
IMEX Money Transfer	MTO	12.00	6.72	12.72	25.44	Same day	Nationwide	Aug 08, 2009
Bank Average		16.33	2.71	10.04	20.08
MTO Average		11.83	3.36	9.27	18.54
Total Average		14.08	3.03	9.66	19.32

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Westpac	Bank	0.66	2.24	2.37	11.85	Less than one hour	Nationwide	Aug 08, 2009
Lotus Foreign Exchange Ltd	MTO	9.87	0.75	2.72	13.60	Same day	Nationwide	Aug 08, 2009
MoneyGram	MTO	7.89	2.24	3.82	19.10	Less than one hour	Nationwide	Aug 08, 2009
TSB	Bank	16.45	0.75	4.04	20.20	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	13.16	1.49	4.12	20.60	2 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	16.45	1.49	4.78	23.90	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	16.45	1.49	4.78	23.90	Less than one hour	Nationwide	Aug 08, 2009
ASB Bank	Bank	13.16	2.99	5.62	28.10	3-5 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	16.45	2.99	6.27	31.35	2 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	16.45	2.99	6.27	31.35	3-5 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	16.45	2.99	6.27	31.35	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	16.45	2.99	6.27	31.35	3-5 days	Nationwide	Aug 08, 2009
Westpac	Bank	16.45	3.73	7.02	35.10	2 days	Nationwide	Aug 08, 2009
Xpresstrac Money Transfer	MTO	7.89	6.72	8.30	41.50	Same day	Nationwide	Aug 08, 2009
Zsaina International	MTO	9.87	6.72	8.69	43.45	Less than one hour	Nationwide	Aug 08, 2009
IMEX Money Transfer	MTO	11.84	6.72	9.08	45.40	Same day	Nationwide	Aug 08, 2009
Bank Average		14.06	2.71	5.52	27.60
MTO Average		11.68	3.45	5.79	28.95
Total Average		12.87	3.08	5.65	28.25

Remitting from New Zealand to Kiribati

Collection period for Third quarter 2009

See prices in NZD | USD

300760

				Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
Westpac	Bank	1.00	2.50	2.83	8.49	Less than one hour	Urban only	Aug 08, 2009
Kiwibank	MTO	20.00	-1.25	5.42	16.26	2 days	Urban only	Aug 08, 2009
Kiwibank	MTO	25.00	-1.25	7.08	21.24	2 days	Urban only	Aug 08, 2009
ASB Bank	Bank	20.00	1.25	7.92	23.76	3-5 days	Urban only	Aug 08, 2009
ANZ Bank	Bank	25.00	1.25	9.58	28.74	2 days	Urban only	Aug 08, 2009
ASB Bank	Bank	25.00	1.25	9.58	28.74	3-5 days	Urban only	Aug 08, 2009
Bank of New Zealand	Bank	25.00	1.25	9.58	28.74	2 days	Urban only	Aug 08, 2009
National Bank	Bank	25.00	1.25	9.58	28.74	3-5 days	Urban only	Aug 08, 2009
Westpac	Bank	25.00	1.25	9.58	28.74	2 days	Urban only	Aug 08, 2009
TSB	Bank	30.00	1.25	11.25	33.75	3-5 days	Urban only	Aug 08, 2009
Western Union	MTO	42.00	2.50	16.50	49.50	Less than one hour	Nationwide	Aug 08, 2009
Bank Average		22.00	1.41	8.74	26.22
MTO Average		29.00	0.00	9.67	29.01
Total Average		23.91	1.02	8.99	26.97

	Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
Kiwibank	MTO	20.00	-1.25	1.38	10.49	2 days	Urban only	Aug 08, 2009
Kiwibank	MTO	25.00	-1.25	2.04	15.50	2 days	Urban only	Aug 08, 2009
Westpac	Bank	1.00	2.50	2.63	19.99	Less than one hour	Urban only	Aug 08, 2009
ASB Bank	Bank	20.00	1.25	3.88	29.49	3-5 days	Urban only	Aug 08, 2009
ANZ Bank	Bank	25.00	1.25	4.54	34.50	2 days	Urban only	Aug 08, 2009
ASB Bank	Bank	25.00	1.25	4.54	34.50	3-5 days	Urban only	Aug 08, 2009
Bank of New Zealand	Bank	25.00	1.25	4.54	34.50	2 days	Urban only	Aug 08, 2009
National Bank	Bank	25.00	1.25	4.54	34.50	3-5 days	Urban only	Aug 08, 2009
Westpac	Bank	25.00	1.25	4.54	34.50	2 days	Urban only	Aug 08, 2009
TSB	Bank	30.00	1.25	5.20	39.52	3-5 days	Urban only	Aug 08, 2009
Western Union	MTO	64.00	2.50	10.92	82.99	Less than one hour	Nationwide	Aug 08, 2009
Bank Average		22.00	1.41	4.30	32.68
MTO Average		36.33	0.00	4.78	36.33
Total Average		25.91	1.02	4.43	33.67

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Westpac	Bank	0.67	2.50	2.83	5.66	Less than one hour	Urban only	Aug 08, 2009
Kiwibank	MTO	13.33	-1.25	5.42	10.84	2 days	Urban only	Aug 08, 2009
Kiwibank	MTO	16.67	-1.25	7.08	14.16	2 days	Urban only	Aug 08, 2009
ASB Bank	Bank	13.33	1.25	7.92	15.84	3-5 days	Urban only	Aug 08, 2009
ANZ Bank	Bank	16.67	1.25	9.58	19.16	2 days	Urban only	Aug 08, 2009
ASB Bank	Bank	16.67	1.25	9.58	19.16	3-5 days	Urban only	Aug 08, 2009
Bank of New Zealand	Bank	16.67	1.25	9.58	19.16	2 days	Urban only	Aug 08, 2009
National Bank	Bank	16.67	1.25	9.58	19.16	3-5 days	Urban only	Aug 08, 2009
Westpac	Bank	16.67	1.25	9.58	19.16	2 days	Urban only	Aug 08, 2009
TSB	Bank	20.00	1.25	11.25	22.50	3-5 days	Urban only	Aug 08, 2009
Western Union	MTO	28.00	2.50	16.50	33.00	Less than one hour	Nationwide	Aug 08, 2009
Bank Average		14.67	1.41	8.74	17.48
MTO Average		19.33	0.00	9.67	19.34
Total Average		15.94	1.02	8.99	17.98

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Kiwibank	MTO	13.16	-1.25	1.38	6.90	2 days	Urban only	Aug 08, 2009
Kiwibank	MTO	16.45	-1.25	2.04	10.20	2 days	Urban only	Aug 08, 2009
Westpac	Bank	0.66	2.50	2.63	13.15	Less than one hour	Urban only	Aug 08, 2009
ASB Bank	Bank	13.16	1.25	3.88	19.40	3-5 days	Urban only	Aug 08, 2009
ANZ Bank	Bank	16.45	1.25	4.54	22.70	2 days	Urban only	Aug 08, 2009
ASB Bank	Bank	16.45	1.25	4.54	22.70	3-5 days	Urban only	Aug 08, 2009
Bank of New Zealand	Bank	16.45	1.25	4.54	22.70	2 days	Urban only	Aug 08, 2009
National Bank	Bank	16.45	1.25	4.54	22.70	3-5 days	Urban only	Aug 08, 2009
Westpac	Bank	16.45	1.25	4.54	22.70	2 days	Urban only	Aug 08, 2009
TSB	Bank	19.74	1.25	5.20	26.00	3-5 days	Urban only	Aug 08, 2009
Western Union	MTO	42.11	2.50	10.92	54.60	Less than one hour	Nationwide	Aug 08, 2009
Bank Average		14.47	1.41	4.30	21.50
MTO Average		23.90	0.00	4.78	23.90
Total Average		17.05	1.02	4.43	22.15

Remitting from New Zealand to Papua New Guinea

Collection period for Third quarter 2009

See prices in NZD | USD

300760

				Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
ASB Bank*	Bank	20.00	*0.00	*6.67	*20.01	3-5 days	Nationwide	Aug 08, 2009
Kiwibank*	MTO	20.00	*0.00	*6.67	*20.01	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	1.00	6.78	7.11	21.33	Less than one hour	Nationwide	Aug 08, 2009
ASB Bank*	Bank	25.00	*0.00	*8.33	*24.99	3-5 days	Nationwide	Aug 08, 2009
Kiwibank*	MTO	25.00	*0.00	*8.33	*24.99	2 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	25.00	2.82	11.16	33.48	2 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	25.00	5.65	13.98	41.94	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	25.00	6.78	15.11	45.33	3-5 days	Nationwide	Aug 08, 2009
Westpac	Bank	25.00	7.91	16.24	48.72	2 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	35.00	5.65	17.32	51.96	Less than one hour	Nationwide	Aug 08, 2009
Western Union	MTO	42.00	9.04	23.04	69.12	Less than one hour	Nationwide	Aug 08, 2009
TSB	Bank	30.00	14.12	24.12	72.36	3-5 days	Nationwide	Aug 08, 2009
Bank Average		22.00	5.51	12.84	38.52
MTO Average		30.50	3.67	13.84	41.52
Total Average		24.83	4.90	13.17	39.51

	Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
ASB Bank*	Bank	20.00	*0.00	*2.63	*19.99	3-5 days	Nationwide	Aug 08, 2009
Kiwibank*	MTO	20.00	*0.00	*2.63	*19.99	2 days	Nationwide	Aug 08, 2009
ASB Bank*	Bank	25.00	*0.00	*3.29	*25.00	3-5 days	Nationwide	Aug 08, 2009
Kiwibank*	MTO	25.00	*0.00	*3.29	*25.00	2 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	25.00	2.82	6.11	46.44	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	1.00	6.78	6.91	52.52	Less than one hour	Nationwide	Aug 08, 2009
ANZ Bank	Bank	25.00	5.65	8.94	67.94	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	25.00	6.78	10.07	76.53	3-5 days	Nationwide	Aug 08, 2009
Westpac	Bank	25.00	7.91	11.20	85.12	2 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	50.00	5.65	12.23	92.95	Less than one hour	Nationwide	Aug 08, 2009
Western Union	MTO	64.00	9.04	17.46	132.70	Less than one hour	Nationwide	Aug 08, 2009
TSB	Bank	30.00	14.12	18.07	137.33	3-5 days	Nationwide	Aug 08, 2009
Bank Average		22.00	5.51	8.40	63.84
MTO Average		39.75	3.67	8.90	67.64
Total Average		27.92	4.90	8.57	65.13

Corridor note

* indicates that the RSP is not transparent and did not provide all the relevant information. Roll-over firm name for more info.

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
ASB Bank*	Bank	13.33	*0.00	*6.67	*13.34	3-5 days	Nationwide	Aug 08, 2009
Kiwibank*	MTO	13.33	*0.00	*6.67	*13.34	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	0.67	6.78	7.11	14.22	Less than one hour	Nationwide	Aug 08, 2009
ASB Bank*	Bank	16.67	*0.00	*8.33	*16.66	3-5 days	Nationwide	Aug 08, 2009
Kiwibank*	MTO	16.67	*0.00	*8.33	*16.66	2 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	16.67	2.82	11.16	22.32	2 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	16.67	5.65	13.98	27.96	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	16.67	6.78	15.11	30.22	3-5 days	Nationwide	Aug 08, 2009
Westpac	Bank	16.67	7.91	16.24	32.48	2 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	23.33	5.65	17.32	34.64	Less than one hour	Nationwide	Aug 08, 2009
Western Union	MTO	28.00	9.04	23.04	46.08	Less than one hour	Nationwide	Aug 08, 2009
TSB	Bank	20.00	14.12	24.12	48.24	3-5 days	Nationwide	Aug 08, 2009
Bank Average		14.67	5.51	12.84	25.68
MTO Average		20.33	3.67	13.84	27.68
Total Average		16.56	4.90	13.17	26.34

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
ASB Bank*	Bank	13.16	*0.00	*2.63	*13.15	3-5 days	Nationwide	Aug 08, 2009
Kiwibank*	MTO	13.16	*0.00	*2.63	*13.15	2 days	Nationwide	Aug 08, 2009
ASB Bank*	Bank	16.45	*0.00	*3.29	*16.45	3-5 days	Nationwide	Aug 08, 2009
Kiwibank*	MTO	16.45	*0.00	*3.29	*16.45	2 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	16.45	2.82	6.11	30.55	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	0.66	6.78	6.91	34.55	Less than one hour	Nationwide	Aug 08, 2009
ANZ Bank	Bank	16.45	5.65	8.94	44.70	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	16.45	6.78	10.07	50.35	3-5 days	Nationwide	Aug 08, 2009
Westpac	Bank	16.45	7.91	11.20	56.00	2 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	32.89	5.65	12.23	61.15	Less than one hour	Nationwide	Aug 08, 2009
Western Union	MTO	42.11	9.04	17.46	87.30	Less than one hour	Nationwide	Aug 08, 2009
TSB	Bank	19.74	14.12	18.07	90.35	3-5 days	Nationwide	Aug 08, 2009
Bank Average		14.47	5.51	8.40	42.00
MTO Average		26.15	3.67	8.90	44.50
Total Average		18.37	4.90	8.57	42.85

Corridor note

* indicates that the RSP is not transparent and did not provide all the relevant information. Roll-over firm name for more info.

Remitting from New Zealand to Samoa

Collection period for Third quarter 2009

See prices in NZD | USD

300760

				Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
Westpac	Bank	1.00	2.26	2.59	7.77	Less than one hour	Nationwide	Aug 08, 2009
Pacific ezy money transfer	MTO	5.00	3.39	5.06	15.18	Same day	Nationwide	Aug 08, 2009
Samoa Money Transfer Ltd	MTO	5.00	3.39	5.06	15.18	Same day	Nationwide	Aug 08, 2009
Pan Pacific Transfers Ltd	MTO	9.00	2.82	5.82	17.46	Same day	Nationwide	Aug 08, 2009
IMEX Money Transfer	MTO	10.00	2.82	6.16	18.48	Same day	Nationwide	Aug 08, 2009
Samoa Money Finance	MTO	10.00	2.82	6.16	18.48	2 days	Nationwide	Aug 08, 2009
Zsaina International	MTO	5.00	4.52	6.19	18.57	Less than one hour	Nationwide	Aug 08, 2009
Xpresstrac Money Transfer	MTO	10.00	5.08	8.42	25.26	Same day	Nationwide	Aug 08, 2009
Western Union	MTO	14.00	6.21	10.88	32.64	Less than one hour	Nationwide	Aug 08, 2009
Kiwibank	MTO	20.00	5.08	11.75	35.25	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	25.00	3.95	12.29	36.87	3-5 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	15.00	7.34	12.34	37.02	Less than one hour	Urban only	Aug 08, 2009
Westpac	Bank	25.00	4.52	12.85	38.55	2 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	25.00	5.08	13.42	40.26	2 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	25.00	5.08	13.42	40.26	2 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	20.00	6.78	13.45	40.35	3-5 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	25.00	6.78	15.11	45.33	3-5 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	25.00	7.91	16.24	48.72	2 days	Nationwide	Aug 08, 2009
TSB	Bank	30.00	11.86	21.86	65.58	3-5 days	Nationwide	Aug 08, 2009
Bank Average		22.00	6.14	13.48	40.44
MTO Average		11.64	4.42	8.30	24.90
Total Average		16.00	5.14	10.48	31.44

	Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
Westpac	Bank	1.00	2.26	2.39	18.16	Less than one hour	Nationwide	Aug 08, 2009
Pan Pacific Transfers Ltd	MTO	9.00	2.82	4.01	30.48	Same day	Nationwide	Aug 08, 2009
Pacific ezy money transfer	MTO	5.00	3.39	4.05	30.78	Same day	Nationwide	Aug 08, 2009
Samoa Money Transfer Ltd	MTO	5.00	3.39	4.05	30.78	Same day	Nationwide	Aug 08, 2009
IMEX Money Transfer	MTO	10.00	2.82	4.14	31.46	Same day	Nationwide	Aug 08, 2009
Samoa Money Finance	MTO	10.00	2.82	4.14	31.46	2 days	Nationwide	Aug 08, 2009
Zsaina International	MTO	5.00	4.52	5.18	39.37	Less than one hour	Nationwide	Aug 08, 2009
Xpresstrac Money Transfer	MTO	10.00	5.08	6.40	48.64	Same day	Nationwide	Aug 08, 2009
National Bank	Bank	25.00	3.95	7.24	55.02	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	20.00	5.08	7.72	58.67	2 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	25.00	4.52	7.81	59.36	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	25.00	4.52	7.81	59.36	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	14.00	6.21	8.06	61.26	Less than one hour	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	25.00	5.08	8.37	63.61	2 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	25.00	5.08	8.37	63.61	2 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	15.00	7.34	9.32	70.83	Less than one hour	Urban only	Aug 08, 2009
ASB Bank	Bank	20.00	6.78	9.41	71.52	3-5 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	25.00	6.78	10.07	76.53	3-5 days	Nationwide	Aug 08, 2009
TSB	Bank	30.00	11.86	15.81	120.16	3-5 days	Nationwide	Aug 08, 2009
Bank Average		22.00	5.72	8.62	65.51
MTO Average		11.64	4.42	5.95	45.22
Total Average		16.00	4.97	7.07	53.73

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Westpac	Bank	0.67	2.26	2.59	5.18	Less than one hour	Nationwide	Aug 08, 2009
Pacific ezy money transfer	MTO	3.33	3.39	5.06	10.12	Same day	Nationwide	Aug 08, 2009
Samoa Money Transfer Ltd	MTO	3.33	3.39	5.06	10.12	Same day	Nationwide	Aug 08, 2009
Pan Pacific Transfers Ltd	MTO	6.00	2.82	5.82	11.64	Same day	Nationwide	Aug 08, 2009
IMEX Money Transfer	MTO	6.67	2.82	6.16	12.32	Same day	Nationwide	Aug 08, 2009
Samoa Money Finance	MTO	6.67	2.82	6.16	12.32	2 days	Nationwide	Aug 08, 2009
Zsaina International	MTO	3.33	4.52	6.19	12.38	Less than one hour	Nationwide	Aug 08, 2009
Xpresstrac Money Transfer	MTO	6.67	5.08	8.42	16.84	Same day	Nationwide	Aug 08, 2009
Western Union	MTO	9.33	6.21	10.88	21.76	Less than one hour	Nationwide	Aug 08, 2009
Kiwibank	MTO	13.33	5.08	11.75	23.50	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	16.67	3.95	12.29	24.58	3-5 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	10.00	7.34	12.34	24.68	Less than one hour	Urban only	Aug 08, 2009
Westpac	Bank	16.67	4.52	12.85	25.70	2 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	16.67	5.08	13.42	26.84	2 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	16.67	5.08	13.42	26.84	2 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	13.33	6.78	13.45	26.90	3-5 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	16.67	6.78	15.11	30.22	3-5 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	16.67	7.91	16.24	32.48	2 days	Nationwide	Aug 08, 2009
TSB	Bank	20.00	11.86	21.86	43.72	3-5 days	Nationwide	Aug 08, 2009
Bank Average		14.67	6.14	13.48	26.96
MTO Average		7.76	4.42	8.30	16.60
Total Average		10.67	5.14	10.48	20.96

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Westpac	Bank	0.66	2.26	2.39	11.95	Less than one hour	Nationwide	Aug 08, 2009
Pan Pacific Transfers Ltd	MTO	5.92	2.82	4.01	20.05	Same day	Nationwide	Aug 08, 2009
Pacific ezy money transfer	MTO	3.29	3.39	4.05	20.25	Same day	Nationwide	Aug 08, 2009
Samoa Money Transfer Ltd	MTO	3.29	3.39	4.05	20.25	Same day	Nationwide	Aug 08, 2009
IMEX Money Transfer	MTO	6.58	2.82	4.14	20.70	Same day	Nationwide	Aug 08, 2009
Samoa Money Finance	MTO	6.58	2.82	4.14	20.70	2 days	Nationwide	Aug 08, 2009
Zsaina International	MTO	3.29	4.52	5.18	25.90	Less than one hour	Nationwide	Aug 08, 2009
Xpresstrac Money Transfer	MTO	6.58	5.08	6.40	32.00	Same day	Nationwide	Aug 08, 2009
National Bank	Bank	16.45	3.95	7.24	36.20	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	13.16	5.08	7.72	38.60	2 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	16.45	4.52	7.81	39.05	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	16.45	4.52	7.81	39.05	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	9.21	6.21	8.06	40.30	Less than one hour	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	16.45	5.08	8.37	41.85	2 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	16.45	5.08	8.37	41.85	2 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	9.87	7.34	9.32	46.60	Less than one hour	Urban only	Aug 08, 2009
ASB Bank	Bank	13.16	6.78	9.41	47.05	3-5 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	16.45	6.78	10.07	50.35	3-5 days	Nationwide	Aug 08, 2009
TSB	Bank	19.74	11.86	15.81	79.05	3-5 days	Nationwide	Aug 08, 2009
Bank Average		14.47	5.72	8.62	43.10
MTO Average		7.66	4.42	5.95	29.75
Total Average		10.53	4.97	7.07	35.35

Remitting from New Zealand to Solomon Islands

Collection period for Third quarter 2009

See prices in NZD | USD

300760

				Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
Westpac	Bank	1.00	2.61	2.95	8.85	Less than one hour	Nationwide	Aug 08, 2009
ASB Bank*	Bank	20.00	*0.00	*6.67	*20.01	3-5 days	Nationwide	Aug 08, 2009
ASB Bank*	Bank	25.00	*0.00	*8.33	*24.99	3-5 days	Nationwide	Aug 08, 2009
TSB*	Bank	30.00	*0.00	*10.00	*30.00	3-5 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	25.00	4.66	13.00	39.00	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	25.00	4.93	13.26	39.78	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	20.00	8.58	15.25	45.75	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	42.00	1.87	15.87	47.61	Less than one hour	Nationwide	Aug 08, 2009
Kiwibank	MTO	25.00	8.58	16.92	50.76	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	25.00	10.63	18.97	56.91	2 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	25.00	20.90	29.23	87.69	2 days	Nationwide	Aug 08, 2009
Bank Average		22.00	5.47	12.80	38.40
MTO Average		29.00	6.34	16.01	48.03
Total Average		23.91	5.71	13.68	41.04

	Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
ASB Bank*	Bank	20.00	*0.00	*2.63	*19.99	3-5 days	Nationwide	Aug 08, 2009
Westpac	Bank	1.00	2.61	2.74	20.82	Less than one hour	Nationwide	Aug 08, 2009
ASB Bank*	Bank	25.00	*0.00	*3.29	*25.00	3-5 days	Nationwide	Aug 08, 2009
TSB*	Bank	30.00	*0.00	*3.95	*30.02	3-5 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	25.00	4.66	7.95	60.42	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	64.00	1.87	10.29	78.20	Less than one hour	Nationwide	Aug 08, 2009
Kiwibank	MTO	20.00	8.58	11.21	85.20	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	25.00	8.02	11.31	85.96	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	25.00	8.58	11.87	90.21	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	25.00	10.63	13.92	105.79	2 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	25.00	20.90	24.18	183.77	2 days	Nationwide	Aug 08, 2009
Bank Average		22.00	5.85	8.75	66.50
MTO Average		36.33	6.34	11.12	84.51
Total Average		25.91	5.99	9.40	71.44

Corridor note

* indicates that the RSP is not transparent and did not provide all the relevant information. Roll-over firm name for more info.

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Westpac	Bank	0.67	2.61	2.95	5.90	Less than one hour	Nationwide	Aug 08, 2009
ASB Bank*	Bank	13.33	*0.00	*6.67	*13.34	3-5 days	Nationwide	Aug 08, 2009
ASB Bank*	Bank	16.67	*0.00	*8.33	*16.66	3-5 days	Nationwide	Aug 08, 2009
TSB*	Bank	20.00	*0.00	*10.00	*20.00	3-5 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	16.67	4.66	13.00	26.00	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	16.67	4.93	13.26	26.52	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	13.33	8.58	15.25	30.50	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	28.00	1.87	15.87	31.74	Less than one hour	Nationwide	Aug 08, 2009
Kiwibank	MTO	16.67	8.58	16.92	33.84	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	16.67	10.63	18.97	37.94	2 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	16.67	20.90	29.23	58.46	2 days	Nationwide	Aug 08, 2009
Bank Average		14.67	5.47	12.80	25.60
MTO Average		19.33	6.34	16.01	32.02
Total Average		15.94	5.71	13.68	27.36

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
ASB Bank*	Bank	13.16	*0.00	*2.63	*13.15	3-5 days	Nationwide	Aug 08, 2009
Westpac	Bank	0.66	2.61	2.74	13.70	Less than one hour	Nationwide	Aug 08, 2009
ASB Bank*	Bank	16.45	*0.00	*3.29	*16.45	3-5 days	Nationwide	Aug 08, 2009
TSB*	Bank	19.74	*0.00	*3.95	*19.75	3-5 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	16.45	4.66	7.95	39.75	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	42.11	1.87	10.29	51.45	Less than one hour	Nationwide	Aug 08, 2009
Kiwibank	MTO	13.16	8.58	11.21	56.05	2 days	Nationwide	Aug 08, 2009
National Bank	Bank	16.45	8.02	11.31	56.55	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	16.45	8.58	11.87	59.35	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	16.45	10.63	13.92	69.60	2 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	16.45	20.90	24.18	120.90	2 days	Nationwide	Aug 08, 2009
Bank Average		14.47	5.85	8.75	43.75
MTO Average		23.90	6.34	11.12	55.60
Total Average		17.05	5.99	9.40	47.00

Corridor note

* indicates that the RSP is not transparent and did not provide all the relevant information. Roll-over firm name for more info.

Remitting from New Zealand to Tonga

Collection period for Third quarter 2009

See prices in NZD | USD

300760

				Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
Westpac	Bank	1.00	2.27	2.61	7.83	Less than one hour	Nationwide	Aug 08, 2009
ANZ Bank*	Bank	25.00	*0.00	*8.33	*24.99	2 days	Nationwide	Aug 08, 2009
National Bank*	Bank	25.00	*0.00	*8.33	*24.99	3-5 days	Nationwide	Aug 08, 2009
Epokifo 'ou Money Transfer	MTO	10.00	5.30	8.64	25.92	Same day	Nationwide	Aug 08, 2009
MoneyGram	MTO	15.00	3.79	8.79	26.37	Less than one hour	Nationwide	Aug 08, 2009
Xpresstrac Money Transfer	MTO	12.00	5.30	9.30	27.90	Same day	Main city	Aug 08, 2009
Melie Mei Langi Money Transfer	MTO	8.00	6.82	9.48	28.44	Less than one hour	Urban only	Aug 08, 2009
Western Union	MTO	14.00	5.30	9.97	29.91	Less than one hour	Nationwide	Aug 08, 2009
IMEX Money Transfer	MTO	13.00	6.06	10.39	31.17	Same day	Nationwide	Aug 08, 2009
Kiwibank	MTO	20.00	4.55	11.21	33.63	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	25.00	3.79	12.12	36.36	2 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	25.00	4.55	12.88	38.64	2 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	20.00	6.82	13.48	40.44	3-5 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	25.00	6.82	15.15	45.45	3-5 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	25.00	9.09	17.42	52.26	2 days	Nationwide	Aug 08, 2009
TSB	Bank	30.00	9.09	19.09	57.27	3-5 days	Nationwide	Aug 08, 2009
Bank Average		22.00	4.73	12.07	36.21
MTO Average		14.62	5.21	10.08	30.24
Total Average		18.31	4.97	11.08	33.24

	Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
Westpac	Bank	1.00	2.27	2.40	18.24	Less than one hour	Nationwide	Aug 08, 2009
ANZ Bank*	Bank	25.00	*0.00	*3.29	*25.00	2 days	Nationwide	Aug 08, 2009
National Bank*	Bank	25.00	*0.00	*3.29	*25.00	3-5 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	15.00	3.79	5.76	43.78	Less than one hour	Nationwide	Aug 08, 2009
Epokifo 'ou Money Transfer	MTO	10.00	5.30	6.62	50.31	Same day	Nationwide	Aug 08, 2009
Xpresstrac Money Transfer	MTO	12.00	5.30	6.88	52.29	Same day	Main city	Aug 08, 2009
Westpac	Bank	25.00	3.79	7.08	53.81	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	14.00	5.30	7.15	54.34	Less than one hour	Nationwide	Aug 08, 2009
Kiwibank	MTO	20.00	4.55	7.18	54.57	2 days	Nationwide	Aug 08, 2009
IMEX Money Transfer	MTO	13.00	6.06	7.77	59.05	Same day	Nationwide	Aug 08, 2009
Kiwibank	MTO	25.00	4.55	7.83	59.51	2 days	Nationwide	Aug 08, 2009
Melie Mei Langi Money Transfer	MTO	8.00	6.82	7.87	59.81	Less than one hour	Urban only	Aug 08, 2009
ASB Bank	Bank	20.00	6.82	9.45	71.82	3-5 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	25.00	6.82	10.11	76.84	3-5 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	25.00	9.09	12.38	94.09	2 days	Nationwide	Aug 08, 2009
TSB	Bank	30.00	9.09	13.04	99.10	3-5 days	Nationwide	Aug 08, 2009
Bank Average		22.00	4.73	7.63	57.99
MTO Average		14.62	5.21	7.13	54.19
Total Average		18.31	4.97	7.38	56.09

Corridor note

* indicates that the RSP is not transparent and did not provide all the relevant information. Roll-over firm name for more info.

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Westpac	Bank	0.67	2.27	2.61	5.22	Less than one hour	Nationwide	Aug 08, 2009
ANZ Bank*	Bank	16.67	*0.00	*8.33	*16.66	2 days	Nationwide	Aug 08, 2009
National Bank*	Bank	16.67	*0.00	*8.33	*16.66	3-5 days	Nationwide	Aug 08, 2009
Epokifo 'ou Money Transfer	MTO	6.67	5.30	8.64	17.28	Same day	Nationwide	Aug 08, 2009
MoneyGram	MTO	10.00	3.79	8.79	17.58	Less than one hour	Nationwide	Aug 08, 2009
Xpresstrac Money Transfer	MTO	8.00	5.30	9.30	18.60	Same day	Main city	Aug 08, 2009
Melie Mei Langi Money Transfer	MTO	5.33	6.82	9.48	18.96	Less than one hour	Urban only	Aug 08, 2009
Western Union	MTO	9.33	5.30	9.97	19.94	Less than one hour	Nationwide	Aug 08, 2009
IMEX Money Transfer	MTO	8.67	6.06	10.39	20.78	Same day	Nationwide	Aug 08, 2009
Kiwibank	MTO	13.33	4.55	11.21	22.42	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	16.67	3.79	12.12	24.24	2 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	16.67	4.55	12.88	25.76	2 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	13.33	6.82	13.48	26.96	3-5 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	16.67	6.82	15.15	30.30	3-5 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	16.67	9.09	17.42	34.84	2 days	Nationwide	Aug 08, 2009
TSB	Bank	20.00	9.09	19.09	38.18	3-5 days	Nationwide	Aug 08, 2009
Bank Average		14.67	4.73	12.07	24.14
MTO Average		9.75	5.21	10.08	20.16
Total Average		12.21	4.97	11.08	22.16

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Westpac	Bank	0.66	2.27	2.40	12.00	Less than one hour	Nationwide	Aug 08, 2009
ANZ Bank*	Bank	16.45	*0.00	*3.29	*16.45	2 days	Nationwide	Aug 08, 2009
National Bank*	Bank	16.45	*0.00	*3.29	*16.45	3-5 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	9.87	3.79	5.76	28.80	Less than one hour	Nationwide	Aug 08, 2009
Epokifo 'ou Money Transfer	MTO	6.58	5.30	6.62	33.10	Same day	Nationwide	Aug 08, 2009
Xpresstrac Money Transfer	MTO	7.89	5.30	6.88	34.40	Same day	Main city	Aug 08, 2009
Westpac	Bank	16.45	3.79	7.08	35.40	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	9.21	5.30	7.15	35.75	Less than one hour	Nationwide	Aug 08, 2009
Kiwibank	MTO	13.16	4.55	7.18	35.90	2 days	Nationwide	Aug 08, 2009
IMEX Money Transfer	MTO	8.55	6.06	7.77	38.85	Same day	Nationwide	Aug 08, 2009
Kiwibank	MTO	16.45	4.55	7.83	39.15	2 days	Nationwide	Aug 08, 2009
Melie Mei Langi Money Transfer	MTO	5.26	6.82	7.87	39.35	Less than one hour	Urban only	Aug 08, 2009
ASB Bank	Bank	13.16	6.82	9.45	47.25	3-5 days	Nationwide	Aug 08, 2009
ASB Bank	Bank	16.45	6.82	10.11	50.55	3-5 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	16.45	9.09	12.38	61.90	2 days	Nationwide	Aug 08, 2009
TSB	Bank	19.74	9.09	13.04	65.20	3-5 days	Nationwide	Aug 08, 2009
Bank Average		14.47	4.73	7.63	38.15
MTO Average		9.62	5.21	7.13	35.65
Total Average		12.05	4.97	7.38	36.90

Corridor note

* indicates that the RSP is not transparent and did not provide all the relevant information. Roll-over firm name for more info.

Remitting from New Zealand to Tuvalu

Collection period for Third quarter 2009

See prices in NZD | USD

300760

				Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
ASB Bank	Bank	20.00	1.25	7.92	23.76	3-5 days	Urban only	Aug 08, 2009
Kiwibank	MTO	20.00	1.25	7.92	23.76	2 days	Urban only	Aug 08, 2009
ANZ Bank	Bank	25.00	1.25	9.58	28.74	2 days	Urban only	Aug 08, 2009
ASB Bank	Bank	25.00	1.25	9.58	28.74	3-5 days	Urban only	Aug 08, 2009
Bank of New Zealand	Bank	25.00	1.25	9.58	28.74	2 days	Urban only	Aug 08, 2009
Kiwibank	MTO	25.00	1.25	9.58	28.74	2 days	Urban only	Aug 08, 2009
National Bank	Bank	25.00	1.25	9.58	28.74	3-5 days	Urban only	Aug 08, 2009
Westpac	Bank	25.00	1.25	9.58	28.74	2 days	Urban only	Aug 08, 2009
TSB	Bank	30.00	1.25	11.25	33.75	3-5 days	Urban only	Aug 08, 2009
MoneyGram	MTO	20.00	5.00	11.67	35.01	Less than one hour	Nationwide	Aug 08, 2009
Western Union	MTO	42.00	2.50	16.50	49.50	Less than one hour	Nationwide	Aug 08, 2009
Bank Average		25.00	1.25	9.58	28.74
MTO Average		26.75	2.50	11.42	34.26
Total Average		25.64	1.70	10.25	30.75

	Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
ASB Bank	Bank	20.00	1.25	3.88	29.49	3-5 days	Urban only	Aug 08, 2009
Kiwibank	MTO	20.00	1.25	3.88	29.49	2 days	Urban only	Aug 08, 2009
ANZ Bank	Bank	25.00	1.25	4.54	34.50	2 days	Urban only	Aug 08, 2009
ASB Bank	Bank	25.00	1.25	4.54	34.50	3-5 days	Urban only	Aug 08, 2009
Bank of New Zealand	Bank	25.00	1.25	4.54	34.50	2 days	Urban only	Aug 08, 2009
Kiwibank	MTO	25.00	1.25	4.54	34.50	2 days	Urban only	Aug 08, 2009
National Bank	Bank	25.00	1.25	4.54	34.50	3-5 days	Urban only	Aug 08, 2009
Westpac	Bank	25.00	1.25	4.54	34.50	2 days	Urban only	Aug 08, 2009
TSB	Bank	30.00	1.25	5.20	39.52	3-5 days	Urban only	Aug 08, 2009
Western Union	MTO	64.00	2.50	10.92	82.99	Less than one hour	Nationwide	Aug 08, 2009
MoneyGram	MTO	50.00	5.00	11.58	88.01	Less than one hour	Nationwide	Aug 08, 2009
Bank Average		25.00	1.25	4.54	34.50
MTO Average		39.75	2.50	7.73	58.75
Total Average		30.36	1.70	5.70	43.32

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
ASB Bank	Bank	13.33	1.25	7.92	15.84	3-5 days	Urban only	Aug 08, 2009
Kiwibank	MTO	13.33	1.25	7.92	15.84	2 days	Urban only	Aug 08, 2009
ANZ Bank	Bank	16.67	1.25	9.58	19.16	2 days	Urban only	Aug 08, 2009
ASB Bank	Bank	16.67	1.25	9.58	19.16	3-5 days	Urban only	Aug 08, 2009
Bank of New Zealand	Bank	16.67	1.25	9.58	19.16	2 days	Urban only	Aug 08, 2009
Kiwibank	MTO	16.67	1.25	9.58	19.16	2 days	Urban only	Aug 08, 2009
National Bank	Bank	16.67	1.25	9.58	19.16	3-5 days	Urban only	Aug 08, 2009
Westpac	Bank	16.67	1.25	9.58	19.16	2 days	Urban only	Aug 08, 2009
TSB	Bank	20.00	1.25	11.25	22.50	3-5 days	Urban only	Aug 08, 2009
MoneyGram	MTO	13.33	5.00	11.67	23.34	Less than one hour	Nationwide	Aug 08, 2009
Western Union	MTO	28.00	2.50	16.50	33.00	Less than one hour	Nationwide	Aug 08, 2009
Bank Average		16.67	1.25	9.58	19.16
MTO Average		17.83	2.50	11.42	22.84
Total Average		17.09	1.70	10.25	20.50

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
ASB Bank	Bank	13.16	1.25	3.88	19.40	3-5 days	Urban only	Aug 08, 2009
Kiwibank	MTO	13.16	1.25	3.88	19.40	2 days	Urban only	Aug 08, 2009
ANZ Bank	Bank	16.45	1.25	4.54	22.70	2 days	Urban only	Aug 08, 2009
ASB Bank	Bank	16.45	1.25	4.54	22.70	3-5 days	Urban only	Aug 08, 2009
Bank of New Zealand	Bank	16.45	1.25	4.54	22.70	2 days	Urban only	Aug 08, 2009
Kiwibank	MTO	16.45	1.25	4.54	22.70	2 days	Urban only	Aug 08, 2009
National Bank	Bank	16.45	1.25	4.54	22.70	3-5 days	Urban only	Aug 08, 2009
Westpac	Bank	16.45	1.25	4.54	22.70	2 days	Urban only	Aug 08, 2009
TSB	Bank	19.74	1.25	5.20	26.00	3-5 days	Urban only	Aug 08, 2009
Western Union	MTO	42.11	2.50	10.92	54.60	Less than one hour	Nationwide	Aug 08, 2009
MoneyGram	MTO	32.89	5.00	11.58	57.90	Less than one hour	Nationwide	Aug 08, 2009
Bank Average		16.45	1.25	4.54	22.70
MTO Average		26.15	2.50	7.73	38.65
Total Average		19.98	1.70	5.70	28.50

Remitting from New Zealand to Vanuatu

Collection period for Third quarter 2009

See prices in NZD | USD

300760

				Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
Westpac	Bank	1.00	2.50	2.83	8.49	Less than one hour	Nationwide	Aug 08, 2009
Kiwibank (Internet)	Bank	20.00	-0.22	6.44	19.32	2 days	Nationwide	Aug 08, 2009
ASB Bank (Fastnet Classic)*	Bank	20.00	*0.00	*6.67	*20.01	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	25.00	-0.22	8.11	24.33	2 days	Nationwide	Aug 08, 2009
ASB Bank*	Bank	25.00	*0.00	*8.33	*24.99	3-5 days	Nationwide	Aug 08, 2009
National Bank*	Bank	25.00	*0.00	*8.33	*24.99	3-5 days	Nationwide	Aug 08, 2009
Western Union	MTO	35.00	-2.54	9.13	27.39	Less than one hour	Nationwide	Aug 08, 2009
Westpac	Bank	25.00	2.14	10.47	31.41	2 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	25.00	2.33	10.67	32.01	2 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	25.00	6.66	14.99	44.97	2 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	35.00	3.54	15.20	45.60	Less than one hour	Main city	Aug 08, 2009
TSB	Bank	30.00	7.65	17.65	52.95	3-5 days	Nationwide	Aug 08, 2009
Bank Average		21.78	2.34	9.60	28.80
MTO Average		31.67	0.26	10.81	32.43
Total Average		24.25	1.82	9.90	29.70

	Total cost
Firm name	Firm type	Fee (NZD)	Exchange rate margin (%)	Percent (%)	NZD	Transfer speed	Network Coverage	Date
Kiwibank (Internet)	Bank	20.00	-0.22	2.41	18.32	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	1.00	2.50	2.63	19.99	Less than one hour	Nationwide	Aug 08, 2009
ASB Bank (Fastnet Classic)*	Bank	20.00	*0.00	*2.63	*19.99	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	25.00	-0.22	3.07	23.33	2 days	Nationwide	Aug 08, 2009
ASB Bank*	Bank	25.00	*0.00	*3.29	*25.00	3-5 days	Nationwide	Aug 08, 2009
National Bank*	Bank	25.00	*0.00	*3.29	*25.00	3-5 days	Nationwide	Aug 08, 2009
Westpac	Bank	25.00	2.14	5.43	41.27	2 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	25.00	2.33	5.62	42.71	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	64.00	-2.54	5.88	44.69	Less than one hour	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	25.00	6.66	9.95	75.62	2 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	50.00	3.54	10.12	76.91	Less than one hour	Main city	Aug 08, 2009
TSB	Bank	30.00	7.65	11.60	88.16	3-5 days	Nationwide	Aug 08, 2009
Bank Average		21.78	2.34	5.21	39.60
MTO Average		46.33	0.26	6.35	48.26
Total Average		27.92	1.82	5.49	41.72

Corridor note

* indicates that the RSP is not transparent and did not provide all the relevant information. Roll-over firm name for more info.

200500

				Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Westpac	Bank	0.67	2.50	2.83	5.66	Less than one hour	Nationwide	Aug 08, 2009
Kiwibank (Internet)	Bank	13.33	-0.22	6.44	12.88	2 days	Nationwide	Aug 08, 2009
ASB Bank (Fastnet Classic)*	Bank	13.33	*0.00	*6.67	*13.34	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	16.67	-0.22	8.11	16.22	2 days	Nationwide	Aug 08, 2009
ASB Bank*	Bank	16.67	*0.00	*8.33	*16.66	3-5 days	Nationwide	Aug 08, 2009
National Bank*	Bank	16.67	*0.00	*8.33	*16.66	3-5 days	Nationwide	Aug 08, 2009
Western Union	MTO	23.33	-2.54	9.13	18.26	Less than one hour	Nationwide	Aug 08, 2009
Westpac	Bank	16.67	2.14	10.47	20.94	2 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	16.67	2.33	10.67	21.34	2 days	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	16.67	6.66	14.99	29.98	2 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	23.33	3.54	15.20	30.40	Less than one hour	Main city	Aug 08, 2009
TSB	Bank	20.00	7.65	17.65	35.30	3-5 days	Nationwide	Aug 08, 2009
Bank Average		14.52	2.34	9.60	19.20
MTO Average		21.11	0.26	10.81	21.62
Total Average		16.17	1.82	9.90	19.80

	Total cost
Firm name	Firm type	Fee (USD)	Exchange rate margin (%)	Percent (%)	USD	Transfer speed	Network Coverage	Date
Kiwibank (Internet)	Bank	13.16	-0.22	2.41	12.05	2 days	Nationwide	Aug 08, 2009
Westpac	Bank	0.66	2.50	2.63	13.15	Less than one hour	Nationwide	Aug 08, 2009
ASB Bank (Fastnet Classic)*	Bank	13.16	*0.00	*2.63	*13.15	3-5 days	Nationwide	Aug 08, 2009
Kiwibank	MTO	16.45	-0.22	3.07	15.35	2 days	Nationwide	Aug 08, 2009
ASB Bank*	Bank	16.45	*0.00	*3.29	*16.45	3-5 days	Nationwide	Aug 08, 2009
National Bank*	Bank	16.45	*0.00	*3.29	*16.45	3-5 days	Nationwide	Aug 08, 2009
Westpac	Bank	16.45	2.14	5.43	27.15	2 days	Nationwide	Aug 08, 2009
ANZ Bank	Bank	16.45	2.33	5.62	28.10	2 days	Nationwide	Aug 08, 2009
Western Union	MTO	42.11	-2.54	5.88	29.40	Less than one hour	Nationwide	Aug 08, 2009
Bank of New Zealand	Bank	16.45	6.66	9.95	49.75	2 days	Nationwide	Aug 08, 2009
MoneyGram	MTO	32.89	3.54	10.12	50.60	Less than one hour	Main city	Aug 08, 2009
TSB	Bank	19.74	7.65	11.60	58.00	3-5 days	Nationwide	Aug 08, 2009
Bank Average		14.33	2.34	5.21	26.05
MTO Average		30.48	0.26	6.35	31.75
Total Average		18.37	1.82	5.49	27.45

Corridor note

* indicates that the RSP is not transparent and did not provide all the relevant information. Roll-over firm name for more info.